Techniques for an in-vehicle electronic wallet
First Claim
1. An in-vehicle electronic wallet integrated into a vehicle, comprising:
- a processor component;
a location determination device, operably coupled to the processor component, which determines a location of the vehicle and indicates that the vehicle is in motion; and
a vehicle electronic wallet component, at least a portion of which is in hardware, the vehicle electronic wallet component comprising;
a contactless communication interface component, at least a portion of which is in hardware, which receives a request for payment from a payment processing entity for a transaction over a contactless communication link when within a detected proximity to the payment processing entity;
an electronic wallet authentication component, at least a portion of which is in hardware, which receives authentication information and approves the request for payment based, at least in part, on the location of the vehicle determined by the location determination device and an indication from the location determination device that the vehicle is in motion towards the payment processing entity;
an electronic wallet payment component, at least a portion of which is in hardware, which;
sends payment information corresponding to a payment account over the contactless communication link to the payment processing entity for payment of the transaction responsive to receipt of the authentication information for approval of the request for payment, andsends the request for payment, the location of the vehicle and the indication the vehicle is in motion towards the payment processing entity to the mobile device over the mobile communication link; and
an electronic wallet mobile interface component, at least a portion of which is in hardware, which receives authentication information and approves the request for payment from the mobile device over the mobile communication link.
1 Assignment
0 Petitions
Accused Products
Abstract
Various embodiments are generally directed to an apparatus, method and other techniques for activating a payment account for a vehicle electronic wallet component and to associate the payment account with a vehicle. In various embodiments, a request for payment for a transaction may be received over a contactless communication link when the vehicle is in proximity to a payment processing entity and authentication information to approve the request for payment may be received. Payment information corresponding to the payment account may be transmitted over the contactless communication link to the payment processing entity to enable payment for the transaction.
12 Citations
25 Claims
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1. An in-vehicle electronic wallet integrated into a vehicle, comprising:
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a processor component; a location determination device, operably coupled to the processor component, which determines a location of the vehicle and indicates that the vehicle is in motion; and a vehicle electronic wallet component, at least a portion of which is in hardware, the vehicle electronic wallet component comprising; a contactless communication interface component, at least a portion of which is in hardware, which receives a request for payment from a payment processing entity for a transaction over a contactless communication link when within a detected proximity to the payment processing entity; an electronic wallet authentication component, at least a portion of which is in hardware, which receives authentication information and approves the request for payment based, at least in part, on the location of the vehicle determined by the location determination device and an indication from the location determination device that the vehicle is in motion towards the payment processing entity; an electronic wallet payment component, at least a portion of which is in hardware, which; sends payment information corresponding to a payment account over the contactless communication link to the payment processing entity for payment of the transaction responsive to receipt of the authentication information for approval of the request for payment, and sends the request for payment, the location of the vehicle and the indication the vehicle is in motion towards the payment processing entity to the mobile device over the mobile communication link; and an electronic wallet mobile interface component, at least a portion of which is in hardware, which receives authentication information and approves the request for payment from the mobile device over the mobile communication link. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
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17. An article of manufacture comprising a non-transitory computer-readable storage medium comprising instructions that when executed by a computing system integrated into a vehicle, cause the computing system to:
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determine a location of the vehicle and indicate whether the vehicle is in motion; receive a request from a payment processing entity for payment for a transaction over a contactless communication link when within a detected proximity to the payment processing entity; receive authentication information for approving the request for payment based, at least in part, on the location of the vehicle and an indication the vehicle is in motion towards the payment processing entity; send payment information corresponding to a payment account over the contactless communication link to the payment processing entity for payment of the transaction responsive to receipt of the authentication information for approving the request for payment; send the request for payment, the location of the vehicle and the indication the vehicle is in motion towards the payment processing entity to a mobile device over a mobile communication link; and receive the authentication information for approving the request for payment from the mobile device over the mobile communication link. - View Dependent Claims (18, 19, 20, 21, 22, 23)
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24. A computer-implemented method, by a computing device integrated into a vehicle, comprising:
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determining; a location of the vehicle, and an indication that the vehicle is in motion towards a payment processing entity; receiving a request for payment for a transaction over a contactless communication link when the vehicle is within a detected proximity to the payment processing entity; receiving authentication information for approving the request for payment based, at least in part, on the location of the vehicle and the indication that the vehicle is in motion towards the payment processing entity; sending payment information corresponding to a payment account over the contactless communication link to the payment processing entity for payment of the transaction responsive to receipt of the authentication information for approving the request for payment; sending the request for payment, the location of the vehicle and the indication the vehicle is in motion towards the payment processing entity to a mobile device over a mobile communication link; and receiving the authentication information for approving the request for payment from the mobile device over the mobile communication link. - View Dependent Claims (25)
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Specification