System and method for sharing of data securely between electronic devices

• US 10,339,289 B2
• Filed: 10/28/2016
• Issued: 07/02/2019
• Est. Priority Date: 08/04/2011
• Status: Active Grant

• Current Assignee: Anderson J. Chance
• Original Assignee: Anderson J. Chance
• Inventors: Anderson, J. Chance, Best, Aaron Michael, Havell, David J., Barton, J. Ken, Carter, Jandi Renee
• Primary Examiner(s): Hirl, Joseph P
• Assistant Examiner(s): Shirazi, Sayed Aresh Beheshti
• Application Number:
  US15/338,034
• Publication Number:
  US 20170103196A1
• Time in Patent Office: 977 Days
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G06F 21/34 involving the use of external additional devices, e.g. dongles or smart cards
• CPC Class Codes: G06F 21/6218 to a system of files or objects, e.g. local or distributed file system or database
• CPC Class Codes: G06F 21/6236 between heterogeneous systems
• CPC Class Codes: G06F 21/6245 Protecting personal data, e.g. for financial or medical purposes
• CPC Class Codes: G06F 21/77 in smart cards
• CPC Class Codes: G06F 2221/2153 Using hardware token as a secondary aspect
• CPC Class Codes: G06Q 20/29 characterised by micropayments
• CPC Class Codes: G06Q 20/409 Device specific authentication in transaction processing
• CPC Class Codes: H04L 63/0853 using an additional device, e.g. smartcard, SIM or a different communication terminal cryptographic mechanisms or cryptographic arrangements for entity authentication involving additional secure or trusted devices H04L9/3234
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04L 9/3234 involving additional secure or trusted devices, e.g. TPM, smartcard, USB or software token network architectures or network communication protocols for supporting authentication of entities using an additional device in a packet data network H04L63/0853

Abstract

A system for securely sharing data and conducting transactions in an electronic environment. The system may include a personal information device having a processor, memory and biometric sensor. Personal data is stored in the memory of the personal information device. The personal information device may be registered with a centralized system. Data stored on the personal information device may be uploaded to an access device upon verification of a user'"'"'s identity using a biometric recognition technique.

Claims

1. A system for securely transferring data in an electronic environment, said system comprising:

a personal information device, said personal information device comprising a processor and a memory accessible to the processor, the memory having personal data and a biometric template stored therein, the personal information device having an input/output port for transferring data;

a centralized system having a server connected to a database, the database having stored therein a unique identification number associated with the personal information device;

an access device having a processor and a memory accessible to the processor, the access device further having an input/output port for communicating with the personal information device;

a network connection between the centralized system and the access device;

a biometric sensor;

wherein the biometric sensor, upon being prompted, obtains a biometric sample from a user and provides it to the personal information device;

wherein the personal information device, upon being prompted, performs the steps of;

(i) receive a biometric sample from a user, (ii) compare the biometric sample from the user to the biometric template, and (iii) provide a unique identification number and personal data to the access device if the biometric sample and biometric template match;

wherein the memory of the access device has operating instructions stored therein to cause the processor of the access device to perform the steps of;

(i) receive a unique identification number from the personal information device, (ii) transmit the unique identification number to the centralized system, and (iii) receive personal data from the personal information device;

wherein the memory of the centralized system has operating instructions stored therein to cause the processor of the centralized system to perform the step of receiving a unique identification number associated with a personal information device from an access device.

2. The system of claim 1, wherein the operating instructions stored in the memory of the personal information device further cause the processor of the personal information device to perform the step of prompting the user to select the personal data to be provided to the access device.

3. The system of claim 2, wherein the personal data comprises one or more credit cards or debit cards.

4. The system of claim 3, wherein the processor of the personal information device prompts the user to split payment among several credit cards or debit cards.

5. The system of claim 1, wherein the personal data comprises identification for government purposes.

6. The system of claim 1, wherein the personal data comprises identification for medical purposes.

7. A system for securely transferring data in an electronic environment, said system comprising:

a personal information device, said personal information device comprising a processor and a memory accessible to the processor, the memory having personal data and a biometric template stored therein, the personal information device having an input/output port for transferring data;

a centralized system having a server connected to a database, the database having stored therein a unique identification number associated with the personal information device;

an access device having a processor and a memory accessible to the processor, the access device further having an input/output port for communicating with the personal information device;

a network connection between the centralized system and the access device;

a biometric sensor;

wherein the biometric sensor, upon being prompted, obtains a biometric sample from a user and provides it to the personal information device;

wherein the personal information device, upon being prompted, performs the steps of;

(i) verify the identity of a user, and (ii) provide a unique identification number and personal data to the access device if the biometric sample and biometric template match;

wherein the memory of the access device has operating instructions stored therein to cause the processor of the access device to perform the steps of;

(i) receive a unique identification number from the personal information device, (ii) transmit the unique identification number to the centralized system, and (iii) receive personal data from the personal information device;

wherein the memory of the centralized system has operating instructions stored therein to cause the processor of the centralized system to perform the step of receiving a unique identification number associated with a personal information device from an access device.

8. The system of claim 7, wherein the identity of the user is verified by prompting the user to enter a numerical pin.

9. The system of claim 7, wherein the identity of the user is verified using biometric data.

10. The system of claim 7, wherein the operating instructions stored in the memory of the personal information device further cause the processor of the personal information device to perform the step of prompting the user to select the personal data to be provided to the access device.

11. The system of claim 10, wherein the personal data comprises one or more credit cards or debit cards.

12. The system of claim 11, wherein the processor of the personal information device prompts the user to split payment among several credit cards or debit cards.

13. The system of claim 7, wherein the personal data comprises identification for government purposes.

14. The system of claim 7, wherein the personal data comprises identification for medical purposes.

15. A method for securely transferring data in an electronic environment, said method comprising:

providing a personal information device, said personal information device comprising a processor and a memory accessible to the processor, the memory having personal data and a biometric template stored therein, the personal information device having an input/output port for transferring data;

providing a centralized system having a server connected to a database, the database having stored therein a unique identification number associated with the personal information device;

providing an access device having a processor and a memory accessible to the processor, the access device further having an input/output port for communicating with the personal information device;

providing a network connection between the centralized system and the access device; and

providing a biometric sensor;

wherein the personal information device, upon being prompted, performs the steps of;

(i) receive a biometric sample from a user, (ii) compare the biometric sample from the user to the biometric template, and (iii) provide a unique identification number and personal data to the access device if the biometric sample and biometric template match;

wherein the memory of the access device has operating instructions stored therein to cause the processor of the access device to perform the steps of;

(i) receive a unique identification number from the personal information device, (ii) transmit the unique identification number to the centralized system, and (iii) receive personal data from the personal information device;

wherein the memory of the centralized system has operating instructions stored therein to cause the processor of the centralized system to perform the step of receiving a unique identification number associated with a personal information device from an access device.

16. The method of claim 15, wherein the operating instructions stored in the memory of the personal information device further cause the processor of the personal information device to perform the step of prompting the user to select the personal data to be provided to the access device.

17. The method of claim 16, wherein the personal data comprises one or more credit cards or debit cards.

18. The method of claim 17, wherein the processor of the personal information device prompts the user to split payment among several credit cards or debit cards.

19. The method of claim 15, wherein the personal data comprises identification for government purposes.

20. The method of claim 15, wherein the personal data comprises identification for medical purposes.

21. A system for securely transferring data in an electronic environment, said system comprising:

a personal information device, said personal information device comprising a processor and a memory accessible to the processor, the memory having personal data and a biometric template stored therein, the personal information device having a component for communicating with the access device such as an input/output port or a near field communication receiver;

a centralized system having a server connected to a database, the database having stored therein a unique identification number associated with the personal information device;

an access device having a processor and a memory accessible to the processor, the access device further having a component for communicating with the personal information device which is compatible with the component for communicating on the personal information device;

a network connection between the centralized system and the access device;

a biometric sensor capable of providing biometric data to the personal information device;

wherein the personal information device, upon being prompted, performs the steps of;

(i) receive a biometric sample from a user, (ii) compare the biometric sample from the user to the biometric template, and (iii) provide a unique identification number and personal data to the access device if the biometric sample and biometric template match;

wherein the memory of the access device has operating instructions stored therein to cause the processor of the access device to perform the steps of;

(i) receive a unique identification number from the personal information device, (ii) transmit the unique identification number to the centralized system, and (iii) receive personal data from the personal information device; and

,

wherein the memory of the centralized system has operating instructions stored therein to cause the processor of the centralized system to perform the step of receiving a unique identification number associated with a personal information device from an access device.

22. The System of claim 21 wherein the biometric sensor is located on the personal information device.

23. The system of claim 21 wherein the personal information device additionally comprises a housing having a front housing member and a back housing member as well as a circuit board powered by a power source.

24. The system of claim 23 wherein the personal information device further comprises a microprocessor and a memory mounted on the circuit board.