System and method for analyzing telematics data
First Claim
1. A vehicle data collection and evaluation system comprising:
- a vehicle data collection device configured to collect data associated with an operation of a vehicle;
a transmitter configured to transmit the collected data;
an analytics server configured to receive the collected data transmitted by the transmitter and to process the collected data;
a rate processing server configured to determine a driver safety rating;
wherein the collected data comprises vehicle speed measured at a predetermined time interval and the analytics server (i) determines a change in speed value over the predetermined time interval and raises the change in speed value to an exponential power to determine an exponentiated change in speed value;
(ii) determines a maximum speed of the vehicle during the predetermined time interval; and
(iii) determines the driver safety rating based on the maximum speed and a magnitude of the exponentiated change in speed value relative to a distance traveled over the predetermined time interval.
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Accused Products
Abstract
A vehicle data collection and evaluation system. A vehicle data collection device is configured to collect the data associated with the operation of the vehicle. A transmitter is configured to transmit the collected data. An analytics server is configured to receive the collected data transmitted by the transmitter and to process the collected data. A rate processing server configured to determine a driver safety rating. The collected data comprises vehicle speed measured at a predetermined time interval and the analytics server (i) determines a change in speed value over the predetermined time interval and raises the change in speed value to an exponential power to determine an exponentiated change in speed value; (ii) determines a maximum speed of the vehicle during the predetermined time interval; and (iii) determines the driver safety rating based on the maximum speed and a magnitude of the exponentiated change in speed value relative to a distance traveled over the predetermined time interval.
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Citations
8 Claims
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1. A vehicle data collection and evaluation system comprising:
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a vehicle data collection device configured to collect data associated with an operation of a vehicle; a transmitter configured to transmit the collected data; an analytics server configured to receive the collected data transmitted by the transmitter and to process the collected data; a rate processing server configured to determine a driver safety rating; wherein the collected data comprises vehicle speed measured at a predetermined time interval and the analytics server (i) determines a change in speed value over the predetermined time interval and raises the change in speed value to an exponential power to determine an exponentiated change in speed value;
(ii) determines a maximum speed of the vehicle during the predetermined time interval; and
(iii) determines the driver safety rating based on the maximum speed and a magnitude of the exponentiated change in speed value relative to a distance traveled over the predetermined time interval. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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Specification
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- Resources
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Current AssigneeNationwide Mutual Insurance Company
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Original AssigneeNationwide Mutual Insurance Company
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InventorsFawcett, David E., Elston, Tom R.
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Primary Examiner(s)Black, Thomas G
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Assistant Examiner(s)Louie, Wae L
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Application NumberUS15/461,127Time in Patent Office901 DaysField of Search701 291, 701409, 705 4, 705 268, 705 2681US Class CurrentCPC Class CodesG01S 19/42 Determining positionG01S 19/52 Determining velocityG06Q 40/08 InsuranceG07C 5/008 communicating information t...G07C 5/04 using counting means or dig...G07C 5/08 Registering or indicating p...
