Predictive analytics for resource development based on information communicated from inter-related communication devices

• US 10,334,462 B2
• Filed: 06/23/2016
• Issued: 06/25/2019
• Est. Priority Date: 06/23/2016
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Ogrinz, Michael Emil, Schroeder, Jeffery B.
• Primary Examiner(s): Huynh, Dung B
• Application Number:
  US15/191,029
• Publication Number:
  US 20170374583A1
• Time in Patent Office: 1,097 Days
• CPC Class Codes: H04L 12/2816 Controlling appliance services of a home automation network by calling their functionalities arrangements in telecontrol or telemetry systems for selectively calling a substation from a main station; in which substation desired apparatus is selected for applying a control signal thereto or for obtaining measured values therefrom H04Q9/00
• CPC Class Codes: H04L 12/2832 Interconnection of the control functionalities between home networks single bridge functionality H04L12/4625
• CPC Class Codes: H04L 2012/2841 Wireless
• CPC Class Codes: H04W 24/08 Testing, supervising or monitoring using real traffic
• CPC Class Codes: H04W 4/70 Services for machine-to-machine communication [M2M] or machine type communication [MTC]

Abstract

Disclosed are systems for predictive analysis of data received from inter-related communication devices within a distributed communication network (e.g., Internet-of-Things (IoT)), which have been determined to be associated with an entity. The predictive analysis resulting in a determination of future resource needs. Based on the predicted future resource needs, the present invention determines a resource acquisition scheme which serves to accommodate the predicted future resource needs.

Claims

1. A system for predictive analysis for resource management comprising:

a computer platform including, a memory, a processor in communication with the memory and a network communication device in communication with the processor; and

a resource management module stored in the memory, executable by the processor, and configured for;

identifying at least one gateway device or at least one router associated with an entity by receiving first electronic communication from the entity via the at least one gateway device or the at least one router, wherein the gateway device or router is identified by an Internet Protocol address associated with the first electronic communication,

identifying at least one short-range wireless network associated with the entity by receiving second electronic communication from the entity via the short-range wireless network, wherein the short-range wireless network is identified by a subnet mask identification number associated with the second electronic communication,

in response to identifying (i) the at least one gateway device or the at least one router, and (ii) the at least one short-range wireless network periodically pinging the at least one gateway device or the at least one router using the IP address, and the at least one short-range wireless network using the subnet mask identification number, to (a) identify inter-related communication devices associated with the entity that are transmitting data via the (i) the at least one gateway device or the at least one router, and (ii) the at least one short-range wireless network, and (b) receive at least a portion of the data transmitted by the inter-related communication devices, wherein the data is captured by at least one sensor embedded in one of the inter-related communication devices,

analyzing the at least a portion of the data to predict future entity resource needs, and

determining a resource acquisition scheme that accommodates the future entity resource needs.

2. The system of claim 1, wherein the resource management module is further configured for:

receiving the at least a portion of the data transmitted by the inter-related communication devices, wherein the at least a portion of the data identifies the inter-related communication devices.

3. The system of claim 2, wherein the resource management module is further configured for:

analyzing the at least a portion of the data to predict future entity resource needs based on identity of the inter-related communication devices.

4. The system of claim 2, wherein the resource management module is further configured for:

analyzing the at least a portion of the data to determine an entity level based on identity of the inter-related communication devices, and based on the entity level, predict the future entity resource needs.

5. The system of claim 1, wherein the resource management module is further configured for:

receiving the at least a portion of the data transmitted by the inter-related communication devices, wherein the at least a portion of the data includes performance data associated with the plurality of devices,

analyzing the at least a portion of the data to determine at least one of (i) a current state of at least one of the inter-related communication devices, and (ii) a predicted life of at least one of the inter-related communication devices, and

based on at least one of the current state of the at least one of the inter-related communication devices and the predicted life of the at least one of the inter-related communication devices, determining the resource acquisition scheme for the future entity resource needs.

6. The system of claim 1, wherein the resource management module is further configured for:

receiving the at least a portion of the data transmitted by the inter-related communication devices, wherein the at least a portion of the data includes consumption data associated with consumable sub-devices associated with one or more of the inter-related communication devices, and

analyzing the consumption data to predict future entity resource needs.

7. The system of claim 1, wherein the resource management module is further configured for:

receiving the at least a portion of the data transmitted by the inter-related communication devices, wherein the at least a portion of the data includes procurement data associated with items or services procured via the one or more of the inter-related communication devices, and

analyzing the procurement data to predict future entity resource needs.

8. The system of claim 1, wherein the resource management module is further configured for:

based on the future entity resource needs, determining, in real-time, the resource acquisition scheme for the future entity resource needs, and

in response to determining the resource acquisition scheme, communicating the resource acquisition scheme to the entity.

9. The system of claim 1, wherein the resource management module is further configured for:

analyzing the at least a portion of the data to predict future entity resource needs, wherein the future entity resource needs are further defined as financial resources needed by the entity in the future.

10. The system of claim 9, wherein the resource management module is further configured for:

based on the future entity resource needs, determining the resource acquisition scheme that accommodates the future entity resource needs, wherein the resource acquisition scheme is further defined as offers for financial products that serve to accommodate the financial resources needed by the entity in the future.

11. A method for predictive analysis for resource management, the method comprising:

identifying, by a computing device processor, at least one gateway device or at least one router associated with an entity by receiving first electronic communication from the entity via the at least one gateway device or the at least one router, wherein the gateway device or router is identified by an Internet Protocol address associated with the first electronic communication;

identifying, by a computing device processor, at least one short-range wireless network associated with the entity by receiving second electronic communication from the entity via the short-range wireless network, wherein the short-range wireless network is identified by a subnet mask identification number associated with the second electronic communication;

in response to identifying (i) the at least one gateway device or the at least one router, and (ii) the at least one short-range wireless network periodically pinging, by a computing device processor, the at least one gateway device or the at least one router using the IP address, and the at least one short-range wireless network using the subnet mask identification number, to (a) identify inter-related communication devices associated with the entity that are transmitting data via the (i) the at least one gateway device or the at least one router, and (ii) the at least one short-range wireless network, and (b) receive at least a portion of the data transmitted by the inter-related communication devices, wherein the data is captured by at least one sensor embedded in one of the inter-related communication devices;

analyzing, by a computing device processor, the at least a portion of the data to predict future entity resource needs; and

determining, by a computing device processor, a resource acquisition scheme that accommodates the future entity resource needs.

12. The method of claim 11, wherein receiving the at least a portion of the data further comprises receiving, by the computing device processor, the at least a portion of the data transmitted by the inter-related communication devices, wherein the data identifies the inter-related communication devices, and wherein analyzing the at least a portion of the data further comprises analyzing, by the computing device processor, the at least a portion of the data to predict future entity resource needs based on identity of the inter-related communication devices.

13. The method of claim 12, wherein analyzing the at least a portion of the data further comprises analyzing, by the computing device processor, the at least a portion of the data to determine an entity level based on identity of the inter-related communication devices, and based on the entity level, predict the future entity resource needs.

14. The method of claim 11, wherein determining the resource acquisition scheme further comprises, based on the future entity resource needs, determining, in real-time, the resource acquisition scheme that accommodates the future entity resource needs, and the method further comprises, in response to determining the resource acquisition scheme, communicating the resource acquisition scheme to the entity.

15. The method of claim 11, wherein analyzing the at least a portion of the data further comprises analyzing, by the computing device processor, the at least a portion of the data to predict future entity resource needs, wherein the future entity resource needs are further defined as financial resources needed by the entity in the future.

16. The method of claim 15, wherein determining the resource acquisition scheme further comprises determining, by the computing device processor, the resource acquisition scheme that accommodates the future entity resource needs, wherein the resource acquisition scheme is further defined as offers for financial products that serve to accommodate the financial resources needed by the entity in the future.

17. A computer program product for predictive analysis for resource management comprising a non-transitory computer-readable storage medium having computer-executable instructions for:

identifying at least one gateway device or at least one router associated with an entity by receiving first electronic communication from the entity via the at least one gateway device or the at least one router, wherein the gateway device or router is identified by an Internet Protocol address associated with the first electronic communication;

identifying at least one short-range wireless network associated with the entity by receiving second electronic communication from the entity via the short-range wireless network, wherein the short-range wireless network is identified by a subnet mask identification number associated with the second electronic communication;

in response to identifying (i) the at least one gateway device or the at least one router, and (ii) the at least one short-range wireless network periodically pinging the at least one gateway device or the at least one router using the IP address, and the at least one short-range wireless network using the subnet mask identification number, to (a) identify inter-related communication devices associated with the entity that are transmitting data via the (i) the at least one gateway device or the at least one router, and (ii) the at least one short-range wireless network, and (b) receive at least a portion of the data transmitted by the inter-related communication devices, wherein the data is captured by at least one sensor embedded in one of the inter-related communication devices;

analyzing the at least a portion of the data to predict future entity resource needs; and

determining a resource acquisition scheme that accommodates the future entity resource needs.

18. The computer program product of claim 17, wherein the instructions for receiving the at least a portion of the data further comprise instructions for receiving the at least a portion of the data transmitted inter-related communication devices, wherein the data identifies the one or more of the plurality of devices, and wherein the instructions for analyzing the at least a portion of the data further comprise instructions for analyzing the at least a portion of the data to predict future entity resource needs based on identity of the inter-related communication devices.

19. The computer program product of claim 18, wherein the instructions for analyzing the at least a portion of the data further comprise instructions for analyzing the at least a portion of the data to determine an entity level based on identity of the one or more of the plurality of inter-related communication devices, and based on the entity level, predict the future entity resource needs.

20. The computer program product of claim 17, wherein instructions for analyzing the at least a portion of the data further comprise instructions for analyzing the at least a portion of the data to predict financial resources needed by the entity in the future, and wherein the instructions for determining the resource acquisition scheme further comprise instructions for determining the offers for financial products that serve to accommodate the financial resources needed by the entity in the future.