Systems and computer-implemented processes for providing electronic notifications
First Claim
Patent Images
1. A system for providing notifications in a mobile device comprising:
- a low-energy transmitter;
a local database;
a memory device storing instructions; and
a processor configured to execute the instructions to;
transmit, by the low-energy transmitter, identification signal data comprising a proximity universally unique identifier, a major identifier, and a minor identifier, the low-energy transmitter being associated with one of an automated teller machine (ATM), a bank branch, or a teller station;
compare the identification signal data with information stored in the local database when a provider application is not running on the mobile device, the local database comprising information identifying transmitters associated with one or more ATMs or bank branches;
start the provider application as a passive background application when the identification signal data matches information in the local database;
receive, from the mobile device, a request for notification information when the provider application determines the identification signal data matches information in an identification database, wherein the provider application is running on the mobile device,generate the request for notification information by the provider application,receive the request for notification information from a processor of a financial service provider system;
the request for notification information comprises user preferences;
determine a form of notification based on the user preferences, wherein the form of notification is at least one of a push notification, a text message, or an email;
transmit, to the mobile device, the requested notification information in the determined form; and
display the requested notification information on the mobile device.
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Abstract
Systems and methods are disclosed for providing account balance notifications. The disclosed embodiments generally relate to using transmitters to activate a mobile application to request financial account information, such as an account balance, and display the requested information, via the mobile device, before the customer uses an automated teller machine (ATM) or conducts a transaction at a bank branch. In certain embodiments, the transmitters are low energy transmitters. Other aspects of the disclosed embodiments are described herein.
77 Citations
20 Claims
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1. A system for providing notifications in a mobile device comprising:
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a low-energy transmitter; a local database; a memory device storing instructions; and a processor configured to execute the instructions to; transmit, by the low-energy transmitter, identification signal data comprising a proximity universally unique identifier, a major identifier, and a minor identifier, the low-energy transmitter being associated with one of an automated teller machine (ATM), a bank branch, or a teller station; compare the identification signal data with information stored in the local database when a provider application is not running on the mobile device, the local database comprising information identifying transmitters associated with one or more ATMs or bank branches; start the provider application as a passive background application when the identification signal data matches information in the local database; receive, from the mobile device, a request for notification information when the provider application determines the identification signal data matches information in an identification database, wherein the provider application is running on the mobile device, generate the request for notification information by the provider application, receive the request for notification information from a processor of a financial service provider system; the request for notification information comprises user preferences; determine a form of notification based on the user preferences, wherein the form of notification is at least one of a push notification, a text message, or an email; transmit, to the mobile device, the requested notification information in the determined form; and display the requested notification information on the mobile device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A computer-implemented method for providing notifications in a mobile device comprising the following operations performed by at least one processor:
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transmitting, by a low-energy transmitter, identification signal data comprising a proximity universally unique identifier, a major identifier, and a minor identifier, the low-energy transmitter being associated with one of an automated teller machine (ATM), a bank branch, or a teller station; comparing the identification signal data with information stored in a local database when a provider application is not running on the mobile device, the local database comprising information identifying transmitters associated with one or more ATMs or bank branches; starting the provider application as a passive background application when the identification signal data matches information in the local database; receiving, from the mobile device, a request for notification information when the provider application determines the identification signal data matches information in an identification database, wherein; the provider application is running on the mobile device, generating the request for notification information by the provider application, receiving the request for notification information from a processor of a financial service provider system; the request for notification information comprises user preferences; determining a form of notification based on the user preferences, wherein the form of notification is at least one of a push notification, a text message, or an email; transmitting, to the mobile device, the requested notification information in the determined form; and displaying the requested notification information on the mobile device. - View Dependent Claims (17, 18, 19)
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20. A non-transitory computer-readable medium that stores instructions for providing notifications in a mobile device that, when executed by at least one processor, cause the at least one processor to:
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transmit, by a low-energy transmitter, identification signal data comprising a proximity universally unique identifier, a major identifier, and a minor identifier, the low-energy transmitter being associated with one of an automated teller machine (ATM), a bank branch, or a teller station; compare the identification signal data with information stored in a local database when a provider application is not running on the mobile device, the local database comprising information identifying transmitters associated with one or more ATMs or bank branches; start the provider application as a passive background application when the identification signal data matches information in the local database; receive, from the mobile device, a request for notification information when the provider application determines the identification signal data matches information in an identification database, wherein; the provider application is running on the mobile device, generate the request for notification information by the provider application, receive the request for notification information from a processor of a financial service provider system; the request for notification information comprising user preferences; determine a form of notification based on the user preferences, wherein the form of notification is at least one of a push notification, a text message, or an email; transmit, to the mobile device, the requested notification information in the determined form; and display the requested notification information on the mobile device.
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Specification