Creating a secure physical connection between a computer terminal and a vehicle

• US 10,341,854 B2
• Filed: 11/30/2016
• Issued: 07/02/2019
• Est. Priority Date: 11/30/2016
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Kurian, Manu Jacob, Castinado, Joseph Benjamin
• Primary Examiner(s): Collins, Michael
• Application Number:
  US15/365,436
• Publication Number:
  US 20180152835A1
• Time in Patent Office: 944 Days
• Field of Search: 700231-244
• CPC Class Codes: G07F 19/203 Dispensing operations within ATMs dispensing in general G07D11/00
• CPC Class Codes: H04B 5/20 characterised by the transmission technique; characterised by the transmission medium
• CPC Class Codes: H04B 5/70 specially adapted for specific purposes
• CPC Class Codes: H04B 5/72 for local intradevice communication
• CPC Class Codes: H04L 63/0492 by using a location-limited connection, e.g. near-field communication or limited proximity of entities
• CPC Class Codes: H04W 12/02 Protecting privacy or anonymity, e.g. protecting personally identifiable information [PII]
• CPC Class Codes: H04W 12/033 of the user plane, e.g. user's traffic
• CPC Class Codes: H04W 4/40 for vehicles, e.g. vehicle-to-pedestrians [V2P]

Abstract

A computer terminal typically includes a retractable conduit and an actuator connected to the retractable conduit. The retractable conduit typically includes a proximal end, a distal end, and a barrier between the proximal end and the distal end. The distal end is typically configured to engage a portal of a vehicle positioned proximate to the computer terminal. The actuator is typically configured to extend the distal end of the retractable conduit away from the computer terminal and toward the portal of the vehicle. The computer terminal is typically configured to determine that the vehicle is proximate to the computer terminal; determine a location of the portal of the vehicle; and transmit a control signal that causes the actuator to extend the distal end of the retractable conduit away from the computer terminal so that the distal end engages the portal of the vehicle.

Claims

1. A computer terminal located in an environment, comprising:

a display;

an item transfer mechanism configured to dispense or receive items during an interactive session with a user;

retractable conduit comprising a proximal end, a distal end, and a barrier between the proximal end and the distal end, wherein the proximal end is attached to the computer terminal, wherein the distal end is configured to engage a portal of a vehicle positioned proximate to the computer terminal, wherein the barrier is configured to separate the item transfer mechanism from the environment during the interactive session;

a memory;

a communication interface;

a processor; and

a terminal application stored in the memory, executable by the processor, and configured for;

determining that the vehicle is proximate to the computer terminal;

in response to determining that the vehicle is proximate to the computer terminal, determining a location of the portal of the vehicle;

in response to determining the location of the portal of the vehicle, transmitting a control signal to an actuator, the control signal causing the actuator to extend the distal end of the retractable conduit away from the computer terminal so that the distal end engages the portal of the vehicle;

receiving a request from a mobile device of the user to initiate the interactive session;

in response to receiving the request from the mobile device, establishing, via the communication interface, a secure communication channel with the mobile device and initiating the interactive session;

initiating the interactive session with the user;

during the interactive session, receiving an interactive command over the secure communication channel from the mobile device; and

during the interactive session, in response to receiving the interactive command over the secure communication channel from the mobile device, dispensing or receiving one or more items via the item transfer mechanism.

2. The computer terminal according to claim 1, wherein the terminal application is configured for:

monitoring one or more parameters of the environment; and

transmitting data associated with the one or more parameters of the environment to the mobile device over the secure communication channel.

3. The computer terminal according to claim 1, comprising a second actuator configured to extend the item transfer mechanism away from the computer terminal;

wherein the terminal application is configured for, after the distal end of the retractable conduit engages the portal of the vehicle, transmitting a second control signal to the second actuator, the second control signal causing the second actuator to extend the item transfer mechanism at least partially through the retractable conduit and toward the portal of the vehicle.

4. The computer terminal according to claim 1, comprising a user interface and a second actuator configured to extend the user interface away from the computer terminal, the user interface comprising the display;

wherein the terminal application is configured for, after the distal end of the retractable conduit engages the portal of the vehicle, transmitting a second control signal to the second actuator, the second control signal causing the second actuator to extend the user interface at least partially through the retractable conduit and toward the portal of the vehicle.

5. The computer terminal according to claim 1, comprising a sensor configured to detect a proximity of the vehicle.

6. The computer terminal according to claim 1, comprising a sensor configured to detect the location of the portal of the vehicle.

7. The computer terminal according to claim 1, wherein the terminal application is configured for:

monitoring one or more parameters of the environment; and

displaying, via the display, a graphical user interface, wherein the graphical user interface comprises data associated with the one or more parameters of the environment.

8. The computer terminal according to claim 7, comprising one or more sensors for monitoring the one or more parameters of the environment.

9. The computer terminal according to claim 7, wherein the graphical user interface comprises real-time data associated with the one or more parameters of the environment.

10. The computer terminal according to claim 7, wherein the terminal application is configured for displaying a diagram of at least a portion of the environment adjacent to the computer terminal on the graphical user interface.

11. The computer terminal according to claim 7, wherein the computer terminal is an automated teller machine.

12. A computer terminal located in an environment, comprising:

a display;

an item transfer mechanism configured to dispense or receive items during an interactive session with a user;

retractable conduit comprising a proximal end, a distal end, and a barrier between the proximal end and the distal end, wherein the proximal end is attached to the computer terminal, wherein the distal end is configured to engage a portal of a vehicle positioned proximate to the computer terminal, wherein the barrier is configured to separate the item transfer mechanism from the environment during the interactive session;

a memory;

a communication interface;

a processor; and

a terminal application stored in the memory, executable by the processor, and configured for;

determining that the vehicle is proximate to the computer terminal;

in response to determining that the vehicle is proximate to the computer terminal, determining a location of the portal of the vehicle;

in response to determining the location of the portal of the vehicle, transmitting a control signal to an actuator, the control signal causing the actuator to extend the distal end of the retractable conduit away from the computer terminal so that the distal end engages the portal of the vehicle;

receiving a request from a computer system of the vehicle to initiate the interactive session;

in response to receiving the request from the computer system of the vehicle, establishing, via the communication interface, a secure communication channel with the computer system of the vehicle and initiating the interactive session;

initiating the interactive session with the user;

during the interactive session, receiving an interactive command over the secure communication channel from the computer system of the vehicle; and

during the interactive session, in response to receiving the interactive command over the secure communication channel from the computer system of the vehicle, dispensing or receiving one or more items via the item transfer mechanism.

13. The computer terminal according to claim 12, wherein the terminal application is configured for:

monitoring one or more parameters of the environment; and

transmitting data associated with the one or more parameters of the environment to the computer system of the vehicle over the secure communication channel.

14. The computer terminal according to claim 12, comprising a second actuator configured to extend the item transfer mechanism away from the computer terminal;

wherein the terminal application is configured for, after the distal end of the retractable conduit engages the portal of the vehicle, transmitting a second control signal to the second actuator, the second control signal causing the second actuator to extend the item transfer mechanism at least partially through the retractable conduit and toward the portal of the vehicle.

15. The computer terminal according to claim 12, comprising a user interface and a second actuator configured to extend the user interface away from the computer terminal, the user interface comprising the display;

wherein the terminal application is configured for, after the distal end of the retractable conduit engages the portal of the vehicle, transmitting a second control signal to the second actuator, the second control signal causing the second actuator to extend the user interface at least partially through the retractable conduit and toward the portal of the vehicle.

16. The computer terminal according to claim 12, comprising a sensor configured to detect a proximity of the vehicle.

17. The computer terminal according to claim 12, comprising a sensor configured to detect the location of the portal of the vehicle.

18. The computer terminal according to claim 12, wherein the terminal application is configured for:

monitoring one or more parameters of the environment; and

displaying, via the display, a graphical user interface, wherein the graphical user interface comprises data associated with the one or more parameters of the environment.