Using train telematics data to reduce accident risk
First Claim
1. A computer system configured to use train telematics data to reduce accident risk, the computer system comprising:
- at least one processor or associated transceiver, the at least one processor or associated transceiver located on or within an autonomous vehicle, the at least one processor or associated transceiver configured to;
receive, at the autonomous vehicle via wireless communication or data transmission, the train telematics data associated with a train;
determine, at the autonomous vehicle based upon the train telematics data, (1) an indication of when the train will pass through the railroad crossing or another railroad crossing, or (2) an indication of when the train will be within a predetermined distance of the railroad crossing or the another railroad crossing;
determine, at the autonomous vehicle based upon a relevance of the train, an alternate route for the autonomous vehicle to take to avoid waiting at the railroad crossing or the another railroad crossing to allow for the train to pass through the railroad crossing or the another railroad crossing;
direct, based upon the relevance of the train, the autonomous vehicle to one of (1) automatically travel along the alternate route, or (2) automatically stop at the railroad crossing or the another railroad crossing to allow the train to pass through the railroad crossing or the another railroad crossing; and
cause an insurance provider remote server to at least one of display, adjust, or generate an insurance discount associated with the autonomous vehicle based upon the autonomous vehicle including risk mitigation or prevention functionality associated with (1) receiving the train telematics data, and (2) directing corrective actions so as to incentivize an insured customer to facilitate avoidance of train-vehicle collisions and safer train and vehicle travel.
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Accused Products
Abstract
A computer system configured to use train telematics data may be mounted on or within an autonomous vehicle, and which may be configured to (1) receive train telematics data associated with a train that includes GPS location, speed, route, heading, acceleration, and/or track data; (2) determine, based upon the train telematics data, when, or a time period of when, the train will pass through, be passing through, and/or be within a predetermined distance of a railroad crossing; (3) determine an alternate route for the autonomous vehicle to take to avoid waiting at the railroad crossing; and (4) direct the autonomous vehicle to automatically travel along the alternate route or automatically stop at the railroad crossing to allow the train to pass unimpeded and to facilitate avoidance of train-vehicle collisions. Insurance discounts may be generated based upon the risk mitigation or prevention functionality.
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Citations
20 Claims
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1. A computer system configured to use train telematics data to reduce accident risk, the computer system comprising:
at least one processor or associated transceiver, the at least one processor or associated transceiver located on or within an autonomous vehicle, the at least one processor or associated transceiver configured to; receive, at the autonomous vehicle via wireless communication or data transmission, the train telematics data associated with a train; determine, at the autonomous vehicle based upon the train telematics data, (1) an indication of when the train will pass through the railroad crossing or another railroad crossing, or (2) an indication of when the train will be within a predetermined distance of the railroad crossing or the another railroad crossing; determine, at the autonomous vehicle based upon a relevance of the train, an alternate route for the autonomous vehicle to take to avoid waiting at the railroad crossing or the another railroad crossing to allow for the train to pass through the railroad crossing or the another railroad crossing; direct, based upon the relevance of the train, the autonomous vehicle to one of (1) automatically travel along the alternate route, or (2) automatically stop at the railroad crossing or the another railroad crossing to allow the train to pass through the railroad crossing or the another railroad crossing; and cause an insurance provider remote server to at least one of display, adjust, or generate an insurance discount associated with the autonomous vehicle based upon the autonomous vehicle including risk mitigation or prevention functionality associated with (1) receiving the train telematics data, and (2) directing corrective actions so as to incentivize an insured customer to facilitate avoidance of train-vehicle collisions and safer train and vehicle travel. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computer-implemented method of using train telematics data to reduce accident risk, the method comprising:
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receiving, at an autonomous vehicle at least one processor or associated transceiver, the at least one processor or associated transceiver located on or within an autonomous vehicle, via wireless communication or data transmission, train telematics data associated with a train; determining, at the autonomous vehicle via the at least one processor based upon the train telematics data, (1) an indication of when the train will pass through the railroad crossing or another railroad crossing, or (2) an indication of when the train will be within a predetermined distance of the railroad crossing or the another railroad crossing; determining, at the autonomous vehicle via the at least one processor based upon a relevance of the train, an alternate route for the autonomous vehicle to take to avoid waiting at the railroad crossing or the another railroad crossing to allow for the train to pass through the railroad crossing or the another railroad crossing; directing, via the at least one processor, based upon the relevance of the train, the autonomous vehicle to one of (1) automatically travel along the alternate route, or (2) automatically stop at the railroad crossing or the another railroad crossing to allow the train to pass through the railroad crossing or the another railroad crossing; and causing, via the at least one processor or associated processor, an insurance provider remote server to at least one of display, adjust, or generate an insurance discount associated with the autonomous vehicle based upon the autonomous vehicle including risk mitigation or prevention functionality associated with (1) receiving the train telematics data, and (2) directing corrective actions so as to incentivize an insured customer to facilitate avoidance of train-vehicle collisions and safer train and vehicle travel. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A system of using train telematics data to reduce accident risk, the system comprising:
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an autonomous vehicle; and at least one processor or associated transceiver, the at least one processor or associated transceiver located on or within an autonomous vehicle, the at least one processor or associated transceiver configured to; receive train telematics data associated with a train; determine, based upon the train telematics data and a relevance of the train, an indication of when the train will pass through a railroad crossing or another railroad crossing; determine, based upon the relevance of the train, an alternate route for the autonomous vehicle to take to avoid waiting at the railroad crossing or the another railroad crossing to allow for the train to pass through the railroad crossing or the another railroad crossing; direct, based upon the relevance of the train, the autonomous vehicle to one of (1) automatically travel along the alternate route, or (2) automatically stop at the railroad crossing or the another railroad crossing to allow the train to pass through the railroad crossing or the another railroad crossing; and cause an insurance provider remote server to at least one of display, adjust, or generate an insurance discount associated with the autonomous vehicle based upon the autonomous vehicle having risk mitigation or prevention functionality associated with (1) receiving the train telematics data, and (2) directing corrective actions so as to incentivize the insured customer to facilitate avoidance of train-vehicle collisions and safer train and vehicle travel. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification