User interface for loyalty accounts and private label accounts for a wearable device
First Claim
1. A non-transitory computer-readable storage medium comprising one or more programs for execution by one or more processors of an electronic device with a display and one or more wireless communication elements, the one or more programs including instructions for:
- receiving an input requesting to enable the device for a payment transaction with a wireless payment terminal, wherein the request to enable the device for the payment transaction is an authorization from a user associated with a first payment account and a second payment account to use either the first payment account or the second payment account for the payment transaction with the wireless payment terminal;
in response to receiving the input, displaying, on the display, a payment indication that represents a plurality of payment accounts including the first payment account that was authorized for use for the payment transaction and the second payment account that was authorized for use for the payment transaction, wherein the payment indication was not displayed on the display prior to receiving the input requesting to enable the device for the payment transaction;
while displaying the payment indication that represents the plurality of payment accounts that have been authorized for use for the payment transaction, receiving, from the wireless payment terminal, via the one or more wireless communication elements, a request for account information corresponding to the payment transaction;
in response to receiving the request for account information corresponding to the payment transaction and without receiving further user input, automatically selecting and transmitting respective account information from the electronic device to the wireless payment terminal, including;
in accordance with a determination, by the electronic device, that payment criteria for the first payment account have been met, transmitting to the wireless payment terminal, via the one or more wireless communication elements, account information for the first payment account without transmitting account information for the second payment account; and
in accordance with a determination, by the electronic device, that payment criteria for the second payment account have been met, transmitting to the wireless payment terminal, via the one or more wireless communication elements, account information for the second payment account without transmitting account information for the first payment account; and
after automatically selecting and transmitting the respective account information to the wireless payment terminal, displaying, on the display, a graphical indication that the respective account information has been successfully transmitted to the wireless payment terminal.
0 Assignments
0 Petitions
Accused Products
Abstract
The present disclosure generally relates to the use of loyalty accounts, private label payment accounts, and general payment accounts using a wearable electronic device with an electronic wallet. Various accounts are linked to the electronic device. In some examples, the electronic device is NFC-enabled. The electronic device may be used to provide loyalty account information and payment account information to a payment terminal, such as an NFC-enabled payment terminal.
-
Citations
39 Claims
-
1. A non-transitory computer-readable storage medium comprising one or more programs for execution by one or more processors of an electronic device with a display and one or more wireless communication elements, the one or more programs including instructions for:
-
receiving an input requesting to enable the device for a payment transaction with a wireless payment terminal, wherein the request to enable the device for the payment transaction is an authorization from a user associated with a first payment account and a second payment account to use either the first payment account or the second payment account for the payment transaction with the wireless payment terminal; in response to receiving the input, displaying, on the display, a payment indication that represents a plurality of payment accounts including the first payment account that was authorized for use for the payment transaction and the second payment account that was authorized for use for the payment transaction, wherein the payment indication was not displayed on the display prior to receiving the input requesting to enable the device for the payment transaction; while displaying the payment indication that represents the plurality of payment accounts that have been authorized for use for the payment transaction, receiving, from the wireless payment terminal, via the one or more wireless communication elements, a request for account information corresponding to the payment transaction; in response to receiving the request for account information corresponding to the payment transaction and without receiving further user input, automatically selecting and transmitting respective account information from the electronic device to the wireless payment terminal, including; in accordance with a determination, by the electronic device, that payment criteria for the first payment account have been met, transmitting to the wireless payment terminal, via the one or more wireless communication elements, account information for the first payment account without transmitting account information for the second payment account; and in accordance with a determination, by the electronic device, that payment criteria for the second payment account have been met, transmitting to the wireless payment terminal, via the one or more wireless communication elements, account information for the second payment account without transmitting account information for the first payment account; and after automatically selecting and transmitting the respective account information to the wireless payment terminal, displaying, on the display, a graphical indication that the respective account information has been successfully transmitted to the wireless payment terminal. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 13, 14, 15)
-
-
11. A method, comprising:
-
at an electronic device with a display and one or more wireless communication elements; receiving an input requesting to enable the device for a payment transaction with a wireless payment terminal, wherein the request to enable the device for the payment transaction is an authorization from a user associated with a first payment account and a second payment account to use either the first payment account or the second payment account for the payment transaction with the wireless payment terminal; in response to receiving the input, displaying, on the display, a payment indication that represents a plurality of payment accounts including the first payment account that was authorized for use for the payment transaction and the second payment account that was authorized for use for the payment transaction, wherein the payment indication was not displayed on the display prior to receiving the input requesting to enable the device for the payment transaction; while displaying the payment indication that represents the plurality of payment accounts that have been authorized for use for the payment transaction, receiving from the wireless payment terminal, via the one or more wireless communication elements, a request for account information corresponding to the payment transaction ; in response to receiving the request for account information corresponding to the payment transaction and without receiving further user input, automatically selecting and transmitting respective account information from the electronic device to the wireless payment terminal, including; in accordance with a determination, by the electronic device, that payment criteria for the first payment account have been met, transmitting to the wireless payment terminal, via the one or more wireless communication elements, account information for the first payment account without transmitting account information for the second payment account; and in accordance with a determination, by the electronic device, that payment criteria for the second payment account have been met, transmitting to the wireless payment terminal, via the one or more wireless communication elements, account information for the second payment account without transmitting account information for the first payment account; and after automatically selecting and transmitting the respective account information to the wireless payment terminal, displaying, on the display, a graphical indication that the respective account information has been successfully transmitted to the wireless payment terminal. - View Dependent Claims (16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27)
-
-
12. An electronic device comprising:
-
a display; one or more wireless communication elements; one or more processors; and memory storing one or more programs, the one or more programs including instructions which, when executed by the one or more processors, cause the electronic device to; receive an input requesting to enable the device for a payment transaction with a wireless payment terminal, wherein the request to enable the device for the payment transaction is an authorization from a user associated with a first payment account and a second payment account to use either the first payment account or the second payment account for the payment transaction with the wireless payment terminal; in response to receiving the input, display, on the display, a payment indication that represents a plurality of payment accounts including the first payment account that was authorized for use for the payment transaction and the second payment account that was authorized for use for the payment transaction, wherein the payment indication was not displayed on the display prior to receiving the input requesting to enable the device for the payment transaction; while causing the display of the payment indication that represents the plurality of payment accounts that have been authorized for user for the payment transaction, receive from the wireless payment terminal, via the one or more wireless communication elements, a request for account information corresponding to the payment transaction; in response to receiving the request for account information corresponding to the payment transaction and without receiving further user input, automatically select and transmit respective account information from the electronic device to the wireless payment terminal, including; in accordance with a determination, by the electronic device, that payment criteria for the first payment account have been met, transmit to the wireless payment terminal, via the one or more wireless communication elements, account information for the first payment account without transmitting account information for the second payment account; and in accordance with a determination, by the electronic device, that payment criteria for the second payment account have been met, transmit to the wireless payment terminal, via the one or more wireless communication elements, account information for the second payment account without transmitting account information for the first payment account; and after automatically selecting and transmitting the respective account information to the wireless payment terminal, display, on the display, a graphical indication that the respective account information has been successfully transmitted to the wireless payment terminal. - View Dependent Claims (28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39)
-
Specification