System for capturing passenger and trip data for a taxi vehicle

• US 10,360,636 B1
• Filed: 05/20/2016
• Issued: 07/23/2019
• Est. Priority Date: 08/01/2012
• Status: Active Grant

• Current Assignee: Allstate Insurance Company (Allstate Corporation)
• Original Assignee: Allstate Insurance Company (Allstate Corporation)
• Inventors: Kraft, Daniel, Warden, Thomas Michael, Huls, Eric, Bryer, Nathan M., Brinkmann, Margaret A.
• Primary Examiner(s): Hamilton, Sara C
• Application Number:
  US15/160,208
• Time in Patent Office: 1,159 Days
• Field of Search: 705 4
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G07C 5/008 communicating information to a remotely located station transmission systems for measured values G08C
• CPC Class Codes: G07C 5/0816 Indicating performance data, e.g. occurrence of a malfunction

Abstract

Telematics and external data relating to the real-time driving of a driver of a taxi vehicle may be collected and used to calculate a driving score. A telematics device installed in the taxi vehicle may collect vehicle data, trip data, and passenger data from one or more sensors. A computing device in communication with the telematics device may calculate a driving score for the taxi vehicle during a trip based on a type of vehicle, a type of trip, a number of miles driven during the trip, a duration of the trip, a number of passengers in the taxi vehicle during the trip, and a type of the passengers in the taxi vehicle during the trip. As one example, the driving score may be provided to an employer of a driver of the taxi vehicle.

Claims

1. A system comprising:

a telematics device installed in a taxi vehicle, the telematics device comprising;

one or more sensors;

an alert device;

a first processor; and

first memory storing instructions that, when executed by the first processor, cause the telematics device to;

capture an indication of the taxi vehicle;

capture, from the one or more sensors, trip data comprising a type of a trip taken by the taxi vehicle and a number of miles driven during the trip; and

capture, from the one or more sensors, passenger data comprising a number of passengers in the taxi vehicle during the trip; and

a computing device communicatively coupled to the telematics device over a network, the computing device comprising;

a second processor; and

second memory storing second instructions that, when executed by the second processor, cause the computing device to;

receive the indication of the taxi vehicle, the trip data, and the passenger data from the telematics device;

determine, based on comparing the indication of the taxi vehicle with a plurality of available taxi vehicles, an identity of the taxi vehicle;

generate a driving score for the taxi vehicle based, at least in part, on the identity of the taxi vehicle, the type of the trip, the number of miles driven during the trip, and the passenger data; and

provide the driving score to at least one device of each of at least two entities associated with the taxi vehicle, wherein providing the driving score comprises;

providing, to a driver of the taxi vehicle and via the alert device, an audible or visual alert of the driving score; and

based on receiving a request from an employer of the driver of the taxi vehicle, provide, to at least one device associated with the employer of the driver of the taxi vehicle, the driving score.

2. The system of claim 1, wherein one of the at least two entities associated with the taxi vehicle is the employer of the driver of the taxi vehicle.

3. The system of claim 1, wherein the passenger data further comprises a type of passengers in the taxi vehicle during the trip, and wherein the computing device generates the driving score for the taxi vehicle further based, at least in part, on the type of passengers in the taxi vehicle.

4. The system of claim 1, wherein the trip data further comprises a duration of the trip, and wherein the computing device generates the driving score for the taxi vehicle further based, at least in part, on the duration of the trip.

5. The system of claim 1, wherein one of the at least two entities determines an insurance policy for the taxi vehicle based, at least in part, on the driving score.

6. The system of claim 1, wherein one of the at least two entities determines an insurance rate for an insurance policy associated with the taxi vehicle based, at least in part, on the driving score.

7. The system of claim 1, wherein one of the at least two entities manages the plurality of available taxi vehicles.

8. The system of claim 1, wherein the computing device generates the driving score for the taxi vehicle further based, at least in part, on a type of the taxi vehicle.

9. A method comprising:

capturing, by a telematics device installed in a taxi vehicle, an indication of the taxi vehicle;

capturing, by the telematics device and from one or more sensors of the telematics device, trip data comprising a type of a trip taken by the taxi vehicle and a number of miles driven during the trio;

capturing, by the telematics device and from the one or more sensors of the telematics device, passenger data comprising a number of passengers in the taxi vehicle during the trip;

receiving, by a computing device communicatively coupled to the telematics device over a network and from the telematics device;

the indication of the taxi vehicle;

the trip data; and

the passenger data;

determining, by the computing device and based on comparing the indication of the taxi vehicle with a plurality of available taxi vehicles, an identity of the taxi vehicle;

generating, by the computing device, a driving score for the taxi vehicle based, at least in part, on the identity of the taxi vehicle, the type of the trip, the number of miles driven during the trip, and the passenger data; and

providing, by the computing device, the driving score to at least one device of each of at least two entities associated with the taxi vehicle, wherein providing the driving score comprises;

providing, by the computing device and to a driver of the taxi vehicle and via an alert device of the telematics device, an audible or visual alert of the driving score; and

based on receiving a request from an employer of the driver of the taxi vehicle, providing, by the computing device and to at least one device associated with the employer of the driver of the taxi vehicle, the driving score.

10. The method of claim 9, wherein one of the at least two entities associated with the taxi vehicle is the employer of the driver of the taxi vehicle.

11. The method of claim 9, wherein the passenger data further comprises a type of passengers in the taxi vehicle during the trip, and wherein generating the driving score for the taxi vehicle is further based, at least in part, on the type of passengers in the taxi vehicle.

12. The method of claim 9, wherein the trip data further comprises a duration of the trip, and wherein generating the driving score is further based, at least in part, on the duration of the trip.

13. The method of claim 9, wherein one of the at least two entities determines an insurance policy for the taxi vehicle based, at least in part, on the driving score.

14. The method of claim 9, wherein one of the at least two entities determines an insurance rate for an insurance policy associated with the taxi vehicle based, at least in part, on the driving score.

15. The method of claim 9, wherein one of the at least two entities manages the plurality of available taxi vehicles.