×

System for authenticating a wearable device for transaction queuing

  • US 10,360,560 B2
  • Filed: 09/01/2015
  • Issued: 07/23/2019
  • Est. Priority Date: 09/01/2015
  • Status: Active Grant
First Claim
Patent Images

1. A system for pre-authentication and possession monitoring of a wearable device, wherein the system is configured for authenticating a wearable device for transaction queuing, the system comprising:

  • at least one memory device;

    at least one communication device connected to a distributed network;

    at least one processing device operatively coupled to the at least one memory device and the at least one communication device; and

    a module stored in the at least one memory device comprising executable instructions that when executed by the at least one processing device, cause the at least one processing device to;

    receive an indication that a user is in possession of a wearable device, the wearable device being associated with a token, the token being associated with the user;

    authenticate the wearable device at a first time based on at least receiving the indication that the user is in possession of the wearable device, wherein authenticating the wearable device comprises authentication of the token;

    receive an indication that the user wishes to execute a first transaction at a transaction terminal;

    determine a first user location, wherein determining the first user location comprises analyzing at least a user profile of the user;

    determine one or more locations of transaction terminals based on at least a transaction type associated with the first transaction and the first user location;

    receive a selection of at least one location of the one or more locations of transaction terminals from the user through the wearable device, wherein receiving the selection comprises the user initiating the transaction;

    place the first transaction in a pending transaction queue, wherein the pending transaction queue comprises other pending transactions received from the user and/or one or more other users;

    process the first transaction, wherein processing the first transaction comprises at least partial completion of the first transaction;

    transmit a notification to the wearable device indicating that the transaction has been processed, wherein transmitting the notification further comprises;

    determining a second user location that is within a predetermined distance from the transaction terminal, based on communication with the wearable device;

    analyzing a live video stream associated with the transaction terminal to determine a number of other users waiting at the transaction terminal;

    determining a start time associated with the first transaction based on at least the number of other users waiting at the transaction terminal and retrieving scheduled transactions at the transaction terminal;

    determining an end time associated with the first transaction based on at least the transaction type associated with the first transaction and historical durations of the transactions at the transaction terminal; and

    transmitting the notification to the user wearable device comprising at least the approximate start time, the approximate end time and a route map;

    wherein the route map directs the user to the transaction terminal or a waiting area;

    receive the previously authenticated token from the wearable device at the transaction terminal and authenticate the user without requiring additional authorization credentials, wherein the transaction terminal is associated with the received selection of the at least one location;

    in response to authenticating the user without requiring additional authentication credentials, complete execution of the first transaction based on at least determining that the first transaction is within one or more limits associated with one or more transactions and that the user continues to remain in possession of the wearable device from the first time, wherein determining that the user continues to remain in possession of the wearable device further comprises at least (i) identifying continuously, via one or more sensors of the wearable device, physiological vital signs of the user comprising at least one of heart rate, blood pressure, gait and physical activity of the user, and (ii) identifying a continuous short range wireless communication link between the wearable device and an auxiliary device from the first time; and

    transmit a confirmation indicating the completion of the first transaction to the wearable device.

View all claims
  • 1 Assignment
Timeline View
Assignment View
    ×
    ×