Coupon registration and validation system

• US 10,417,655 B2
• Filed: 10/09/2015
• Issued: 09/17/2019
• Est. Priority Date: 10/09/2015
• Status: Active Grant

• Current Assignee: VTU De Colombia S.A. (Net 1 UEPS Technologies Incorporated)
• Original Assignee: VTU De Colombia S.A. (Net 1 UEPS Technologies Incorporated)
• Inventors: Mazuera, Johannes Kling
• Primary Examiner(s): Huang, Jay
• Assistant Examiner(s): Ezewoko, Michael I
• Application Number:
  US14/879,783
• Publication Number:
  US 20170103408A1
• Time in Patent Office: 1,439 Days
• CPC Class Codes: G06Q 30/0225 Avoiding frauds
• CPC Class Codes: H04L 2463/102 applying security measure for e-commerce data processing systems or methods, specially adapted for e-commerce G06Q30/00
• CPC Class Codes: H04L 63/083 using passwords cryptographic mechanisms or cryptographic arrangements for entity authentication using a predetermined code H04L9/3226
• CPC Class Codes: H04L 63/102 Entity profiles

Abstract

In an illustrative system and method for disbursing resources includes (i) receiving a user request for a coupon, the user request including user criteria; (2) matching the received user criteria with a target audience criteria; (3) transmitting a coupon to a user, the coupon including a unique password based upon a match of the received user criteria and the target audience criteria; (4) receiving a request for registration of the unique password of the coupon with the user; (5) receiving a request for validation of the unique password of the coupon; and (6) authorizing the user to access the network resource associated with the coupon upon validation of the unique password.

Claims

1. A network resource disbursement system comprising:

a coupon generator configured to generate a plurality of coupons, wherein;

each coupon comprises a unique code, is associated with provision of one of a plurality of network resources, and is associated with a unique password; and

each network resource is provided by one of a plurality of vendors; and

an authorization server communicatively coupled to the coupon generator, and configured to;

receive, from a first device associated with a customer and via a first network, a request for one of the plurality of coupons;

transmit, to the first device via the first network, the unique code and the unique password of a coupon of the plurality of coupons;

receive, from a second device associated with a vendor and via a second network, a registration request to validate the coupon that comprises an identifier and a password indicated to be associated with the coupon;

determine, at the authorization server, whether the coupon is valid based on the identifier and the password of the registration request;

transmit, to the first device via the first network and to the second device via the second network, an indication of the coupon validity determination; and

in response to the coupon having been determined to be valid, the authorization server is further configured to;

receive, from the second device via the second network, an indication of whether the coupon has been redeemed;

relay, to the first device via the first network, the indication of whether the coupon has been redeemed; and

in response to the coupon having been redeemed, relay to the second device via the second network, the indication of the coupon as having been redeemed.

2. The system of claim 1 further comprising:

a coupon solicitation module of the first device configured to initiate the request for the coupon and to receive the unique code and the unique password of the coupon; and

a coupon registration module of the second device configured to transmit the unique code and the unique password of the coupon to the authorization server to register the coupon.

3. The system of claim 2 wherein the coupon solicitation module is a web browser executed on the first device and configured to communicate with the authorization server.

4. The system of claim 2 wherein the second device is provided with a J2ME application for reading and redeeming coupons.

5. The system of claim 2 wherein the second device is provided with a USSD application for reading and redeeming coupons.

6. The system of claim 2 wherein the coupon solicitation module is a client application downloaded onto the first device.

7. The system of claim 1 wherein each of the first device and the second device comprises a computing device selected from a group consisting of a mobile device, laptop, tablet, and personal computer.

8. The system of claim 1 wherein at least one of the first device and the second device comprises a wireless device configured for communication with the authorization server via cellular communication medium.

9. The system of claim 8 wherein communication of the at least one of the first device and the second device with the authorization server occurs over SMS text messaging service.

10. The system of claim 1 further comprising an archive server communicatively coupled to the authorization server, and configured for retaining copies of data transmitted and received by the authorization server over a specified period.

11. The system of claim 1 wherein the transmission of the unique code and the unique password by the authorization server to the first device comprises a transmission of a barcode that comprises the unique code and the unique password to enable the first device to display the barcode.

12. The system of claim 11 wherein:

the second device optically scans the barcode from the display of the barcode by the first device to obtain the unique code and the unique password; and

the reception of the registration request from the second device by the authorization server comprises the reception of the unique code and the unique password as optically scanned by the second device.

13. The system of claim 1 wherein the network service is selected from a group consisting of Internet access service and a network-based information service.

14. A method for disbursing resources comprising:

generating a plurality of coupons, wherein;

each coupon comprises a unique code, is associated with provision of one of a plurality of network resources, and is associated with a unique password; and

each network resource is provided by one of a plurality of vendors; and

receiving, at an authorization server, and from a first device associated with a customer and via a first network, a request for one of the plurality of coupons;

transmitting, from the authorization server, and to the first device via the first network, the unique code and the unique password of a coupon of the plurality of coupons;

receiving, at the authorization server, and from a second device associated with a vendor and via a second network, a registration request to validate the coupon that comprises an identifier and a password indicated to be associated with the coupon;

determining, by the authorization server, whether the coupon is valid based on the identifier and the password of the registration request;

transmitting, from the authorization server, and to the first device via the first network and to the second device via the second network, an indication of the coupon validity determination; and

in response to the coupon having been determined to be valid, performing further operations comprising;

receiving, at the authorization server, and from the second device via the second network, an indication of whether the coupon has been redeemed;

relaying, from the authorization server, and to the first device via the first network, the indication of whether the coupon has been redeemed; and

in response to the coupon having been redeemed, relaying, from the authorization server, and to the second device via the second network, the indication of the coupon as having been redeemed.

15. The method of claim 14, wherein the transmission of the unique code and the unique password from the authorization server to the first device is accomplished by a push method of unsolicited distribution.

16. The method of claim 15, wherein the step of transmission of the unique code and the unique password from the authorization server to the first device is accomplished by a method selected from a group consisting of e-mail distribution and SMS (short message service) distribution.

17. The method of claim 14, wherein each of the first device and the second device comprises a computing device selected from a group consisting of a mobile device, laptop, tablet, and personal computer.

18. The method of claim 14, wherein at least one of the first device and the second device comprises a wireless device configured for communication with the authorization server via cellular communication medium.

19. The method of claim 14, wherein transmitting the unique code and the unique password, by the authorization server to the first device, comprises transmitting a barcode that comprises the unique code and the unique password to enable the first device to display the barcode.

20. The method of claim 19, wherein:

the second device optically scans the barcode from the display of the barcode by the first device to obtain the unique code and the unique password; and

receiving the registration request from the second device, by the authorization server, comprises the receiving the unique code and the unique password as optically scanned by the second device.