System and method for tracking funds from a plurality of funding sources

• US 10,380,843 B2
• Filed: 08/03/2017
• Issued: 08/13/2019
• Est. Priority Date: 08/03/2017
• Status: Active Grant

• Current Assignee: IGT (International Game Technology)
• Original Assignee: IGT (International Game Technology)
• Inventors: Higgins, Kevin, Shepherd, Jeffery
• Primary Examiner(s): Elisca, Pierre E
• Application Number:
  US15/668,282
• Publication Number:
  US 20190043306A1
• Time in Patent Office: 740 Days
• Field of Search: 463 25
• CPC Class Codes: G06Q 20/0658 e-cash managed locally
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/227 characterised in that multiple accounts are available, e.g. to the payer
• CPC Class Codes: G06Q 20/3223 Realising banking transactions through M-devices
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 20/36 using electronic wallets or electronic money safes
• CPC Class Codes: G06Q 20/367 involving electronic purses or money safes
• CPC Class Codes: G06Q 20/3676 Balancing accounts
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G07F 17/3241 Security aspects of a gaming system, e.g. detecting cheating, device integrity, surveillance computer security G06F21/00
• CPC Class Codes: G07F 17/3244 Payment aspects of a gaming system, e.g. payment schemes, setting payout ratio, bonus or consolation prizes

Abstract

The present disclosure relates generally to a system that tracks the funding source of an amount of funds as the funds are transferred between various accounts or balances of various components of the system.

Claims

1. A system comprising:

a first gaming establishment component processor; and

a first gaming establishment component memory device which stores a plurality of instructions, which when executed by the first gaming establishment component processor, cause the first gaming establishment component processor to;

receive data associated with a requested amount of funds to be transferred from a gaming establishment account to a first external account,

responsive to a determination that the amount of funds is associated with the first external account;

approve the transfer of the amount of funds from the gaming establishment account to the first external account, and

transmit data associated with the amount of funds, wherein the transmitted data causes a decrease of the gaming establishment account based on the amount of funds, and

responsive to a determination that the amount of funds is associated with a second, different external account, deny the transfer of the amount of funds from the gaming establishment account to the first external account.

2. The system of claim 1, wherein when executed by the first gaming establishment component processor responsive to a determination that the amount of funds is associated with an amount of winnings from an electronic gaming machine, the plurality of instructions cause the first gaming establishment component processor to approve the transfer of the amount of funds from the gaming establishment account to the first external account.

3. The system of claim 1, wherein when executed by the first gaming establishment component processor responsive to a determination that the amount of funds is associated with an amount of cash, the plurality of instructions cause the first gaming establishment component processor to approve the transfer of the amount of funds from the gaming establishment account to the first external account.

4. The system of claim 1, wherein when executed by the first gaming establishment component processor responsive to a determination that the amount of funds is associated with an amount of winnings associated with a sporting event wager placed in association with a gaming establishment sports book, the plurality of instructions cause the first gaming establishment component processor to approve the transfer of the amount of funds from the gaming establishment account to the first external account.

5. The system of claim 1, wherein the first gaming establishment component processor comprises part of a controller of a cashless wagering system.

6. The system of claim 5, wherein the data associated with the amount of funds transferred from the first external account to the first gaming establishment account is received in association with a mobile device application of a mobile device.

7. A system comprising:

a first gaming establishment component processor; and

a first gaming establishment component memory device which stores a plurality of instructions, which when executed by the first gaming establishment component processor, cause the first gaming establishment component processor to;

receive data associated with an amount of funds transferred from a first external account to a first gaming establishment account,

associate the first external account with the amount of funds, and

responsive to an input to transfer a first portion of the amount of funds from the first gaming establishment account to a second, different gaming establishment account maintained by a second gaming establishment component, and responsive to an approval of the transfer of the first portion of the amount of funds from the first gaming establishment account to the second, different gaming establishment account, transmit data associated with the first portion of the amount of funds, wherein the transmitted data causes an increase of the second, different gaming establishment account based on the first portion of the amount of funds, and the first portion of the amount of funds associated with the second, different gaming establishment account remain associated with the first external account.

8. The system of claim 7, wherein when executed by the first gaming establishment component processor responsive to an input to transfer a second portion of the amount of funds from the first gaming establishment account to a second, different external account, the plurality of instructions cause the first gaming establishment component processor to deny the transfer of the second portion of the amount of funds from the first gaming establishment account to the second, different external account if the second portion of the amount of funds is associated with the first external account.

9. The system of claim 7, wherein when executed by the first gaming establishment component processor responsive to an input to transfer a second portion of the amount of funds from the first gaming establishment account to a third, different gaming establishment account, and responsive to an approval of the transfer of the second portion of the amount of funds from the first gaming establishment account to the third, different gaming establishment account, the plurality of instructions cause the first gaming establishment component processor to transmit data associated with the second portion of the amount of funds, wherein the transmitted data causes an increase of the third, different gaming establishment account based on the second portion of the amount of funds, and the second portion of the amount of funds associated with the second, different gaming establishment account remain associated with the first external account.

10. The system of claim 7, wherein the first gaming establishment component processor comprises part of a controller of a cashless wagering system.

11. The system of claim 10, wherein the data associated with the amount of funds transferred from the first external account to the first gaming establishment account is received in association with a mobile device application of a mobile device.

12. The system of claim 7, wherein the first gaming establishment component processor comprises part of a controller of a gaming establishment retail system.

13. The system of claim 12, wherein the data associated with the amount of funds transferred from the first external account to the first gaming establishment account is received in association with a mobile device application of a mobile device.

14. A system comprising:

a processor; and

a memory device which stores a plurality of instructions, which when executed by the processor, cause the processor to;

receive data associated with a requested amount of funds determined in association with a mobile device application of a mobile device,

determine if a first account associated with the mobile device application of the mobile device includes the requested amount of funds, and

responsive to a determination that the first account associated with the mobile device application of the mobile device includes the requested amount of funds;

transmit data associated with the requested amount of funds being approved, and

transmit data associated with a first funding source of at least a first portion of the approved amount of funds, wherein responsive to the requested amount of funds being approved, a second, different account is modified based on the requested amount of funds.

15. The system of claim 14, wherein when executed by the processor responsive to the determination that the first account associated with the mobile device application of the mobile device includes the requested amount of funds, the plurality of instructions cause the processor to transmit data associated with a second, different funding source of at least a second, different portion of the approved amount of funds.

16. The system of claim 14, wherein the first funding source is one of a plurality of different funding sources.

17. The system of claim 14, wherein the first account comprises a cashless wagering account.

18. The system of claim 17, wherein the second, different account comprises a credit balance of an electronic gaming machine.

19. The system of claim 17, wherein the second, different account comprises a gaming establishment retail account.

20. The system of claim 14, wherein a balance of at least the first account is viewable via the mobile device application.

21. The system of claim 14, wherein the data is wirelessly communicated via a wireless protocol selected from the group consisting of:

a near field communication protocol, a WiFi protocol, a Bluetooth protocol, a Bluetooth Low Energy protocol, and a mobile device network protocol.

22. The system of claim 14, wherein when executed by the processor, the plurality of instructions cause the processor to:

responsive to a physical item being received via an acceptor, modify a credit balance based, at least in part, on a monetary value associated with the received physical item.