Apparatus and method for providing interaction information by using image on device display

• US 10,346,831 B1
• Filed: 03/27/2019
• Issued: 07/09/2019
• Est. Priority Date: 08/24/2012
• Status: Active Grant

• Current Assignee: Samsung Electronics Co. Ltd.
• Original Assignee: Samsung Electronics Co. Ltd.
• Inventors: Moon, Bo-seok, Jung, Hee-won
• Primary Examiner(s): Rudy, Andrew Joseph
• Application Number:
  US16/366,401
• Publication Number:
  US 20190220845A1
• Time in Patent Office: 104 Days
• Field of Search: 705 21, 715863, 725 28- 34, 726 1, 726 17, 726 21
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G06F 3/04886 by partitioning the display area of the touch-screen or the surface of the digitising tablet into independently controllable areas, e.g. virtual keyboards or menus
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/202 Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
• CPC Class Codes: G06Q 20/223 based on the use of peer-to-peer networks
• CPC Class Codes: G06Q 20/227 characterised in that multiple accounts are available, e.g. to the payer
• CPC Class Codes: G06Q 20/24 Credit schemes, i.e. "pay after"
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/3572 Multiple accounts on card
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04W 12/06 Authentication
• CPC Class Codes: H04W 12/068 using credential vaults, e.g. password manager applications or one time password [OTP] applications
• CPC Class Codes: H04W 4/80 Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

A method for providing interaction information, such as, for example, settlement information, by which a device provides the settlement information to a counterpart device, includes displaying an image which relates to an item to be used for performing the interaction, such as, for example, a credit card image of a credit card of a user of the device, on a lock screen of the device, and receiving a touch input from the user with respect to the credit card image. In the method, settlement information which corresponds to the touched credit card image is used for performing a settlement via the device.

Claims

1. A method of providing information to a point-of-sale (POS) device, the method comprising:

displaying, by a mobile device, a lock screen including an unlocking option for receiving a user input for unlocking the mobile device;

receiving, by the mobile device, information of the POS device via wireless communication, while the lock screen including the unlocking option is displayed;

based on the information of the POS device being received, displaying, by the mobile device, a first credit card image that is stored in the mobile device, by a payment application, without displaying the unlocking option;

while the first credit card image is displayed, receiving, via a fingerprint sensor of the mobile device, a first fingerprint input of a user of the mobile device;

based on the received first fingerprint input, providing, by the mobile device, to the POS device, first information of a first credit card corresponding to the displayed first credit card image, to facilitate a performance of a transaction by a settlement server.

2. The method of claim 1, further comprising, based on the received first fingerprint input being determined to be valid and being maintained over a time interval, providing, by the mobile device, to the POS device, the first information of the first credit card.

3. The method of claim 1, further comprising automatically selecting, by the mobile device, the first credit card corresponding to the first credit card image to be displayed, based on a predetermined criterion.

4. The method of claim 1, further comprising:

based on the information of the POS device being received, displaying, by the mobile device, a portion of a second credit card image that is stored in the mobile device, along with the first credit card image, by executing the payment application;

while the first credit card image and the portion of the second credit card image are displayed, receiving, by the mobile device, from the user, a touch input corresponding to a selection of the displayed portion of the second credit card image;

based on the touch input being received;

receiving, via the fingerprint sensor of the mobile device, a second fingerprint input of the user of the mobile device; and

determining, by the mobile device, whether the received second fingerprint input is valid; and

based on the received second fingerprint input being determined to be valid, providing, by the mobile device, to the POS device, second information of a second credit card corresponding to the displayed portion of the second credit card image, to facilitate the performance of the transaction by the settlement server.

5. The method of claim 1, further comprising, while the first credit card image is displayed, recognizing, by the mobile device, a fingerprint of the user, based on the received first fingerprint input.

6. The method of claim 5, further comprising, while the first credit card image is displayed, determining, by the mobile device, that the received first fingerprint input is valid, based on the recognized fingerprint matching user fingerprint information that is stored in the mobile device.

7. The method of claim 1, wherein the first information of the first credit card is provided via near field communication (NFC).

8. A mobile device for providing information to a point-of-sale (POS) device, the mobile device comprising:

a memory storing instructions; and

a processor configured to execute the stored instructions to at least;

control to display a lock screen including an unlocking option for receiving a user input for unlocking the mobile device;

receive information of the POS device via wireless communication, while the lock screen including the unlocking option is displayed;

based on the information of the POS device being received, control to display a first credit card image that is stored in the mobile device, by executing a payment application, without displaying the unlocking option;

while the first credit card image is displayed, receive, via a fingerprint sensor of the mobile device, a first fingerprint input of a user of the mobile device;

based on the received first fingerprint input, control to provide, to the POS device, first information of a first credit card corresponding to the displayed first credit card image, to facilitate a performance of a transaction by a settlement server.

9. The mobile device of claim 8, wherein the processor is further configured to execute the stored instructions to, based on the received first fingerprint input being determined to be valid and being maintained over a time interval, control to provide, to the POS device, the first information of the first credit card.

10. The mobile device of claim 8, wherein the processor is further configured to execute the stored instructions to automatically select the first credit card corresponding to the first credit card image to be displayed, based on a predetermined criterion.

11. The mobile device of claim 8, wherein the processor is further configured to execute the stored instructions to:

based on the information of the POS device being received, control to display a portion of a second credit card image that is stored in the mobile device, along with the first credit card image, by executing the payment application;

while the first credit card image and the portion of the second credit card image are displayed, receive, from the user, a touch input corresponding to a selection of the displayed portion of the second credit card image;

based on the touch input being received;

receive, via the fingerprint sensor of the mobile device, a second fingerprint input of the user of the mobile device; and

determine whether the received second fingerprint input is valid; and

based on the received second fingerprint input being determined to be valid, control to provide, to the POS device, second information of a second credit card corresponding to the displayed portion of the second credit card image, to facilitate the performance of the transaction by the settlement server.

12. The mobile device of claim 8, wherein the processor is further configured to execute the stored instructions to, while the first credit card image is displayed, recognize a fingerprint of the user, based on the received first fingerprint input.

13. The mobile device of claim 12, wherein the processor is further configured to execute the stored instructions to, while the first credit card image is displayed, determine that the received first fingerprint input is valid, based on the recognized fingerprint matching user fingerprint information that is stored in the mobile device.

14. The mobile device of claim 8, wherein the first information of the first credit card is provided via near field communication (NFC).

15. A non-transitory computer-readable medium storing instructions executable by a processor of a mobile device for providing information to a point-of-sale (POS) device, to cause the processor to at least:

control to display a lock screen including an unlocking option for receiving a user input for unlocking the mobile device;

receive information of the POS device via wireless communication, while the lock screen including the unlocking option is displayed;

based on the information of the POS device being received, control to display a first credit card image that is stored in the mobile device, by executing a payment application, without displaying the unlocking option;

while the first credit card image is displayed, receive, via a fingerprint sensor of the mobile device, a first fingerprint input of a user of the mobile device;

based on the received first fingerprint input, control to provide, to the POS device, first information of a first credit card corresponding to the displayed first credit card image, to facilitate a performance of a transaction by a settlement server.

16. The non-transitory computer-readable medium of claim 15, wherein the instructions further cause the processor to, based on the received first fingerprint input being determined to be valid and being maintained over a time interval, control to provide, to the POS device, the first information of the first credit card.

17. The non-transitory computer-readable medium of claim 15, wherein the instructions further cause the processor to automatically select the first credit card corresponding to the first credit card image to be displayed, based on a predetermined criterion.

18. The non-transitory computer-readable medium of claim 15, wherein the instructions further cause the processor to:

based on the information of the POS device being received, control to display a portion of a second credit card image that is stored in the mobile device, along with the first credit card image, by executing the payment application;

while the first credit card image and the portion of the second credit card image are displayed, receive, from the user, a touch input corresponding to a selection of the displayed portion of the second credit card image;

based on the touch input being received;

receive, via the fingerprint sensor of the mobile device, a second fingerprint input of the user of the mobile device; and

determine whether the received second fingerprint input is valid; and

based on the received second fingerprint input being determined to be valid, control to provide, to the POS device, second information of a second credit card corresponding to the displayed portion of the second credit card image, to facilitate the performance of the transaction by the settlement server.

19. The non-transitory computer-readable medium of claim 15, wherein the instructions further cause the processor to, while the first credit card image is displayed, recognize a fingerprint of the user, based on the received first fingerprint input.

20. The non-transitory computer-readable medium of claim 19, wherein the instructions further cause the processor to, while the first credit card image is displayed, determine that the received first fingerprint input is valid, based on the recognized fingerprint matching user fingerprint information that is stored in the mobile device.