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Enhanced communication platform and related communication method using the platform

  • US 10,325,264 B2
  • Filed: 11/02/2018
  • Issued: 06/18/2019
  • Est. Priority Date: 09/15/1998
  • Status: Expired due to Term
First Claim
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1. At least one non-transitory computer readable medium encoded with processing instructions performed by at least one computer platform performing a method of providing authorized communication services or transactions using a communication network, including at least networks of different types which are external to the platform, user devices communicating with the platform via the communication network, the method comprising:

  • accepting and processing, by the platform, a request to provide at least one of a communication service, a transaction or user account information via one of the external networks;

    verifying at the platform that the requestor is authorized to receive the at least one of the communication service, the transaction, or the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service or the transaction; and

    charging at the platform by logging transactions on a real-time basis to an authorized account associated with the user, while the platform controls an element of a corresponding one of the external networks to provide at least one of the communication service or the transaction as provided by any one of a plurality of different service and transaction providers.

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