Hybrid applications utilizing distributed models and views apparatuses, methods and systems

• US 10,419,529 B2
• Filed: 11/06/2018
• Issued: 09/17/2019
• Est. Priority Date: 07/05/2011
• Status: Active Grant

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Kalgi, Avinash
• Primary Examiner(s): Dao, Thuy
• Application Number:
  US16/182,288
• Publication Number:
  US 20190075156A1
• Time in Patent Office: 315 Days
• CPC Class Codes: G06F 16/958 Organisation or management of web site content, e.g. publishing, maintaining pages or automatic linking
• CPC Class Codes: G06F 40/134 Hyperlinking
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/227 characterised in that multiple accounts are available, e.g. to the payer
• CPC Class Codes: G06Q 20/28 Pre-payment schemes, e.g. "pay before"
• CPC Class Codes: G06Q 20/3226 Use of secure elements separate from M-devices
• CPC Class Codes: G06Q 20/3227 using secure elements embedded in M-devices
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 20/3276 using a pictured code, e.g. barcode or QR-code, being read by the M-device
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/3552 Downloading or loading of personalisation data
• CPC Class Codes: G06Q 20/363 with the personal data of a user
• CPC Class Codes: G06Q 20/384 using social networks
• CPC Class Codes: G06Q 20/425 using two different networks, one for transaction and one for security confirmation
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: H04L 67/10 in which an application is distributed across nodes in the network software deployment G06F8/60; multiprogramming arrangements G06F9/46
• CPC Class Codes: H04L 67/51 : Discovery or management thereof, e.g. service location protocol [SLP] or web services
• CPC Class Codes: H04L 67/53 : using third party service providers

Abstract

The HYBRID APPLICATIONS UTILIZING DISTRIBUTED MODELS AND VIEWS APPARATUSES, METHODS AND SYSTEMS (“HAP”) transform hybrid application user inputs using HAP components into web-view secured data populated application views. In some implementations, the disclosure provides a processor-implemented method of providing distributed model views utilizing a hybrid application environment.

Claims

1. A processor-implemented method of providing distributed model views utilizing a hybrid application environment, comprising:

receiving, at a processor on a mobile computing device, a request to create a hybrid web view within a native application at the mobile computing device;

communicating, in response to the request, a web view application request to a third-party data app developer server;

receiving, via the processor and from the third-party data app developer server in response to the web view application request, a web view application response, wherein the web view application response includes a web view, the web view including a graphic element having a hybrid application handler interaction link request;

encapsulating the web view in a native application structure using the native application;

transmitting, using the hybrid application handler interaction link request, a model population request to a secure data provider, the model population request including the native application structure and a native language representation of a current state of the web view;

receiving, in response to the model population request, a populated model containing one or more data values from the secure data provider; and

creating a web view environment insertion function using the populated model, wherein the web view environment insertion function is configured to populate the web view with a plurality of data values from the populated model.

2. The method of claim 1, wherein transmitting the model population request using the hybrid application handler interaction link request includes receiving an activation request corresponding to the graphic element.

3. The method of claim 2, wherein, in further response to the activation request, the native application accesses the secure data provider using the hybrid application handler interaction link request without the third-party data app developer server accessing the secure data provider.

4. The method of claim 1, further comprising receiving an indication to transmit the one or more data values from the secure data provider to a virtual wallet provider.

5. The method of claim 4, further comprising injecting the web view environment insertion function into a second web view including the one or more data values.

6. The method of claim 5, wherein the second web view includes an enrollment form to enroll one or more payment accounts in a virtual wallet of the virtual wallet provider.

7. The method of claim 6, wherein the native application includes the virtual wallet.

8. The method of claim 7, wherein the one or more data values includes one or more of a billing address, a personal account number, and an image of a payment device for a payment account of the one or more payment accounts.

9. The method of claim 8, further comprising assigning a reference alias from the virtual wallet to a merchant.

10. A non-transitory, processor-readable medium storing processor-issuable instructions for distributed model views utilizing a hybrid application environment, the instructions to:

receive a request to create a hybrid web view within a native application at a mobile computing device;

communicate, in response to the request, a web view application request to a third-party data app developer server;

receive, from the third-party data app developer server in response to the web view application request, a web view application response, wherein the web view application response includes a web view, the web view including a graphic element having a hybrid application handler interaction link request;

encapsulate the web view in a native application structure using the native application;

transmit, using the hybrid application handler interaction link request, a model population request to a secure data provider, the model population request including the native application structure and a native language representation of a current state of the web view;

receive, in response to the model population request, a populated model containing one or more data values from the secure data provider; and

create a web view environment insertion function using the populated model, wherein the web view environment insertion function is configured to populate the web view with a plurality of data values from the populated model.

11. The non-transitory, processor-readable medium of claim 10, wherein the instruction to transmit the model population request using the hybrid application handler interaction link request includes an instruction to receive an activation request corresponding to the graphic element.

12. The non-transitory, processor-readable medium of claim 11, wherein, in further response to the activation request, the native application includes an instruction to access the secure data provider using the hybrid application handler interaction link request without the third-party data app developer server accessing the secure data provider.

13. The non-transitory, processor-readable medium of claim 10, further comprising instructions to:

receive an indication to transmit the one or more data values from the secure data provider to a virtual wallet provider; and

inject the web view environment insertion function into a second web view including the one or more data values.

14. The non-transitory, processor-readable medium of claim 13, wherein the second web view includes an enrollment form to enroll one or more payment accounts in a virtual wallet of the virtual wallet provider and the native application includes the virtual wallet.

15. The non-transitory, processor-readable medium of claim 14, wherein the one or more data values includes one or more of a billing address, a personal account number, and an image of a payment device for a payment account of the one or more payment accounts.

16. The non-transitory, processor-readable medium of claim 14, further comprising an instruction to assign a reference alias from the virtual wallet to a merchant.

17. A distributed model views utilizing a hybrid application environment apparatus, comprising:

a memory; and

a processor disposed in communication with the memory, and configured to issue a plurality of processing instructions stored in the memory, wherein the processor issues instructions to;

receive, at the processor, a request to create a hybrid web view within a native application at a mobile computing device;

communicate, in response to the request, a web view application request to a third-party data app developer server;

receive, via the processor and from the third-party data app developer server in response to the web view application request, a web view application response, wherein the web view application response includes a web view, the web view including a graphic element having a hybrid application handler interaction link request;

encapsulate the web view in a native application structure using the native application;

transmit, using the hybrid application handler interaction link request, a model population request to a secure data provider, the model population request including the native application structure and a native language representation of a current state of the web view;

receive, in response to the model population request, a populated model containing one or more data values from the secure data provider; and

create a web view environment insertion function using the populated model, wherein the web view environment insertion function is configured to populate the web view with a plurality of data values from the populated model.

18. The apparatus of claim 17, wherein the instruction to transmit the model population request using the hybrid application handler interaction link request includes an instruction to receive an activation request corresponding to the graphic element;

and

wherein, in further response to the activation request, the native application includes an instruction to access the secure data provider using the hybrid application handler interaction link request without the third-party data app developer server accessing the secure data provider.

19. The apparatus of claim 18, further comprising instructions to:

receive an indication to transmit the one or more data values from the secure data provider to a virtual wallet provider; and

inject the web view environment insertion function into a second web view including the one or more data values;

wherein the second web view includes an enrollment form to enroll one or more payment accounts in a virtual wallet of the virtual wallet provider and the native application includes the virtual wallet.

20. The apparatus of claim 19, further comprising an instruction to assign a reference alias from the virtual wallet to a merchant;

wherein the one or more data values includes one or more of a billing address, a personal account number, and an image of a payment device for a payment account of the one or more payment accounts.