Systems and methods for providing offers using a mobile device
First Claim
1. An offer system, comprising:
- a computing system configured to receive over a communication network;
transaction data for at least one prior transaction associated with a user of a wireless device; and
information indicating a current location of the wireless device;
one or more processors configured to execute programmable instructions to;
determine an offer based on the received information indicating the current location of the wireless device and the transaction data for the at least one prior transaction associated with the user of the wireless device,wherein the offer is redeemable at a merchant location within a predetermined distance of the current location of the wireless device, andwherein the computing system is further configured to transmit, over the communication network, the determined offer to the wireless device.
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Accused Products
Abstract
A wireless device is enabled to provide offers. The wireless device receives card data for a financial account card and stores the card data in a memory associated with the wireless device. Responsive to using the card data in a transaction at a first merchant location, the wireless device receives transaction line-item data from a computing system associated with the first merchant location. The wireless device determines merchant information for a second merchant location and determines an offer associated with the second merchant location based on the line-item data and the merchant information for the second merchant. The wireless device presents the offer when the wireless device is near the second merchant location.
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Citations
20 Claims
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1. An offer system, comprising:
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a computing system configured to receive over a communication network; transaction data for at least one prior transaction associated with a user of a wireless device; and information indicating a current location of the wireless device; one or more processors configured to execute programmable instructions to; determine an offer based on the received information indicating the current location of the wireless device and the transaction data for the at least one prior transaction associated with the user of the wireless device, wherein the offer is redeemable at a merchant location within a predetermined distance of the current location of the wireless device, and wherein the computing system is further configured to transmit, over the communication network, the determined offer to the wireless device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method comprising:
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receiving over a communication network; transaction data for at least one prior transaction associated with a user of a wireless device; and information indicating a current location of the wireless device; determining an offer based on the received information indicating the current location of the wireless device and the transaction data for the at least one prior transaction associated with the user of the wireless device, wherein the offer is redeemable at a merchant location within a predetermined distance of the current location of the wireless device; and transmitting, over the communication network, the determined offer to the wireless device. - View Dependent Claims (12, 13, 14, 15)
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16. A non-transitory medium storing instructions that, when executed by one or more processors, cause the one or more processors to perform operations comprising:
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receiving over a communication network; transaction data for at least one prior transaction associated with a user of a wireless device; and information indicating a current location of the wireless device; determining, an offer based on the received information indicating the current location of the wireless device and the transaction data for the at least one prior transaction associated with the user of the wireless device, wherein the offer is redeemable at a merchant location within a predetermined distance of the current location of the wireless device; and transmitting, over the communication network, the determined offer to the wireless device. - View Dependent Claims (17, 18, 19, 20)
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Specification