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Systems and methods for proactive weather preparedness

  • US 10,346,923 B2
  • Filed: 05/13/2015
  • Issued: 07/09/2019
  • Est. Priority Date: 05/13/2015
  • Status: Active Grant
First Claim
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1. A system for automatically selecting and actuating a first remote physical object at a first one of a plurality of locations associated with an insurance customer, in response to weather event alert data for the first one of the locations, comprising:

  • a remotely-controllable electro-mechanical physical object disposed at a first location associated with a first insurance policy and a first insured object associated with the insurance customer, wherein the remotely-controllable electro-mechanical physical object comprises at least one of a hurricane shutter, a door, a hatch, a lock, a latch, a relay, a solenoid, and a lift; and

    a centralized controller device in communication with the remotely-controllable electro-mechanical physical object, the centralized controller comprising a processing device, a communication device, and a data storage device storing (i) insured object status data, (ii) insured object location data, and (iii) weather action instructions, wherein execution of the weather action instructions by the processing device results in;

    receiving, via the communication device, a broadcast of a weather alert indicating a weather alert type and a weather alert location;

    identifying, by the processing device and based on the stored insured object location data, the received weather alert type, and the received weather alert location, an applicable weather alert preparedness action for the first insured object;

    identifying, by the processing device and based on the stored insured object status data, that the remotely-controllable electro-mechanical physical object should be actuated;

    transmitting, by the communication device and to the remotely-controllable electro-mechanical physical object, a command signal that causes the remotely-controllable electro-mechanical physical object to actuate; and

    updating, by the processing device, the stored insured object status data to reflect the actuation of the remotely-controllable electro-mechanical physical object.

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