Composing a focused document image from multiple image captures or portions of multiple image captures

• US 10,402,790 B1
• Filed: 05/17/2016
• Issued: 09/03/2019
• Est. Priority Date: 05/28/2015
• Status: Active Grant

• Current Assignee: United Services Automobile Association
• Original Assignee: United Services Automobile Association
• Inventors: Clark, Christopher Nephi, McKay, Joel Andrew, South, David Edward, Newman, Adam Spencer
• Primary Examiner(s): Liu, I Jung
• Application Number:
  US15/156,860
• Time in Patent Office: 1,204 Days
• CPC Class Codes: G06Q 20/0425 the cheque being electronic only
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/3223 Realising banking transactions through M-devices
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06T 11/60 Editing figures and text; Combining figures or text
• CPC Class Codes: G06V 10/16 using multiple overlapping images; Image stitching
• CPC Class Codes: G06V 10/17 using hand-held instruments
• CPC Class Codes: G06V 10/94 Hardware or software architectures specially adapted for image or video understanding
• CPC Class Codes: G06V 10/993 Evaluation of the quality of the acquired pattern
• CPC Class Codes: G06V 30/2253 Recognition of characters printed with magnetic ink G06V30/2247 takes precedence
• CPC Class Codes: G07G 5/00 Receipt-giving machines cash registers giving receipts G07G1/00

Abstract

Systems and methods are provided herein that can include capturing a plurality of images of a document, analyzing the plurality of images to identify a plurality of acceptable portions within the plurality of images, combining the plurality of acceptable portions to generate a composite image of the document, and transmitting the composite image to a depository. Additionally or alternatively, the systems and methods can include capturing an image of a document, identifying a designated portion of the captured image of the document that fails to satisfy a predetermined image quality criteria, recapturing an image of only the designated portion of the document, generating a composite image from the captured image of the document and the recaptured image of only a portion of the document, and transmitting the composite image of the document to a depository via a communication pathway.

Claims

1. A system for depositing a document, comprising:

a mobile device having a camera and a processor, wherein the processor is configured to;

capture a plurality of images of a same side of a document with the camera;

analyze the plurality of images to identify a plurality of acceptable portions within the plurality of images, wherein the acceptable portions satisfy a predetermined image quality criteria;

combine the plurality of acceptable portions to generate a composite image depicting predetermined portions from within the document, wherein the predetermined portions from within the document includes at least one of a magnetic ink character recognition (MICR) line, a routing number, an account number, a check number, an amount, a payor name, a payee name, a signature line, an endorsement signature, an endorsement account number, or any combination thereof;

transmit the composite image from the mobile device to a depository via a communication pathway between the mobile device and the depository;

process the composite image to improve a clarity of the composite image with post-processing image compositing;

process the composite image to improve a seamlessness of the composite image with post-processing image compositing; and

monitor an image of the document that is within a field of view of the camera, wherein the plurality of images of the document is automatically captured when the image of the document satisfies a predetermined image capture criteria.

2. The system of claim 1 wherein the predetermined image quality criteria is satisfied when a portion within an image of the document is determined to be in focus.

3. The system of claim 1 wherein the processor is configured to capture each of the plurality of images of the document with different camera settings.

4. The system of claim 3 wherein the different camera settings comprise different camera zoom settings.

5. The system of claim 3 wherein the different camera settings comprise different camera flash settings.

6. A system for depositing a document, comprising:

a mobile device having a camera and a processor, wherein the processor is configured to;

capture an image of the document with the camera;

identify a designated portion in the captured image depicting a portion of the document for recapturing;

recapture an image corresponding to the designated portion;

generate a composite image of the document including portions from the captured image of the document and the recaptured image corresponding to the designated portion, wherein the composite image depicts predetermined portions from within the document; and

transmit the composite image of the document from the mobile device to a depository via a communication pathway between the mobile device and the depository;

identify the designated portion for recapture by controlling a grid to display on a graphical interface to identify the designated portion;

recapture the designated portion at a higher resolution than a resolution at which the designated portion was previously captured in the image of the document;

recapture the designated portion by zooming on the designated portion in the document; and

monitor the image of the document within a field of view of the camera, wherein the image of the designated portion is automatically recaptured when the image of the document satisfies a predetermined image capture criteria.

7. The system of claim 6 wherein the designated portion is identified for recapturing when the designated portion does not satisfy a predetermined image quality criteria, wherein the predetermined image quality criteria identifies a focus characteristic.

8. The system of claim 6 wherein the designated portion is identified for recapturing when the designated portion does not satisfy a predetermined image quality criteria, and the predetermined image quality criteria identifies an exposure characteristic.

9. A system for depositing a document, comprising:

a server having a processor and memory, wherein the processor is configured to;

receive a plurality of images of a same side of a document from a mobile device;

analyze the plurality of images to identify a plurality of acceptable portions within the plurality of images, wherein the acceptable portions satisfy a predetermined image quality criteria;

combine the plurality of acceptable portions together to generate a composite image depicting predetermined portions from within the document;

transmit the composite image of the document from the server to a depository via a communication pathway between the server and the depository;

capture each of the plurality of images of the document with different camera settings;

process the composite image to improve a clarity of the composite image with post-processing image compositing; and

process the composite image to improve a seamlessness of the composite image with post-processing image compositing.

10. The system of claim 9 wherein the predetermined image quality criteria is satisfied when a portion an image of the document is determined to be in focus.