Taking corrective action based upon telematics data broadcast from another vehicle

• US 10,317,223 B1
• Filed: 01/07/2016
• Issued: 06/11/2019
• Est. Priority Date: 01/20/2015
• Status: Active Grant

• Current Assignee: State Farm Mutual Automobile Insurance Company (State Farm)
• Original Assignee: State Farm Mutual Automobile Insurance Company (State Farm)
• Inventors: Hayward, Gregory
• Primary Examiner(s): Jeanglaude, Gertrude Arthur
• Application Number:
  US14/989,990
• Time in Patent Office: 1,251 Days
• Field of Search: 701117
• CPC Class Codes: B60K 35/00 Instruments specially adapted for vehicles; Arrangement of instruments in or on vehicles
• CPC Class Codes: B60Q 5/006 indicating risk of collision between vehicles or with pedestrians
• CPC Class Codes: B60W 40/10 related to vehicle motion
• CPC Class Codes: B60W 50/14 Means for informing the driver, warning the driver or prompting a driver intervention
• CPC Class Codes: G01C 21/005 with correlation of navigation data from several sources, e.g. map or contour matching G01C21/30 takes precedence
• CPC Class Codes: G01C 21/34 Route searching; Route guidance
• CPC Class Codes: G01C 21/3415 Dynamic re-routing, e.g. recalculating the route when the user deviates from calculated route or after detecting real-time traffic data or accidents
• CPC Class Codes: G01C 21/3492 employing speed data or traffic data, e.g. real-time or historical traffic control systems for road vehicles involving transmission of navigation instructions to the vehicle G08G1/0968
• CPC Class Codes: G01C 21/36 Input/output arrangements for on-board computers
• CPC Class Codes: G01C 21/3655 Timing of guidance instructions
• CPC Class Codes: G01C 21/3667 Display of a road map G01C21/3614 takes precedence; guidance using 3D or perspective road maps G01C21/3635
• CPC Class Codes: G01C 21/367 Details, e.g. road map scale, orientation, zooming, illumination, level of detail, scrolling of road map or positioning of current position marker
• CPC Class Codes: G01C 21/3691 Retrieval, searching and output of information related to real-time traffic, weather, or environmental conditions arrangements for giving variable traffic instructions G08G1/09
• CPC Class Codes: G01S 19/13 Receivers
• CPC Class Codes: G01S 19/42 Determining position
• CPC Class Codes: G01S 19/47 the supplementary measurement being an inertial measurement, e.g. tightly coupled inertial
• CPC Class Codes: G01S 19/50 whereby the position solution is constrained to lie upon a particular curve or surface, e.g. for locomotives on railway tracks
• CPC Class Codes: G01S 19/51 Relative positioning
• CPC Class Codes: G05D 1/0278 using satellite positioning signals, e.g. GPS
• CPC Class Codes: G05D 1/0285 using signals transmitted via a public communication network, e.g. GSM network
• CPC Class Codes: G05D 1/225 : operated by off-board computers
• CPC Class Codes: G05D 1/229 : Command input data, e.g. waypoints
• CPC Class Codes: G05D 1/24 : Arrangements for determining position or orientation
• CPC Class Codes: G06Q 10/047 : Optimisation of routes or paths, e.g. travelling salesman problem
• CPC Class Codes: G06Q 40/08 : Insurance
• CPC Class Codes: G07C 5/008 : communicating information to a remotely located station transmission systems for measured values G08C
• CPC Class Codes: G07C 5/02 : Registering or indicating driving, working, idle, or waiting time only apparatus forming part of taximeters G07B13/00
• CPC Class Codes: G08G 1/0112 : from the vehicle, e.g. floating car data [FCD]
• CPC Class Codes: G08G 1/012 : from other sources than vehicle or roadside beacons, e.g. mobile networks
• CPC Class Codes: G08G 1/0125 : Traffic data processing
• CPC Class Codes: G08G 1/0133 : for classifying traffic situation
• CPC Class Codes: G08G 1/0141 : for traffic information dissemination
• CPC Class Codes: G08G 1/052 : with provision for determining speed or overspeed speed measuring in general G01P
• CPC Class Codes: G08G 1/091 : Traffic information broadcasting broadcasting communication H04H
• CPC Class Codes: G08G 1/093 : Data selection, e.g. prioritizing information, managing message queues, selecting the information to be output
• CPC Class Codes: G08G 1/0965 : responding to signals from another vehicle, e.g. emergency vehicle
• CPC Class Codes: G08G 1/096725 : where the received information generates an automatic action on the vehicle control
• CPC Class Codes: G08G 1/096783 : where the origin of the information is a roadside individual element
• CPC Class Codes: G08G 1/096827 : where the route is computed onboard
• CPC Class Codes: G08G 1/096844 : where the complete route is dynamically recomputed based on new data
• CPC Class Codes: G08G 1/096855 : where the output is provided in a suitable form to the driver details on I/O arrangements for onboard navigation computers G01C21/36
• CPC Class Codes: G08G 1/096883 : where input information is obtained using a mobile device, e.g. a mobile phone, a PDA
• CPC Class Codes: G08G 1/127 : to a central station ; Indicators in a central station
• CPC Class Codes: G08G 1/16 : Anti-collision systems road vehicle drive control systems for predicting or avoiding probable or impending collision otherwise than by control of a particular sub-unit B60W30/08
• CPC Class Codes: G08G 1/162 : event-triggered
• CPC Class Codes: G08G 1/166 : for active traffic, e.g. moving vehicles, pedestrians, bikes
• CPC Class Codes: G08G 7/02 : Anti-collision systems
• CPC Class Codes: H04L 65/611 : for multicast or broadcast systems for broadcast or conference H04L12/18; arrangements for broadcast or distribution combined with broadcast H04H20/00; arrangements for broadcast applications with a direct linkage to broadcast information or to broadcast space-time H04H60/00; selective distribution of broadcast services, e.g. multimedia broadcast multicast service [MBMS], H04W4/06
• CPC Class Codes: H04L 67/12 : specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
• CPC Class Codes: H04L 67/52 : specially adapted for the location of the user terminal
• CPC Class Codes: H04Q 2209/40 : using a wireless architecture
• CPC Class Codes: H04Q 9/00 : Arrangements in telecontrol or telemetry systems for selectively calling a substation from a main station, in which substation desired apparatus is selected for applying a control signal thereto or for obtaining measured values therefrom
• CPC Class Codes: H04W 4/027 : using movement velocity, acceleration information
• CPC Class Codes: H04W 4/06 : Selective distribution of broadcast services, e.g. multimedia broadcast multicast service [MBMS]; Services to user groups; One-way selective calling services
• CPC Class Codes: H04W 4/40 : for vehicles, e.g. vehicle-to-pedestrians [V2P]

Abstract

A computer-implemented method of using telematics data associated with an originating vehicle at a destination vehicle is provided. The method may include receiving telematics data associated with the originating vehicle by (1) a mobile device or (2) a smart vehicle controller associated with a driver or vehicle. The mobile device or smart vehicle controller may analyze the telematics data received to determine that (i) a travel event exists, or (ii) that a travel event message or warning is embedded within the telematics broadcast received. If the travel event exits, the method may include automatically taking a preventive or corrective action, at or via the mobile device or smart vehicle controller, which alleviates a negative impact of the travel event on the driver or vehicle to facilitate safer or more efficient vehicle travel. Insurance discounts may be provided to insureds based upon their usage of the risk mitigation or prevention functionality.

Claims

1. A computer-implemented method of using, at a destination device, telematics data associated with an originating vehicle, the method comprising:

receiving, by one or more processors of the destination device, the telematics data, the telematics data being associated with operation of an originating vehicle, and

wherein the destination device is one of (1) a mobile device associated with a driver of a destination vehicle, or (2) a smart vehicle controller associated with the destination vehicle;

analyzing, by one or more processors of the destination device, the telematics data;

determining, by one or more processors of the destination device, (i) whether a travel event exists based upon the analysis of the telematics data, or (ii) whether a message associated with the travel event is included within the telematics data; and

based on determining that the travel event exists and/or that the message associated with the travel event is included within the telematics data, automatically generating, determining, receiving, presenting, providing, and/or displaying an alert and/or an alternate travel route by one or more processors of the destination device, that alleviates a negative impact of the travel event on the driver or destination vehicle to facilitate safer or more efficient vehicle travel.

2. The computer-implemented method of claim 1, wherein the alert is one or more of a visual alert, an audio alert, or an audible alert.

3. The computer-implemented method of claim 1, wherein the alert is presented or provided only after the one or more processors of the destination device determine that a location of the travel event is within a predetermined distance of the destination vehicle or along a route that the destination vehicle is presently traveling.

4. The computer-implemented method of claim 1,

wherein the alternate travel route avoids a Global Positioning System (GPS) location of the travel event.

5. The computer-implemented method of claim 4, wherein generating the alternate travel route includes:

automatically directing, by one or more processors of the destination device, the destination vehicle to take or follow the alternative travel route by autonomously directing the destination vehicle to take the alternate travel route.

6. The computer-implemented method of claim 1, wherein the telematics data is generated by an originating device that is one of one of (1) a mobile device associated with the originating vehicle, or (2) a smart vehicle controller associated with the originating vehicle, the telematics data including one or more of a speed of the originating vehicle, an acceleration of the originating vehicle, a deceleration of the originating vehicle, a Global Positioning System (GPS) location of the originating vehicle, a GPS speed of the originating vehicle, a GPS latitude and longitude of the originating vehicle, a time when the telematics data was generated, braking information associated with the originating vehicle, data indicative of the originating vehicle turning, a battery level of the mobile device associated with the originating vehicle, telephone usage information of the mobile device associated with the originating vehicle, an angular velocity of the originating vehicle, and road lane information associated with the originating vehicle.

7. The computer-implemented method of claim 1, wherein the telematics data is transmitted from the originating device directly to the destination device.

8. The computer-implemented method of claim 1, wherein:

the telematics data transmitted from the originating device directly to a smart infrastructure component,

the smart infrastructure component includes one or more of a smart stop sign, a smart street sign, a smart toll both, or a smart road-side equipment or reflectors, and

the smart infrastructure component relays or transmits the telematics data to the destination device.

9. The computer-implemented method of claim 1, wherein the telematics data transmitted from the originating device directly to a remote server, and

wherein the remote server relays or transmits the telematics data to the destination device.

10. The computer-implemented method of claim 9, the method further comprising:

identifying, by one or more processors associated with the remote server, the driver of the destination vehicle as an insured customer using one of (1) a Telematics Application executed on the mobile associated with the driver of the destination vehicle, or (2) a Telematics Application executed on the smart vehicle controller associated with the destination vehicle, the Telematics Application performing telematics data-based risk mitigation or prevention functionality; and

adjusting, by one or more processors associated with the remote server, an insurance policy, premium, or discount for the insured customer based upon the insured customer using Telematics Application.

11. The computer-implemented method of claim 9, the method further comprising:

identifying, by one or more processors associated with the remote server, the driver of the destination vehicle as an insured customer using one of (1) a Telematics Application executed on the mobile device associated with the driver of the destination vehicle, or (2) a Telematics Application executed on the smart vehicle controller associated with the destination vehicle, the Telematics Application performing telematics data-based risk mitigation or prevention functionality;

monitoring, by one or more processors associated with the remote server, a usage amount that the insured customer drives the destination insured vehicle while using Telematics Application; and

adjusting, by one or more processors associated with the remote server, an insurance policy, premium, or discount for the insured customer based upon the insured customer'"'"'s Telematics Application usage amount, and

wherein the telematics data-based risk mitigation or prevention functionality includes one or more of (i) generating, collecting, broadcasting, or receiving telematics data, and (ii) generating appropriate alerts or recommendations.

12. A computer-implemented method of using telematics data at a destination device, the method comprising:

receiving, by one or more processors associated with the destination device, a notification that an anomalous condition exists, via wireless communications,

wherein the destination device includes one of (1) a first mobile device associated with a first driver of a destination vehicle, or (2) a first smart vehicle controller associated with the destination vehicle, and

wherein the notification is based upon telematics data collected or generated by an originating device that includes one of (i) a second mobile device associated with a second driver of an originating vehicle, or (ii) a second smart vehicle controller associated with the originating vehicle; and

upon receiving the notification that the anomalous condition exists, automatically generating, determining, receiving, presenting, providing, and/or displaying an alert and/or an alternate travel route, at or via the destination device, that alleviates a negative impact of the anomalous condition on the first driver or the destination vehicle to facilitate safer or more efficient vehicle travel.

13. The computer-implemented method of claim 12, wherein the anomalous condition is based upon (i) the telematics data, or (ii) an analysis of image data captured via the originating device, and

wherein the analysis of image data captured via the originating device reveals vehicle traffic, congestion, road construction, or weather conditions, and

wherein the notification identifies the type of anomalous condition or an extent of the anomalous condition by (a) length of time, or (b) size or area impacted by the anomalous condition.

14. The computer-implemented method of claim 12, wherein the telematics data includes one or more of a speed of the originating vehicle, an acceleration of the originating vehicle, a deceleration of the originating vehicle, a Global Positioning System (GPS) location of the originating vehicle, a GPS speed of the originating vehicle, a GPS latitude and longitude of the originating vehicle, a time when the telematics data was generated, braking information associated with the originating vehicle, data indicative of the originating vehicle turning, a battery level of the mobile device associated with the originating vehicle, telephone usage information of the mobile device associated with the originating vehicle, an angular velocity of the originating vehicle, and road lane information associated with the originating vehicle.

15. The computer-implemented method of claim 12, wherein the alert is one or more of a visual alert, an audio alert, or an audible alert.

16. The computer-implemented method of claim 15, wherein the alert is presented or provided only after the one or more processors of the destination device determine that a location of the anomalous condition is within a predetermined distance of the destination vehicle or along a route that the destination vehicle is presently traveling.

17. The computer-implemented method of claim 12,

wherein the alternate travel route avoids a Global Positioning System (GPS) location of the anomalous condition.

18. The computer-implemented method of claim 13, wherein the preventive or corrective action taken includes:

generating, by one or more processors of the destination device, an alternate travel route that avoids a Global Positioning System (GPS) location of the anomalous condition; and

automatically directing, by one or more processors of the destination device, the vehicle to take or follow the alternative travel route by autonomously directing the destination vehicle to take the alternate travel route.

19. A computer-implemented method of using, at a destination device or vehicle, telematics data associated with an originating vehicle or device, the method comprising:

receiving telematics data, at or by (1) a mobile device associated with a driver, or (2) a smart vehicle controller of a vehicle associated with the driver, via wireless communication and/or data transmission, the telematics data being associated with operation of an originating vehicle;

determining, at or via the mobile device or smart vehicle controller, (i) a travel event, or that the travel event exists, from analysis of the telematics data, or (ii) that a travel event message or warning associated with the travel event exists within, or is embedded within, the telematics data; and

based on determining that the travel event exists and/or that that message associated with the travel event is included within the telematics data, automatically generating, determining, receiving, presenting, providing, and/or displaying an alert and/or an alternate travel route, at or via the mobile device or smart vehicle controller, that alleviates a negative impact of the travel event on the driver or vehicle to facilitate safer or more efficient vehicle travel.

20. The computer-implemented method of claim 19, wherein the alert is presented or provided only after the mobile device or smart vehicle controller determines that the travel event is relevant to the vehicle by determining that a location of the travel event is in the vicinity, or a predetermined distance, of the vehicle, or along a route that the vehicle is presently traveling.