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Systems and methods for using vehicles as information sources for knowledge-based authentication

  • US 10,404,697 B1
  • Filed: 12/28/2015
  • Issued: 09/03/2019
  • Est. Priority Date: 12/28/2015
  • Status: Active Grant
First Claim
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1. A computer-implemented method for using vehicles as information sources for knowledge-based authentication, at least a portion of the method being performed by a computing device comprising at least one processor, the method comprising:

  • determining that a user is attempting to authenticate, over a network, an identity with an identity-verification authority that controls access to a secure digital service;

    in response to determining that the user is attempting to authenticate the identity with the identity-verification authority, identifying, based at least in part on querying a government-managed database of vehicle owners using personally identifying information associated with the identity, a vehicle that belongs to an individual represented by the identity;

    acquiring, from the vehicle, analytic information about the vehicle;

    generating, by analyzing the analytic information acquired from the vehicle, at least one knowledge-based authentication question, wherein a correct response to the knowledge-based authentication question requires knowledge about the vehicle that demonstrates direct physical access to the vehicle;

    testing whether the user has direct physical access to the vehicle by presenting the knowledge-based authentication question to the user;

    authenticating the identity as the identity of the user based on the user responding correctly to the knowledge-based authentication question, wherein the user responding correctly to the knowledge-based authentication question demonstrates that the user has direct physical access to the vehicle; and

    granting, based on authenticating the identity of the user, the user access to the secure digital service.

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