Methods and systems for provisioning multiple devices

• US 10,433,128 B2
• Filed: 01/07/2015
• Issued: 10/01/2019
• Est. Priority Date: 01/07/2014
• Status: Active Grant

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Sheets, John, Powell, Glenn, Karpenko, Igor, Wong, Erick
• Primary Examiner(s): Zele, Krista M
• Assistant Examiner(s): Sowa, Timothy
• Application Number:
  US14/591,836
• Publication Number:
  US 20150195133A1
• Time in Patent Office: 1,728 Days
• Field of Search: 709222
• CPC Class Codes: H04W 4/50 Service provisioning or reconfiguring

Abstract

Embodiments of the present invention are directed to methods, systems, and apparatuses for provisioning account information to a mobile device. In one embodiment, following the provisioning of account information to a first mobile device of a user, a second mobile device of the user may be provisioned without requiring the user to provide account information for the provisioned accounts. In another embodiment, provisioned account information may be stored to a remote database, and subsequently restored to a previously provisioned mobile device or provisioned to a new mobile device.

Claims

1. A method for provisioning payment account information that was previously provisioned and stored on a first device, to a second device, the method comprising:

receiving, by a server computer from the second device, a message to initiate a provisioning process, after the second device interacts with the first device storing the payment account information through a local connection, and receives a first device identifier from the first device;

after receiving the message, generating, by the server computer, a validation code;

sending, by the server computer, the validation code to the first device, wherein the validation code is subsequently received by the second device from the first device through the local connection;

receiving, by the server computer, a provisioning request from the second device, wherein the provisioning request comprises interaction data comprising the validation code and a network identifier indicating a type of local connection that forms the local connection between the first device and the second device;

determining, by the server computer, that provisioning the second device with the payment account information is permitted based upon the interaction data comprising the validation code and the network identifier indicating the type of local connection that forms the local connection between the first device and the second device; and

initiating, by the server computer, provisioning of the second device with the payment account information associated with the first device, and causing the payment account information to be stored in the second device.

2. The method of claim 1, further comprising:

determining, by the server computer, the payment account information provisioned on the first device using the validation code received from the second device.

3. The method of claim 1, wherein the server computer is a first server computer, and wherein initiating the provisioning comprises sending a provisioning instruction message to a second server computer.

4. The method of claim 1, wherein determining that provisioning the second device with the payment account information is permitted comprises:

determining that the validation code generated by the server computer matches the validation code in the provisioning request received from the second device.

5. The method of claim 1, wherein the provisioning request includes the first device identifier associated with the first device and a second device identifier associated with the second device.

6. The method of claim 5, wherein the first device identifier is a secure element identifier of the first device.

7. The method of claim 1, wherein determining that provisioning the second device with the payment account information is permitted comprises:

verifying, by the server computer, that the first device is co-located with the second device.

8. The method of claim 1, wherein initiating, by the server computer, provisioning of the second device with the payment account information associated with the first device comprises transmitting a request to provision to an issuer computer via a payment processing network.

9. The method of claim 1, wherein the local connection uses a wireless communication technology complying with Institute of Electrical and Electronics Engineers (IEEE) standard 802.15.1 and the network identifier indicates a wireless connection complying with the IEEE standard 802.15.1.

10. A computer comprising:

a processor; and

a tangible non-transitory computer readable medium coupled to the processor, the tangible non-transitory computer readable medium comprising code, executable by the processor for implementing the method of claim 1.

11. The computer of claim 10, wherein the computer is a wallet provider computer.

12. A method for provisioning payment account information for an account that was previously provisioned and stored on a first device, to a second device, the method comprising:

sending, to a server computer from the second device, a message to initiate a provisioning process, after the second device interacts with the first device storing the payment account information through a local connection, and includes a first device identifier for the first device, wherein the server computer thereafter generates a validation code, and sends the validation code to the first device, wherein the validation code is subsequently received by the second device from the first device through the local connection;

sending, by the second device, a provisioning request to the server computer, the provisioning request including interaction data comprising the validation code and a network identifier indicating a type of local connection that forms the local connection between the first device and the second device, wherein the server computer determines that provisioning the second device with the payment account information is permitted based upon the interaction data comprising the validation code and the network identifier;

receiving, by the second device, provisioning data comprising the payment account information from the server computer; and

storing, by the second device, the payment account information.

13. The method of claim 12, wherein the provisioning request includes the first device identifier associated with the first device and a second device identifier associated with the second device.

14. The method of claim 13, wherein the second device identifier is a secure element identifier of the second device.

15. A computing device comprising:

a processor; and

a tangible non-transitory computer readable medium coupled to the processor, the tangible non-transitory computer readable medium comprising code, executable by the processor for implementing the method of claim 12.

16. The computing device of claim 15, wherein the computing device is the second device, and wherein the second device is a mobile phone.

17. A method comprising:

receiving, by a server computer, a provisioning request from a requesting device to provision data relating to a payment account onto the requesting device, the provisioning request including a passcode and a device identifier associated with the requesting device, wherein the passcode identifies a provisioning record associated with data relating to the payment account from a database;

retrieving, by the server computer, the provisioning record associated with the data relating to the payment account from the database using the passcode, wherein the provisioning record includes a device identifier associated with a prior device that was previously provisioned with first provisioning data associated with the payment account;

comparing, by the server computer, the device identifier associated with the requesting device to the device identifier associated with the prior device to determine if the requesting device is the prior device;

when the requesting device is determined to be the prior device;

initiating, by the server computer, provisioning of first provisioning data to the requesting device, and causing the first provisioning data to be stored in the requesting device; and

when the requesting device is determined to be a different device than the prior device;

initiating, by the server computer, provisioning of second provisioning data comprising payment account information to the requesting device, and causing the payment account information to be stored in the requesting device.

18. The method of claim 17, wherein the first provisioning data includes a first token associated with the payment account.

19. The method of claim 18, where the second provisioning data includes a second token associated with the payment account, the second token being a different token than the first token.

20. The method of claim 17, wherein the server computer is a first server computer, and wherein initiating the provisioning of the second provisioning data comprising the payment account information to the requesting device comprises sending a provisioning instruction message to a second server computer.

21. A computer comprising:

a processor; and

a tangible non-transitory computer readable medium coupled to the processor, the tangible non-transitory computer readable medium comprising code, executable by the processor for implementing the method of claim 17.