Integrated communications network for transactions
First Claim
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1. A method comprising:
- receiving, by a mobile switching center associated with a first mobile network of a plurality of mobile networks, a transaction request message from a computing device communicating with a second mobile network of the plurality of mobile networks, the transaction request message received via a switch configured to connect the plurality of mobile networks, wherein the second mobile network is remote from the first mobile network and local to the computing device, wherein the first mobile network is a payment processing network mobile network configured to process mobile network operations and payment processing for the plurality of mobile networks;
converting, by a protocol conversion module of the mobile switching center associated with the first mobile network, the transaction request message from a first protocol to a second protocol, wherein the protocol conversion module of the mobile switching center associated with the first mobile network that converts the transaction request message from the first protocol to the second protocol is central to the plurality of mobile networks and provides data protocol conversion for each of the mobile networks of the plurality of mobile networks;
sending, by the protocol conversion module, the converted transaction request message to a payment processing server associated with the first mobile network, wherein the payment processing server processes a transaction associated with the converted transaction request message;
receiving, by the protocol conversion module, a transaction response message from the payment processing server;
converting, by the protocol conversion module, the transaction response message from the second protocol to the first protocol; and
sending, by the protocol conversion module, the converted transaction response message to the computing device via the switch.
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Abstract
An integrated communications network may be integrated with existing payment systems to provide for more efficient and secure payment related communications. The integrated communications network may use mobile network protocol encapsulation to provide more efficient, faster, and more robust payment related communications to a payment processor across a mobile network. The integrated communications network may implement a location-aware network communications system that may allow a payment processor to obtain additional information about a consumer using a location-aware header of a network communication.
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Citations
18 Claims
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1. A method comprising:
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receiving, by a mobile switching center associated with a first mobile network of a plurality of mobile networks, a transaction request message from a computing device communicating with a second mobile network of the plurality of mobile networks, the transaction request message received via a switch configured to connect the plurality of mobile networks, wherein the second mobile network is remote from the first mobile network and local to the computing device, wherein the first mobile network is a payment processing network mobile network configured to process mobile network operations and payment processing for the plurality of mobile networks; converting, by a protocol conversion module of the mobile switching center associated with the first mobile network, the transaction request message from a first protocol to a second protocol, wherein the protocol conversion module of the mobile switching center associated with the first mobile network that converts the transaction request message from the first protocol to the second protocol is central to the plurality of mobile networks and provides data protocol conversion for each of the mobile networks of the plurality of mobile networks; sending, by the protocol conversion module, the converted transaction request message to a payment processing server associated with the first mobile network, wherein the payment processing server processes a transaction associated with the converted transaction request message; receiving, by the protocol conversion module, a transaction response message from the payment processing server; converting, by the protocol conversion module, the transaction response message from the second protocol to the first protocol; and sending, by the protocol conversion module, the converted transaction response message to the computing device via the switch. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
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17. A computer comprising:
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a processor; and a computer readable medium coupled to the processor, the computer readable medium comprising code, executable by the processor for implementing a method comprising; receiving, by a mobile switching center, a transaction request message from a computing device communicating with a second mobile network of a plurality of mobile networks, the transaction request message received via a switch configured to connect the plurality of mobile networks, wherein the second mobile network is remote from a first mobile network of the plurality of mobile networks and local to the computing device, wherein the first mobile network is a payment processing network mobile network configured to process mobile network operations and payment processing for the plurality of mobile networks; converting, by a protocol conversion module of the mobile switching center associated with the first mobile network, the transaction request message from a first protocol to a second protocol, wherein the protocol conversion module of the mobile switching center associated with the first mobile network that converts the transaction request message from the first protocol to the second protocol is central to the plurality of mobile networks and provides data protocol conversion for each of the mobile networks of the plurality of mobile networks; sending, by the protocol conversion module, the converted transaction request message to a payment processing server associated with the first mobile network, wherein the payment processing server processes a transaction associated with the converted transaction request message; receiving, by the protocol conversion module, a transaction response message from the payment processing server; converting, by the protocol conversion module, the transaction response message from the second protocol to the first protocol; and sending, by the protocol conversion module, the converted transaction response message to the computing device via the switch. - View Dependent Claims (18)
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Specification