Autonomous vehicle operating status assessment
First Claim
1. A computer-implemented method for determining the status of autonomous operation features of an autonomous or semi-autonomous vehicle, comprising:
- receiving, at one or more processors, a signal indicating a request to determine an operating status of one or more autonomous operation features of the autonomous or semi-autonomous vehicle, wherein each of the one or more autonomous operation features comprises a control module configured to generate control decisions that actuate one or more electromechanical control components of the autonomous or semi-autonomous vehicle based upon data received from a plurality of sensors associated with the one or more autonomous operation features;
determining, by the one or more processors, a configuration of the plurality of sensors comprising at least one of;
a number of the plurality of sensors, a type of each of the plurality of sensors, a location of each of the plurality of sensors, and a technical specification for each of the plurality of sensors including normal functioning characteristics or output ranges;
presenting, by the one or more processors, a test signal to each of the plurality of sensors;
determining, by the one or more processors in response to the test signal, one or more of the plurality of sensors are missing, malfunctioning or damaged;
determining, by the one or more processors, the operating status of the one or more autonomous operation features associated with the one or more of the plurality of sensors that are missing, malfunctioning or damaged is impaired;
generating, by the one or more processors, an operating status report indicating the operating status of the one or more autonomous operation features, including the impaired operating status of the one or more autonomous operation features;
storing, in a computer-readable non-transitory memory, the operating status report for subsequent use;
transmitting, via a network, the generated operating status report to a server;
determining, by one or more processors of the server, an adjustment to one or more risk levels associated with operation of the autonomous or semi-autonomous vehicle based upon the impaired operating status of the one or more autonomous operation features; and
adjusting, by the one or more processors of the server, an insurance policy cost associated with the autonomous or semi-autonomous vehicle based upon the determined adjustment to the one or more risk levels.
1 Assignment
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Accused Products
Abstract
Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, the operating status and/or configuration of autonomous operation features of an autonomous or semi-autonomous vehicle may be determined, such as via an on-board computer system or mobile device, and/or then directly or indirectly wirelessly communicated via data transmission from the vehicle computer system or mobile device to a remote server. An adjustment to one or more risk levels associated with operation of the autonomous or semi-autonomous vehicle may also be determined, and an auto insurance policy, premium, or discount may be adjusted based upon the adjustment to the risk levels and presented to the customer for their review and approval. As a result, insurance cost savings may be passed onto risk averse customers that opt into to a rewards program.
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Citations
16 Claims
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1. A computer-implemented method for determining the status of autonomous operation features of an autonomous or semi-autonomous vehicle, comprising:
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receiving, at one or more processors, a signal indicating a request to determine an operating status of one or more autonomous operation features of the autonomous or semi-autonomous vehicle, wherein each of the one or more autonomous operation features comprises a control module configured to generate control decisions that actuate one or more electromechanical control components of the autonomous or semi-autonomous vehicle based upon data received from a plurality of sensors associated with the one or more autonomous operation features; determining, by the one or more processors, a configuration of the plurality of sensors comprising at least one of;
a number of the plurality of sensors, a type of each of the plurality of sensors, a location of each of the plurality of sensors, and a technical specification for each of the plurality of sensors including normal functioning characteristics or output ranges;presenting, by the one or more processors, a test signal to each of the plurality of sensors; determining, by the one or more processors in response to the test signal, one or more of the plurality of sensors are missing, malfunctioning or damaged; determining, by the one or more processors, the operating status of the one or more autonomous operation features associated with the one or more of the plurality of sensors that are missing, malfunctioning or damaged is impaired; generating, by the one or more processors, an operating status report indicating the operating status of the one or more autonomous operation features, including the impaired operating status of the one or more autonomous operation features; storing, in a computer-readable non-transitory memory, the operating status report for subsequent use; transmitting, via a network, the generated operating status report to a server; determining, by one or more processors of the server, an adjustment to one or more risk levels associated with operation of the autonomous or semi-autonomous vehicle based upon the impaired operating status of the one or more autonomous operation features; and adjusting, by the one or more processors of the server, an insurance policy cost associated with the autonomous or semi-autonomous vehicle based upon the determined adjustment to the one or more risk levels. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A computer system for determining the status of autonomous operation features of an autonomous or semi-autonomous vehicle, comprising:
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one or more processors; a plurality of sensors associated with the one or more autonomous operation features communicatively connected to the one or more processors; and a program memory coupled to the one or more processors and storing executable instructions that when executed by the one or more processors cause the computer system to; receive, at the one or more processors, a signal indicating a request to determine an operating status of one or more autonomous operation features of the autonomous or semi-autonomous vehicle, wherein each of the one or more autonomous operation features comprises a control module configured to generate control decisions that actuate one or more electromechanical control components of the autonomous or semi-autonomous vehicle based upon data received from a plurality of sensors associated with the one or more autonomous operation features; determine, by the one or more processors, a configuration of the plurality of sensors comprising at least one of;
a number of the plurality of sensors, a type of each of the plurality of sensors, a location of each of the plurality of sensors, a technical specification for each of the plurality of sensors including normal functioning characteristic or output ranges;present, by the one or more processors, a test signal to each of the plurality of sensors; determine, by the one or more processors in response to the test signal, one or more of the plurality of sensors are missing, malfunctioning or damaged; determine, by the one or more processors, the operating status of the one or more autonomous operation features associated with the one or more of the plurality of sensors that are missing, malfunctioning or damaged is impaired; generate, by the one or more processors, an operating status report indicating the operating status of the one or more autonomous operation features, including the impaired operating status of the one or more autonomous operation features; store, in a computer-readable non-transitory memory, the operating status report for subsequent use; transmit, via a network, the generated operating status report to a server; determine, by one or more processors of the server, an adjustment to one or more risk levels associated with operation of the autonomous or semi-autonomous vehicle based upon the impaired operating status of the one or more autonomous operation features; and adjust, by the one or more processors of the server, an insurance policy cost associated with the autonomous or semi-autonomous vehicle based upon the determined adjustment to the one or more risk levels. - View Dependent Claims (14)
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15. A tangible, non-transitory computer-readable medium storing instructions for determining the status of autonomous operation features of an autonomous or semi-autonomous vehicle that, when executed by at least one processor of a computer system, cause the computer system to:
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receive, at one or more processors, a signal indicating a request to determine an operating status of one or more autonomous operation features of the autonomous or semi-autonomous vehicle, wherein each of the one or more autonomous operation features comprises a control module configured to generate control decisions that actuate one or more electromechanical control components of the autonomous or semi-autonomous vehicle based upon data received from a plurality of sensors associated with the one or more autonomous operation features; determine, by the one or more processors, a configuration of the plurality of sensors comprising at least one of;
a number of the plurality of sensors, a type of each of the plurality of sensors, a location of each of the plurality of sensors, a technical specification for each of the plurality of sensors including normal functioning characteristics or output ranges;present, by the one or more processors, a test signal to each of the plurality of sensors; determine, by the one or more processors in response to the test signal, one or more of the plurality of sensors are missing, malfunctioning or damaged; determine, by the one or more processors, the operating status of the one or more autonomous operation features associated with the one or more of the plurality of sensors that are missing, malfunctioning or damaged is impaired; generate, by the one or more processors, an operating status report indicating the operating status of the one or more autonomous operation features, including the impaired operating status of the one or more autonomous operation features; store, in a computer-readable non-transitory memory, the operating status report for subsequent use; transmit, via a network, the generated operating status report to a server; determine, by one or more processors of the server, an adjustment to one or more risk levels associated with operation of the autonomous or semi-autonomous vehicle based upon the impaired operating status of the one or more autonomous operation features; and adjust, by the one or more processors of the server, an insurance policy cost associated with the autonomous or semi-autonomous vehicle based upon the determined adjustment to the one or more risk levels. - View Dependent Claims (16)
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Specification