Method of making a transaction instrument

• US 10,354,175 B1
• Filed: 11/05/2015
• Issued: 07/16/2019
• Est. Priority Date: 12/10/2013
• Status: Active Grant

• Current Assignee: Wells Fargo Bank NA (Wells Fargo & Company)
• Original Assignee: Wells Fargo Bank NA (Wells Fargo & Company)
• Inventors: Vittimberga, Paul, Ing, Kristine, Wright, John
• Primary Examiner(s): Labaze, Edwyn
• Application Number:
  US14/933,472
• Time in Patent Office: 1,349 Days
• Field of Search: 235492, 235380, 235488, 235487, 235451, 235375
• CPC Class Codes: B33Y 10/00 Processes of additive manufacturing
• CPC Class Codes: B33Y 80/00 Products made by additive manufacturing
• CPC Class Codes: G06K 19/041 Constructional details G06K19/06 takes precedence
• CPC Class Codes: G06K 19/07745 Mounting details of integrated circuit chips
• CPC Class Codes: G06K 19/07747 at least one of the integrated circuit chips being mounted as a module
• CPC Class Codes: G06K 19/07749 the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card
• CPC Class Codes: G06K 19/07773 Antenna details antennas for wireless devices, e.g. RFID tags, in general H01Q1/22
• CPC Class Codes: G06K 19/08 using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means

Abstract

A transaction instrument and a method of making a transaction instrument by continuous liquid interface production. The transaction instrument such as a transaction card may have many features or components made by or using continuous liquid interface production.

Claims

1. A method of making a transaction instrument, the method comprising:

providing a pool of liquid photopolymer resin, and

producing a transaction instrument by continuous liquid interface production using the pool of liquid photopolymer resin, comprising;

curing a first portion of the liquid photopolymer resin using ultraviolet (UV) light, the first portion forming the transaction instrument being produced;

blocking the UV light from a second portion of the liquid photopolymer resin using oxygen; and

drawing the transaction instrument being produced upward from the pool of the liquid photopolymer resin.

2. The method according to claim 1, wherein the transaction instrument is comprised of one or more components from a computer model.

3. The method according to claim 1, wherein the continuous liquid interface production comprises photopolymerization, metal fusing, metal blend fusing, another selective fusing process, another photopolymerization process, or a combination thereof.

4. The method according to claim 1, further comprising finishing the transaction instrument by subtractive manufacturing.

5. The method according to claim 1, wherein the transaction instrument is comprised of polymer, plastic, metal, ceramic, carbon, graphite, or a combination thereof.

6. The method according to claim 5, wherein the transaction instrument is comprised of a plastic and metal blend.

7. The method according to claim 5, wherein the plastic is selected from the group consisting of polyvinyl chloride (PVC), polyvinyl chloride acetate (PVCA), polyester, polyethylene, polyethylene terephthalate, poly carbonate, polyethylene glycol (PET-G), acrylonitrile butadiene styrene (ABS), polypropylene, or a combination thereof.

8. The method according to claim 5, wherein some or all of the plastic is optically transparent.

9. The method according to claim 8, wherein the optically transparent plastic is opaque to some or all light outside of the visible spectrum.

10. The method according to claim 8, wherein the optically transparent plastic is opaque to ultraviolet light.

11. The method according to claim 1, wherein the transaction instrument is in a form of a card, fob, ring, watch, wrist band, bracelet, other electronic jewelry or other hand-held device.

12. The method according to claim 11, wherein the card includes a machine readable indicium.

13. The method according to claim 12, wherein the transaction card comprises a recess to accommodate the machine readable indicium.

14. The method according to claim 13, wherein the recess is made by leaving a void during continuous liquid interface production or by using subtractive manufacturing after continuous liquid interface production.

15. The method according to claim 13, wherein continuous liquid interface production inclusive of the recess is done onto or around the machine readable indicium.

16. The method according to claim 12, wherein the machine readable indicium is made directly onto the transaction card inclusive of the recess during continuous liquid interface production.

17. The method according to claim 11, further comprising forming one or more recesses in the transaction instrument.

18. The method according to claim 17, wherein the one or more recesses comprise one or more inset devices including one or more of an integrated circuit, conducting contact pads, an EMV chip, or an antenna.

19. The method according to claim 18, wherein the inset device is set in a pocket or a pouch.

20. The method according to claim 17, wherein continuous liquid interface production inclusive of the recess is done onto or around the inset device.

21. The method according to claim 19, wherein continuous liquid interface production inclusive of the recess is done onto or around the pocket or the pouch.

22. The method according to claim 1, wherein the transaction instrument comprises a hole, decorative relief, image, personalization, decorative inset, decorative color variance, transparent portion or layer, inlay, recessed area, or a combination thereof.

23. A method of making a transaction instrument, the method comprising:

making an object from a digital model by continuous liquid interface production, wherein the object is a financial transaction instrument, and wherein making the object comprises;

curing a first portion of a pool of liquid photopolymer resin using ultraviolet (UV) light, the first portion forming the financial transaction instrument;

blocking the UV light from a second portion of the liquid photopolymer resin using oxygen; and

drawing the financial transaction instrument upward from the pool of liquid photopolymer resin.

24. The method according to claim 23, further comprising personalizing the transaction instrument through continuous liquid interface production.

25. The method according to claim 24, wherein the personalization comprises an indicium indicative of an account associated with the transaction instrument.

26. The method according to claim 25, wherein the indicium is raised with respect to a surface of the instrument.

27. The method according to claim 24, wherein the personalization comprises a name of an individual or a company associated with the transaction instrument.

28. The method according to claim 25, wherein the indicium is of a different color than a surface of the instrument.

29. The method according to claim 23, wherein the financial transaction instrument is a card.

30. A kit comprising:

a transaction instrument made by continuous liquid interface production whereby the transaction instrument is formed from a pool of liquid photopolymer resin that is cured using ultraviolet (UV) light and the transaction instrument is drawn upward from the pool of liquid photopolymer resin, wherein other portions of the liquid photopolymer resin are blocked using oxygen during production of the transaction instrument, the transaction instrument having one or more recesses formed in the transaction instrument, and at least one of a machine readable indicium, integrated circuit, antenna, or a combination thereof, each configured for insertion into one of the one or more recesses.