Dynamic transaction card power management

• US 10,380,471 B2
• Filed: 04/14/2016
• Issued: 08/13/2019
• Est. Priority Date: 07/23/2013
• Status: Active Grant

• Current Assignee: Capital One Services LLC (Capital One Financial Corporation)
• Original Assignee: Capital One Services LLC (Capital One Financial Corporation)
• Inventors: Locke, Tyler, Wurmfeld, David, Zarakas, James, Koeppel, Adam
• Primary Examiner(s): Sun, Pinping
• Application Number:
  US15/098,935
• Publication Number:
  US 20160308371A1
• Time in Patent Office: 1,216 Days
• CPC Class Codes: G06K 19/0701 at least one of the integrated circuit chips comprising an arrangement for power management
• CPC Class Codes: G06K 19/0704 the battery being rechargeable, e.g. solar batteries
• CPC Class Codes: G06K 19/07707 the visual interface being a display, e.g. LCD or electronic ink
• CPC Class Codes: H02J 50/00 Circuit arrangements or systems for wireless supply or distribution of electric power
• CPC Class Codes: H02J 50/001 Energy harvesting or scavenging
• CPC Class Codes: H02J 7/345 using capacitors as storage or buffering devices

Abstract

A dynamic transaction card including: a printed circuit board (PCB); a power source integrated with the PCB configured to receive power from a smart card terminal, the power source comprising a battery attached to at least one side of the PCB and a capacitor; a power conditioning circuit configured to control power to be stored in the power source; and a power management component connected to the power source, the power management component being configured to manage charging and discharging power to and from the power source.

Claims

1. A dynamic transaction card comprising:

a printed circuit board (PCB) having a capacitor printed thereon;

a power source integrated on the PCB, the power source being configured to receive power from a smart card terminal, the power source comprising a battery and the capacitor, the battery being attached to the PCB, wherein a combination of the power source and the PCB has a thickness less than 0.70 mm;

a power conditioning circuit configured to control the power to be stored in the power source;

a power management circuit connected to the power source, the power management circuit being configured to manage charging and discharging of the power to and from the power source; and

an activation sensor connected to the power management circuit, the activation sensor being configured to;

receive an input indicative of a paired wireless mobile device and an input indicative of a password; and

activate, in response to receiving the input indicative of the paired wireless mobile device and the input indicative of the password, the power management circuit to manage the charging and the discharging of the power to and from the power source.

2. The dynamic transaction card of claim 1, wherein the capacitor comprises an ultracapacitor.

3. The dynamic transaction card of claim 1, wherein the power source comprises a hybrid arrangement of an ultracapacitor and the battery.

4. The dynamic transaction card of claim 1, wherein the power management circuit is further configured to manage the charging and the discharging of the power to and from the power source only in response to being activated by the activation sensor.

5. The dynamic transaction card of claim 1, wherein the activation sensor is positioned at an outer edge of the dynamic transaction card.

6. A system comprising:

a dynamic transaction card powered by a rapid energy storage device, the dynamic transaction card comprising;

a printed circuit board (PCB);

a smart card contact plate interface;

a power conditioning circuit configured to withdraw power from the rapid energy storage device to power the dynamic transaction card;

a power management circuit connected to the rapid energy storage device, which manages charging and discharging of the rapid energy storage device; and

a smart card terminal; and

an activation sensor connected to the power management circuit, the activation sensor being configured to;

receive an input indicative of a paired wireless mobile device and an input indicative of a password; and

activate, in response to receiving the input indicative of the paired wireless mobile device and the input indicative of the password, the power management circuit to manage the charging and the discharging of the rapid energy storage device;

wherein the rapid energy storage device comprises a regulated path to a smart card terminal voltage source, and receives the power from the smart card terminal, and

wherein the rapid energy storage device comprises a battery attached to the PCB and a capacitor printed on the PCB, a combination of the battery and the PCB having a thickness of less than 0.70 mm.

7. The system of claim 6, wherein the power management circuit comprises firmware that automatically sets a charging mode based on a physical connection between the dynamic transaction card and a power source.

8. The system of claim 6, wherein the rapid energy storage device comprises an ultracapacitor.

9. The system of claim 6, wherein the battery comprises at least one from among a lithium polymer battery, a lithium metal battery, and a lithium ceramic battery.

10. The system of claim 6, wherein the rapid energy storage device comprises a charge management circuit.

11. The system of claim 6, wherein the rapid energy storage device comprises a hybrid arrangement of an ultracapacitor and the battery.

12. The system of claim 6, wherein:

the rapid energy device comprises a first pin of a smart card contact; and

the first pin comprises the regulated path to the smart card terminal voltage source, and receives the power from a dynamic transaction card reader.

13. A dynamic transaction card comprising:

a printed circuit board (PCB);

a power source integrated on the PCB configured to receive power from a smart-card terminal, the power source comprising a battery attached to the PCB and a capacitor printed on the PCB;

a power conditioning circuit configured to control the power to be stored in the power source;

a power management circuit connected to the power source, the power management circuit being configured to manage charging and discharging of the power to and from the power source; and

an activation sensor connected to the power management circuit, the activation sensor being configured to;

receive an input indicative of a paired wireless mobile device and an input indicative of a password; and

activate, in response to receiving the input indicative of the paired wireless mobile device and the input indicative of the password, the power management circuit to manage the charging and the discharging of the power to and from the power source.

14. The dynamic transaction card of claim 13, wherein

the capacitor is configured to swiftly draw the power from a transaction terminal connected to the dynamic transaction card, and

the power conditioning circuit is configured to control the power to be stored in the battery from the capacitor while the dynamic transaction card is disconnected from the transaction terminal.