System and method for online purchase autofill

• US 10,360,296 B2
• Filed: 01/07/2016
• Issued: 07/23/2019
• Est. Priority Date: 01/07/2016
• Status: Active Grant

• Current Assignee: American Express Travel Related Services Company, Inc. (American Express Company)
• Original Assignee: American Express Travel Related Services Company, Inc. (American Express Company)
• Inventors: Greiner, Hans-Jurgen
• Primary Examiner(s): Homayounmehr, Farid
• Assistant Examiner(s): Salman, Raied A
• Application Number:
  US14/990,232
• Publication Number:
  US 20170199857A1
• Time in Patent Office: 1,293 Days
• Field of Search: 715507, 709206, 726 27, 726 26, 726182, 707505, 707506, 707507, 707508, 707 9, 707 10, 705506
• CPC Class Codes: G06F 3/0481 based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance
• CPC Class Codes: G06F 40/174 Form filling; Merging
• CPC Class Codes: G06N 20/00 Machine learning
• CPC Class Codes: G06N 5/048 Fuzzy inferencing
• CPC Class Codes: G06N 7/02 using fuzzy logic computing arrangements based on biological models G06N3/00; computing arrangements using knowledge-based models G06N5/00
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems

Abstract

Systems and methods of improving the operation of a transaction network and transaction network devices are disclosed. An online purchase autofill plugin includes various modules and engines. The fields of online forms may be identified and the fields of online forms may be automatically filled. The user experience may be improved, and data security enhanced so that the transaction network more properly functions according to approved parameters, such as protecting the integrity of sensitive data.

Claims

1. A method comprising:

transmitting, by a computer based system, a message to a background engine directing the background engine to initialize and retrieve a whitelist,

wherein a transaction account issuer stored in the whitelist, a list of websites eligible and approved for autofilling and field data stored by the transaction account issuer that is representative of a first nature and a first arrangement of first fields of an online form of a website in the list of the websites that is eligible for the autofilling;

receiving, by the computer based system, the whitelist from the transaction account issuer;

confirming, by the computer based system, a blacklist status of a domain being negative;

determining, by the computer based system, a status of the domain being positive based on the whitelist;

requesting, by the computer based system and in response to the status of the domain being positive, domain information about the domain from the transaction account issuer;

obtaining, by the computer based system and based on the domain information, a map of the first fields in the online form including the first nature and the first arrangement of the first fields of the online form;

determining, by the computer based system, that the map does not match the online form;

retrieving, by the computer based system and in response to the map not matching the online form, a fuzzy logic from the transaction account issuer;

incorporating, by the computer based system, the fuzzy logic into an online purchase autofilling plug-in;

identifying, by the computer based system and using the online purchase autofilling plug-in, second fields in the online form of the website;

determining, by the computer based system and using the online purchase autofilling plug-in, a second nature and a second arrangement of the second fields;

identifying, by the computer based system and using the online purchase autofilling plug-in, that the domain is a subdomain of the domain on the whitelist;

injecting, by the computer based system, a message receiver into the online form in a browser window of a browser,

wherein the message receiver listens for data to be autofilled into the online form to be posted by the online purchase autofilling plug-in, and

wherein the message receiver propagates the data to the online form in such a manner as to emulate a typing of keystrokes;

determining, by the computer based system and from the background engine, that the fuzzy logic comprises a new update;

displaying, by the computer based system and using a pop-up engine, a tutorial page on how to leverage the fuzzy logic with the new update for the autofilling; and

receiving, by the computer based system and from the message receiver, information regarding the first fields and the second fields present in the online form.

2. The method of claim 1, further comprising directing, by the computer based system, the background engine and the pop-up engine to enable a pop-up window.

3. The method of claim 1, further comprising:

receiving, by the computer based system, a user click;

determining, by the computer based system, that a user session exists for a user in response to the user click;

displaying, by the computer based system, a login form in response to the user session existing;

validating, by the computer based system, a user name and a user password received via the login form;

validating, by the computer based system, a dynamic card security code associated with a transaction account;

determining, by the computer based system in communication with the transaction account issuer, that the user is a transaction account holder by analyzing a token representing the transaction account associated with the transaction account holder;

receiving, by the computer based system and from an instrument service call, responsive display data from the transaction account issuer including different transaction accounts for selection of the transaction account by the transaction account holder,

wherein the instrument service call receives the responsive display data from the online purchase autofilling plug-in;

displaying, by the computer based system, the responsive display data in a pop-up window;

receiving, by the computer based system, the selection of the transaction account; and

autopopulating, by the computer based system, the online form within the browser window of the browser with stored information of the transaction account holder.

4. The method of claim 3, wherein the responsive display data comprises the stored information.

5. The method of claim 3, further comprising:

providing, by the computer based system, a report indicating an extent of success of the autopopulating; and

implementing, by the computer based system, machine learning to improve the autopopulating based on an extent of the success.

6. The method of claim 3, further comprising:

directing, by the computer based system, the background engine to fill the online form with the stored information; and

directing, by the computer based system, a content engine to populate the stored information into the online form displayed within the browser window of the browser.

7. The method of claim 5, further comprising transmitting, by the computer based system, the report to a JSON API engine.

8. The method of claim 3, further comprising delivering, by the computer based system and in response to the autopopulating, targeted offers for items to the transaction account holder.

9. The method of claim 1, wherein the whitelist comprises a list of domains approved for online purchase using the autofilling.

10. The method of claim 1, wherein the online purchase autofilling plug-in is configured to receive, from the transaction account issuer, the first nature and the first arrangement of the first fields of the online form of the domain.

11. The method of claim 1, wherein the fuzzy logic comprises a series of rules for the online purchase autofilling plug-in to identify a plurality of fields and to determine the first nature and the first arrangement of the first fields of the online form of the domain in the browser.

12. The method of claim 1, further comprising determining, by the computer based system, that the fuzzy logic comprises the new update.

13. The method of claim 12, further comprising displaying, by the computer based system, the tutorial page for a user to review in response to the fuzzy logic comprising the new update.

14. The method of claim 1, wherein the online form is associated with a URL in the browser window of the browser.

15. A system comprising:

a processor; and

an online purchase autofilling plug-in in communication with the processor and configured to operate in a browser in association with a browser window; and

a tangible, non-transitory memory configured to communicate with the processor, wherein the tangible, non-transitory memory has instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations comprising;

transmitting, by the processor, a message to a background engine directing the background engine to initialize and retrieve a whitelist,

wherein a transaction account issuer stored in the whitelist, a list of websites eligible and approved for autofilling and field data stored by the transaction account issuer that is representative of a first nature and a first arrangement of first fields of an online form of a website in the list of the websites that is eligible for the autofilling;

receiving, by the processor, the whitelist from the transaction account issuer;

confirming, by the processor, a blacklist status of a domain being negative;

determining, by the processor, a status of the domain being positive based on the whitelist;

requesting, by the processor and in response to the status of the domain being positive, domain information about the domain from the transaction account issuer;

obtaining, by the processor and based on the domain information, a map of the first fields in the online form including the first nature and the first arrangement of the first fields of the online form;

determining, by the processor, that the map does not match the online form;

retrieving, by the processor and in response to the map not matching the online form, a fuzzy logic from the transaction account issuer;

incorporating, by the processor, the fuzzy logic into the online purchase autofilling plug-in;

identifying, by the processor and using the online purchase autofilling plug-in, second fields in the online form of the website;

determining, by the processor and using the online purchase autofilling plug-in, a second nature and a second arrangement of the second fields;

identifying, by the processor and using the online purchase autofilling plug-in, that the domain is a subdomain of the domain on the whitelist;

injecting, by the processor, a message receiver into the online form in the browser window of the browser,

wherein the message receiver listens for data to be autofilled into the online form to be posted by the online purchase autofilling plug-in, and

wherein the message receiver propagates the data to the online form in such a manner as to emulate a typing of keystrokes;

determining, by the processor and from the background engine, that the fuzzy logic comprises a new update;

displaying, by the processor and using a pop-up engine, a tutorial page on how to leverage the fuzzy logic with the new update for the autofilling; and

receiving, by the processor and from the message receiver, information regarding the first fields and the second fields present in the online form.

16. An article of manufacture including a non-transitory, tangible computer readable storage medium having instructions stored thereon that, in response to execution by a computer based system, cause the computer based system to perform operations comprising:

transmitting, by the computer based system, a message to a background engine directing the background engine to initialize and retrieve a whitelist,

wherein a transaction account issuer stored in the whitelist, a list of websites eligible and approved for autofilling and field data stored by the transaction account issuer that is representative of a first nature and a first arrangement of first fields of an online form of a website in the list of the web sites that is eligible for the autofilling;

receiving, by the computer based system, the whitelist from the transaction account issuer;

confirming, by the computer based system, a blacklist status of a domain being negative;

determining, by the computer based system, a status of the domain being positive based on the whitelist;

requesting, by the computer based system and in response to the status of the domain being positive, domain information about the domain from the transaction account issuer;

obtaining, by the computer based system and based on the domain information, a map of the first fields in the online form including the first nature and the first arrangement of the first fields of the online form;

determining, by the computer based system, that the map does not match the online form;

retrieving, by the computer based system and in response to the map not matching the online form, a fuzzy logic from the transaction account issuer;

incorporating, by the computer based system, the fuzzy logic into an online purchase autofilling plug-in;

identifying, by the computer based system and using the online purchase autofilling plug-in, second fields in the online form of the website;

determining, by the computer based system and using the online purchase autofilling plug-in, a second nature and a second arrangement of the second fields;

identifying, by the computer based system and using the online purchase autofilling plug-in, that the domain is a subdomain of the domain on the whitelist;

injecting, by the computer based system, a message receiver into the online form in a browser window of a browser,

wherein the message receiver listens for data to be autofilled into the online form to be posted by the online purchase autofilling plug-in, and

wherein the message receiver propagates the data to the online form in such a manner as to emulate a typing of keystrokes;

determining, by the computer based system and from the background engine, that the fuzzy logic comprises a new update;

displaying, by the computer based system and using a pop-up engine, a tutorial page on how to leverage the fuzzy logic with the new update for the autofilling; and

receiving, by the computer based system and from the message receiver, information regarding the first fields and the second fields present in the online form.

17. The article of claim 16, further comprising directing, by the computer based system, the background engine and the pop-up engine to enable a pop-up window.

18. The article of claim 16, further comprising:

receiving, by the computer based system, a user click;

determining, by the computer based system, that a user session exists for a user in response to the user click;

displaying, by the computer based system, a login form in response to the user session existing;

validating, by the computer based system, a user name and a user password received via the login form;

validating, by the computer based system, a dynamic card security code associated with a transaction account;

determining, by the computer based system in communication with the transaction account issuer, that the user is a transaction account holder by analyzing a token representing the transaction account associated with the transaction account holder;

receiving, by the computer based system and from an instrument service call, responsive display data from the transaction account issuer including different transaction accounts for selection of the transaction account by the transaction account holder,

wherein the instrument service call receives the responsive display data from the online purchase autofilling plug-in;

displaying, by the computer based system, the responsive display data in a pop-up window;

receiving, by the computer based system, the selection of the transaction account; and

autopopulating, by the computer based system, the online form within the browser window of the browser with stored information of the transaction account holder.

19. The article of claim 18, further comprising:

providing, by the computer based system, a report indicating an extent of success of the autopopulating; and

implementing, by the computer based system, machine learning to improve the autopopulating based on an extent of the success.

20. The article of claim 18, further comprising:

directing, by the computer based system, the background engine to fill the online form with the stored information; and

directing, by the computer based system, a content engine to populate the stored information into the online form displayed within the browser window of the browser.