System and method for providing secure identification solutions

• US 10,445,719 B2
• Filed: 08/01/2018
• Issued: 10/15/2019
• Est. Priority Date: 07/09/2002
• Status: Expired due to Term

• Current Assignee: Neology Incorporated (OEP Technologie BV)
• Original Assignee: Neology Incorporated (OEP Technologie BV)
• Inventors: Martinez de Velasco Cortina, Francisco, Rietzler, Manfred
• Primary Examiner(s): Trieu, Van T
• Application Number:
  US16/051,751
• Publication Number:
  US 20180341796A1
• Time in Patent Office: 440 Days
• CPC Class Codes: G06K 19/0723 the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs
• CPC Class Codes: G06K 19/07758 arrangements for adhering the record carrier to further objects or living beings, functioning as an identification tag
• CPC Class Codes: G06K 19/0776 the adhering arrangement being a layer of adhesive, so that the record carrier can function as a sticker
• CPC Class Codes: G06K 19/07764 the adhering arrangement making the record carrier attachable to a tire tire temperature or pressur control arrangements, see B60C23/00
• CPC Class Codes: G06K 19/10 at least one kind of marking being used for authentication, e.g. of credit or identity cards verification of coded identity or credit cards in mechanisms actuated by them G07F7/12
• CPC Class Codes: G06K 7/0008 General problems related to the reading of electronic memory record carriers, independent of its reading method, e.g. power transfer
• CPC Class Codes: G06Q 20/32 using wireless devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/34 using cards, e.g. integrated circuit [IC] cards or magnetic cards
• CPC Class Codes: G06Q 20/3674 involving authentication
• CPC Class Codes: G06Q 2220/00 Business processing using cryptography postage metering system using cryptography G06Q2250/05
• CPC Class Codes: G07C 9/257 electronically G07C9/26 takes precedence
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04W 12/00 Security arrangements; Authentication; Protecting privacy or anonymity
• CPC Class Codes: H04W 12/06 Authentication
• CPC Class Codes: H04W 12/08 Access security
• CPC Class Codes: H04W 12/77 Graphical identity
• CPC Class Codes: H04W 4/80 Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

The present invention provides a method and system for verifying and tracking identification information. In an embodiment of the invention, a system for delivering security solutions is provided that includes at least one of the following: a radio frequency (RF) identification device, an identification mechanism (e.g., a card, sticker), and an RF reader.

Claims

1. A mobile device, comprising:

a biometric input device configured to read biometric data;

a radio frequency cellular circuit;

a memory configured to store transaction information associated with an individual and biometric information for identifying the individual associated with the transaction information;

a processor coupled with the memory and the biometric input device, the processor configured to;

receive a signal, via the radio frequency cellular circuit, comprising a request to retrieve payment information to complete a secure transaction,

obtain at least a portion of the transaction information relevant to the secure transaction,

in response to obtaining at least a portion of the transaction information, prompt a user to provide biometric data to the biometric input device and receive the biometric data from the biometric input device,

receive a security key based on the received biometric data and check and validate the received security key against a security key stored in the mobile device to grant or deny access to the memory, wherein the security key stored in the mobile device is based on the biometric information, wherein validating the received security key is based on comparing the received biometric data with the biometric information stored in the memory, and

transmit, via the radio frequency cellular circuit, the purchase information to complete the secure transaction when the received biometric data matches the stored biometric information, wherein the purchase information comprises the transaction information encapsulated using a second key.

2. The mobile device of claim 1, further comprising a cryptographic block configured to store security keys.

3. The mobile device of claim 1, wherein the mobile device is one of a cellphone, smartphone, or tablet.

4. The mobile device of claim 1, wherein the biometric input device is a fingerprint scanner.

5. The mobile device of claim 1, wherein the processor is further configured to transmit the received biometric data or the stored biometric information with the purchase information.

6. The mobile device of claim 1, wherein the transaction information comprises account information.

7. The mobile device of claim 1, wherein the transaction information comprises credit card information.

8. The mobile device of claims 7, wherein the memory is configured to store the biometric information and the memory configured to store the transaction information are the same memory.

9. The mobile device of claim 1, wherein the signal comprising a request to retrieve payment information is received from a point of sale terminal or a point of contact.

10. The mobile device of claim 1, further comprising short range radio frequency circuitry, and wherein transmission of the purchase information is to a point of sale device via the short range radio frequency circuitry.

11. The mobile device of claim 1, wherein the processor is further configured to carry out an exchange of cryptographic keys, via the radio frequency cellular circuit, wherein the key for encapsulating the purchase information is based on the exchanged cryptographic keys.

12. A method, comprising:

receiving a signal, via a radio frequency cellular circuit of a mobile device, comprising a request to retrieve payment information to complete a secure transaction;

obtaining at least a portion of transaction information associated with an individual relevant to the secure transaction, the transaction information associated with an individual stored in a memory of the mobile device;

in response to obtaining at least a portion of the transaction information, prompting a user to provide biometric data to a biometric input device of the mobile and receiving the biometric data from the biometric input device;

receiving a security key based on the received biometric data;

checking and validating the received security key against a security key stored in the mobile device to grant or deny access to the memory of the mobile device, wherein the security key in the mobile device is based on the biometric information, and validating the receive security key is based on comparing the received biometric data with biometric information stored in the memory of the mobile device, the biometric information identifying the individual associated with the transaction information; and

transmitting, via the radio frequency cellular circuit of the mobile device, the purchase information to complete the secure transaction when the received biometric data matches the stored biometric information, wherein the purchase information comprises the transaction information encapsulated using a second key.

13. The method of claim 12, further comprising storing security keys in the memory of the mobile device.

14. The method of claim 12, further comprising transmitting the received biometric data or the stored biometric information with the purchase information.

15. The method of claim 12, wherein the signal comprising a request to retrieve payment information is received from a point of sale terminal or a point of contact.

16. The method of claim 12, wherein transmitting the purchase information comprises transmitting to a point of sale device via short range radio frequency circuitry of the mobile device.

17. The method of claim 12, further comprising exchanging cryptographic keys, via the radio frequency cellular circuit, wherein the key for encapsulating the purchase information is based on the exchanged cryptographic keys.