Computer system for generating non-keyboard type data entry interfaces on remote user devices

• US 10,339,605 B2
• Filed: 04/30/2018
• Issued: 07/02/2019
• Est. Priority Date: 05/24/2012
• Status: Active Grant

• Current Assignee: Hartford Fire Insurance Company (The Hartford Financial Services Group, Inc.)
• Original Assignee: Hartford Fire Insurance Company (The Hartford Financial Services Group, Inc.)
• Inventors: Schumann, Jr., Douglas D.
• Primary Examiner(s): Hamilton, Lalita M
• Application Number:
  US15/966,500
• Publication Number:
  US 20180247377A1
• Time in Patent Office: 428 Days
• CPC Class Codes: G06Q 40/08 Insurance

Abstract

A computer system for interaction with user devices presenting a keyboardless data entry interface and third party data systems is configured to provide data for display on a user device of a selectable input graphical user interface, the graphical user interface including a series of user selectable inputs not requiring user keyboard-type information entry. The system is configured to obtain data from a user device and from third party computer systems. The system is further configured to determine an insurance quotation based on inputs via the graphical user interface not requiring user keyboard-type information entry and the data from one or more of the user device and third party computer systems.

Claims

1. A computer system, comprising:

one or more data storage devices for storing data indicative of inputs received from a user device;

one or more computer processors in communication with the one or more data storage devices;

a memory, coupled to the one or more computer processors, storing program instructions which, when executed by the one or more computer processors, cause the one or more computer processors to;

transmit to a user device for display a data entry interface, the data entry interface including user selectable graphical elements not displayed as a keyboard;

receive from the user device data indicative of user selections of the user selectable graphical elements not displayed as a keyboard;

responsive to receipt of the user selections of the user selectable graphical elements not displayed as a keyboard, representative of a request for a quote for insurance, interrogate the user device for user information;

receive, responsive to the interrogation of the user device, user information;

initiate a request to a third party data source for information relating to the user;

receive, in response to the request, data indicative of the information relating to the user from the third party data source;

provide, to an insurance data management system, the data indicative of user selections of the user selectable graphical elements not displayed as a keyboard, the user information received from the user device identifying information received in response to the interrogation and the data indicative of the information relating to the user received responsive to the request to the third party data source;

receive, in response to the providing, from the insurance data management system, an insurance quotation; and

output the insurance quotation to the remote user device for display.

2. The computer system of claim 1, wherein the user information provided in response to the interrogation of the user device comprises location based information.

3. The computer system of claim 2, wherein the location based information provided in response to the interrogation of the user device comprises at least one of user residence location information and user travel location information.

4. The computer system of claim 2, wherein the location based information provided in response to the interrogation of the user device comprises information indicative of where a vehicle is garaged.

5. The computer system of claim 2, wherein the location based information provided in response to the interrogation of the user device comprises global positioning system (GPS) information.

6. The computer system of claim 1, wherein the user information provided in response to the interrogation of the user device comprises user identifying information.

7. The computer system of claim 6, wherein the user identifying information provided in response to the interrogation of the user device comprises one or more of device type, serial number, machine number, evercookies, flash cookies, session beans and session IDs.

8. The computer system of claim 1, wherein the data entry interface does not accept keyboard-type information entry.

9. The computer system of claim 1, wherein the data entry interface is configured for data entry via one or more of:

checkboxes;

radio buttons;

one or more taps; and

one or more swipes.

10. The computer system of claim 1, wherein the third party data source comprises a source of at least one of motor vehicle data and driving history data.

11. A computer-implemented method, comprising:

transmitting, by one or more computer processors, to a user device for display, a graphical user interface, the graphical user interface configured for data entry without manual keyboard-based input;

receiving, by the one or more computer processors, data entered via the graphical user interface without manual keyboard-based input;

responsive to receiving the data entered via the graphical user interface without manual keyboard-based input, requesting, by the one or more computer processors, from the user device, user information;

receiving, by the one or more computer processors, in response to the request to the user device, user information;

requesting, by the one or more computer processors, from at least one third party data source, user information;

receiving, by the one or more computer processors, responsive to the request to the at least one third party data source, from the at least one third party data source, user information;

storing, by the one or more computer processors in one or more data storage devices, the received user information;

providing, by the one or more computer processors, to a second computer system, the data entered via the graphical user interface without manual keyboard-based input and the received user information from the user device and from the at least one third party data source;

receiving, by the one or more computer processors, from the second computer system, responsive to the providing, an insurance quotation; and

outputting, by the one or more computer processors, via the communication interface device, an electronic insurance quotation to the user device for display.

12. The computer-implemented method of claim 11, wherein the user information provided in response to the interrogation of the user device comprises location based information.

13. The computer-implemented method of claim 12, wherein the location based information provided in response to the interrogation of the user device comprises at least one of user residence location information and user travel location information.

14. The computer-implemented method of claim 12, wherein the location based information provided in response to the interrogation of the user device comprises information indicative of where a vehicle is garaged.

15. The computer-implemented method of claim 12, wherein the location based information provided in response to the interrogation of the user device comprises global positioning system (GPS) information.

16. The computer-implemented method of claim 11, wherein the user identifying information provided in response to the interrogation of the user device comprises one or more of device type, serial number, machine number, evercookies, flash cookies, session beans and session IDs.

17. The computer-implemented method of claim 11, wherein the graphical user interface is configured to accept both non-keyboard based data input and keyboard-type information entry.

18. A non-transitory computer-readable medium, having stored thereon processor-executable instructions, which instructions, when executed by one or more processors, cause the one or more processors to:

transmit to a user device for display a data entry interface, the data entry interface including user selectable graphical elements not displayed as a keyboard;

receive from the user device data indicative of user selections of the user selectable graphical elements not displayed as a keyboard;

responsive to receipt of the user selections of the user selectable graphical elements not displayed as a keyboard, representative of a request for a quote for insurance, interrogate the user device for user information;

receive, responsive to the interrogation of the user device, user information;

initiate a request to a third party data source for information relating to the user;

receive, in response to the request, data indicative of the information relating to the user from the third party data source;

provide, to an insurance data management system, the data indicative of user selections of the user selectable graphical elements not displayed as a keyboard, the user information received from the user device identifying information received in response to the interrogation and the data indicative of the information relating to the user received responsive to the request to the third party data source;

receive, in response to the providing, from the insurance data management system, an insurance quotation; and

output the insurance quotation to the remote user device for display.

19. The non-transitory computer-readable medium of claim 18, wherein the instructions which cause the one or more computer processors to initiate a request to a third party computer system for information relating to the user comprise instructions which cause the one or more computer processors to initiate a request to a third party computer system for information relating to property associated with the user;

and

wherein the instructions which cause the one or more computer processors to receive the data indicative of the information relating to the user comprise instructions which cause the one or more computer processors to receive, from the third party computer system, data indicative of information relating to the property associated with the user.

20. The non-transitory computer-readable medium of claim 19, wherein the instructions which cause the one or more computer processors to initiate a request to a third party computer system for information relating to the property associated with the user comprise instructions which cause the one or more computer processors to initiate a request to a third party computer system for information relating to at least one vehicle associated with the user, and

wherein the instructions which cause the one or more computer processors to receive the data indicative of the information relating to the property associated with the user comprise instructions which cause the one or more computer processors to receive, from the third party computer system, data indicative of information relating to the at least one vehicle associated with the user.