System and method of electronically verifying required proof-of-performance to secure promotional rewards

• US 10,402,847 B2
• Filed: 11/19/2010
• Issued: 09/03/2019
• Est. Priority Date: 11/20/2009
• Status: Active Grant

• Current Assignee: MobiSave LLC
• Original Assignee: MobiSave LLC
• Inventors: Marcus, Steven
• Primary Examiner(s): Schmucker, Michael W
• Application Number:
  US12/950,103
• Publication Number:
  US 20110125561A1
• Time in Patent Office: 3,210 Days
• Field of Search: None
• CPC Class Codes: G06Q 20/209 Specified transaction journal output feature, e.g. printed receipt or voice output
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 30/0213 Consumer transaction fees
• CPC Class Codes: G06Q 30/0225 Avoiding frauds
• CPC Class Codes: G06Q 30/0234 Rebates after completed purchase

Abstract

A proof-of-performance verification system may include a receipt processing facility that receives a receipt image, wherein the receipt processing facility optionally enhances the receipt, converts the receipt image to text, and matches the text to a product or service description in accordance with a terminology database, a proof processor that electronically matches a user-selected reward offer against the product or service description to facilitate offer redemption, and at least one of a payment facility that distributes the offer redemption funds and a rewards facility that communicates incentive rewards to a central location. Related user interfaces, applications, and computer program products are disclosed.

Claims

1. A proof-of-performance verification system for providing purchase incentives to customers over a computerized telecommunications-based system utilizing electronic transmission of images of paper purchase receipts, the system comprising:

a selected-offers storage facility, storing a plurality of reward offers selected by a registered user of the verification system, each of said selected reward offers being selected at a respective time of selection;

a receipt processing facility that receives a receipt image, the receipt image being an image representing a paper receipt issued to the registered user in a product or service purchase transaction as a record of said transaction, the receipt processing facility being operative to convert the receipt image to a text representation of the receipt image, and to match the text representation of the receipt image to a product or service description maintained in a terminology database, the image having been captured by the registered user via an imaging facility of a handheld device, the receipt image including a representation of a date and time of the purchase transaction;

the receipt processing facility receiving, in association with said receipt image, device-specific information that identifies said handheld device, the device-specific information associated with the registered user;

the receipt processing facility identifying said registered user from the device-specific information;

a proof processor that electronically matches one of said stored reward offers selected by the identified registered user against the product or service description to facilitate offer redemption, the proof processor verifying that the date and time of the purchase transaction as represented by the received image is later than the respective time of selection of the matched one of said stored reward offers selected by the identified registered user;

said proof processor informing the identified registered user of all offers matched to the receipt image;

said proof processor receiving an indication from the identified registered user as to at least one selected offer that should have been matched to the receipt image but was not matched to the receipt image, said indication including an identification of a receipt item in the receipt image that should have been matched to one of said at least one selected offer;

said proof processor including a database of images of paper purchase receipts;

at least one of a payment facility that distributes the offer redemption funds; and

a rewards facility that communicates incentive rewards to a central location;

said proof processor further operative to;

identify a retail store that issued the paper receipt; and

detect a font and/or printed art element in the paper receipt as represented in the receipt image to ensure validation against a known font and/or printed art element utilized by the identified retail store.

2. The system of claim 1, wherein the handheld device is at least one of a mobile phone having a camera functionality and a web-enabled digital camera.

3. The system of claim 1, wherein the proof processor stores a record of at least some of the information contained on the receipt image.

4. The system of claim 1, further comprising, a graphical user interface that facilitates a user entering their identification information into the system.

5. The system of claim 1, further comprising, a graphical user interface that facilitates a user selecting at least one reward offer.

6. The system of claim 1, to further present reward offers that can be selected by a user and redeemed with one or more receipt images as proof-of-performance.

7. The system of claim 1, to further generate a report that includes at least real-time tracking of the reward offer and the offer redemption.

8. The system of claim 1, to further generate a graphical dashboard that includes information associated with at least the reward offer and the reward redemption.

9. A computer-implemented method of providing purchase incentives to customers over a computerized telecommunications-based system utilizing electronic transmission of images of paper purchase receipts, comprising:

presenting, by a computer, a plurality of offers to a user for offer selection prior to purchase of corresponding products associated with the offers, wherein the selected offer can be redeemed by the user with a proof of purchase receipt for the corresponding product;

receiving and storing a plurality of said offers selected by the user, each of said selected offers being selected at a respective time of selection;

receiving, by a computer, a proof of purchase receipt from a user, the receipt being a receipt image representing a paper receipt issued to the user as a record of a purchase transaction, the receipt image having been captured by the user via an imaging facility of a handheld device, the receipt image including a representation of a date and time of the purchase transaction;

receiving, in association with the receipt image, device-specific information that identifies the handheld device, the device-specific information associated with the user;

identifying the user from the received device-specific information;

processing the receipt image by converting the receipt image to a text representation using optical character recognition;

matching, by a computer, the text representation of the receipt image with a product or service description in a terminology database to determine at least one product indicated by the receipt; and

matching, by a computer, the at least one product indicated by the receipt to one of the stored offers selected by the identified user;

verifying that the date and time of the purchase transaction as represented by the receipt image is later than the respective time of selection of the matched one of said stored offers selected by the identified user;

wherein a successful match of a selected offer to a purchased product as indicated by the proof of purchase receipt with verification that the date and time of purchase transaction is later than the time of selection of the matched offer results in a redemption of the matched offer;

the method further comprising;

storing, by the computer, a database of images of paper purchase receipts;

informing the user of all offers matched to the receipt image; and

receiving an indication from the user as to at least one selected offer that should have been matched to the receipt image but was not matched to the receipt image, said indication including an identification of a receipt item in the receipt image that should have been matched to one of said at least one selected offer;

identifying a retail store that issued the paper receipt; and

detecting a font and/or printed art element in the paper receipt as represented in the receipt image to ensure validation against a known font and/or printed art element utilized by the identified retail store.

10. The method of claim 9, further comprising enhancing the receipt image by at least one of removing creases and modifying a contrast of the receipt image.

11. The method of claim 9, further comprising, upon a successful product and offer match, sending a notification to the user.

12. The method of claim 9, further comprising, upon a successful product and offer match, automatically transferring a redemption fund to the user.

13. The method of claim 9, wherein the receipt image is formed from a plurality of images taken by the handheld device along a dimension of the paper receipt.

14. The method of claim 9, wherein the matching steps include matching the text representation of the receipt image to at least two products indicated by the receipt, and matching each of a plurality of the at least two products to a respective one of the stored offers selected by the user.

15. The method of claim 9, wherein the received device-specific information that identifies the handheld device is a mobile telephone number associated with the user.