System and method for tokenless biometric authorization of electronic communications
First Claim
1. A system, comprising:
- an Identicator Server and a Clearinghouse Server, the Identicator Server and the Clearinghouse Server communicatively connected to a wireless user device, a Master Identicator Server, and an Enterprise Server, the Identicator Server configured to;
store biometric data in a database,receive a biometric sample from the wireless user device,compare the received biometric sample with stored biometric data,determine whether or not the user is an authenticated user based on the comparison,transmit a user identifying code to the Clearinghouse Server based upon a successful identification of the user, andthe Clearinghouse Server configured to;
receive an identity confirmation of the Enterprise Server from the Master Identicator Server;
receive a user identifying code identifying that the user has been successfully identified; and
invoke a Universal Access Command of the user based upon receipt of the user identifying code and the Enterprise Server identity confirmation to open a user session.
8 Assignments
0 Petitions
Accused Products
Abstract
This invention is a method and system for tokenless biometric authorization of an electronic communication, using a biometric sample, a master electronic identicator, and a public communications network, wherein the method includes: an electronic communication formation step, wherein at least one communication comprising electronic data is formed; a user registration step, wherein a user electronically submits a registration biometric sample taken directly from the person of the user; a public network data transmittal step, wherein the registration biometric sample is electronically transmitted to a master electronic identicator via a public communications network, said master electronic identicator comprising a computer database which electronically stores all of the registration biometric samples from all of the registered users; a user registration biometric storage step, wherein the registration biometric sample is electronically stored within the master electronic identicator; a bid biometric transmittal step, wherein a bid biometric sample, taken directly from the person of the user, is electronically transmitted to at least one electronic identicator; a user identification step, wherein an electronic identicator compares the bid biometric sample to at least one registration biometric sample previously stored in an electronic identicator, for producing either a successful or failed identification of the user; an electronic communication authorization step, wherein upon a successful identification of the user by an electronic identicator, at least one electronic communication is authorized for execution; wherein an electronic communication is biometrically-authorized without the user having to present any personalized man-made memory tokens such as smartcards, or magnetic stripe cards.
6 Citations
18 Claims
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1. A system, comprising:
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an Identicator Server and a Clearinghouse Server, the Identicator Server and the Clearinghouse Server communicatively connected to a wireless user device, a Master Identicator Server, and an Enterprise Server, the Identicator Server configured to; store biometric data in a database, receive a biometric sample from the wireless user device, compare the received biometric sample with stored biometric data, determine whether or not the user is an authenticated user based on the comparison, transmit a user identifying code to the Clearinghouse Server based upon a successful identification of the user, and the Clearinghouse Server configured to; receive an identity confirmation of the Enterprise Server from the Master Identicator Server; receive a user identifying code identifying that the user has been successfully identified; and invoke a Universal Access Command of the user based upon receipt of the user identifying code and the Enterprise Server identity confirmation to open a user session. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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18. A system, comprising:
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at least one master electronic identicator, comprising; i) a computer database containing electronically stored biometric samples from all registered users and identification data from all registered enterprises, ii) a first comparator that electronically compares a received biometric sample with stored biometric samples to determine whether or not the user is an authenticated user based on the comparison, iii) a second comparator that electronically compares received enterprise identification data with stored enterprise identification data to determine whether or not the enterprise is an authenticated enterprise; an electronic communication authorization platform, connected to the master electronic identicator, that authorizes an enterprise to serve as a user proxy by executing at least one electronic communication on behalf of the user upon a successful identification of the user and the enterprise by an electronic identicator; and a rule-module invocation platform that authorizes the enterprise to invoke at least one previously designated user-customized rule-module on behalf of the user upon successful identification of the user and the enterprise, wherein the user-customized rule module includes at least one user-customized pattern data associated with at least one user-customized execution command.
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Specification