Card receptacle of an automated transaction machine

• US 10,460,571 B1
• Filed: 11/08/2018
• Issued: 10/29/2019
• Est. Priority Date: 11/08/2018
• Status: Active Grant

• Current Assignee: Capital One Services LLC (Capital One Financial Corporation)
• Original Assignee: Capital One Services LLC (Capital One Financial Corporation)
• Inventors: Goodsitt, Jeremy Edward, Walters, Austin Grant, Abdi Taghi Abad, Fardin, Pham, Vincent, Truong, Anh, Taylor, Kenneth
• Primary Examiner(s): Mai, Thien T
• Application Number:
  US16/183,977
• Time in Patent Office: 355 Days
• CPC Class Codes: G06K 7/0004 Hybrid readers
• CPC Class Codes: G06K 7/0069 including means for detecting correct insertion of the card, e.g. end detection switches notifying that the card has been inserted completely and correctly
• CPC Class Codes: G07D 11/00 Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
• CPC Class Codes: G07F 19/205 Housing aspects of ATMs
• CPC Class Codes: G07F 7/08 by coded identity card or credit card or other personal identification means without personal verification means G07F7/02

Abstract

Disclosed is an automated transaction machine (ATM) including a card receptacle of a user interface, the card receptacle having a wall extending adjacent a main surface of the user interface, and a support extending between the main surface and the wall. The support, the wall, and the main surface of the user interface define a cavity operable to receive a transaction card. The ATM may further include an exit device of the user interface, the exit device including a container for receiving the transaction card, and a door positioned adjacent the container. The door is biasable between a first position and a second position, wherein in the first position the door substantially covers an exit opening through the main surface of the user interface, and wherein in the second position the door permits access to the container through the exit opening.

Claims

1. An automated transaction machine (ATM), comprising:

a card receptacle of a user interface, the card receptacle comprising;

a wall extending adjacent a main surface of the user interface; and

a support extending between the main surface and the wall, wherein the support, the wall, and the main surface of the user interface define a cavity operable to receive a transaction card; and

an exit device of the user interface, the exit device comprising;

a container for receiving the transaction card; and

a door positioned adjacent the container, the door biasable between a first position and a second position, wherein in the first position the door substantially covers an exit opening through the main surface of the user interface, and wherein in the second position the door permits access to the container through the exit opening.

2. The ATM of claim 1, wherein the cavity is positioned external to the main surface of the user interface.

3. The ATM of claim 1, further comprising a body, wherein the user interface extends along a portion of a body.

4. The ATM of claim 3, further comprising a card reader within the body.

5. The ATM of claim 4, further comprising a card delivery device for delivering the transaction card from the card receptacle to the card reader.

6. The ATM of claim 1, wherein the wall includes an upper end and a lower end, and wherein the lower end is connected with the main surface of the user interface.

7. The ATM of claim 1, further comprising a sensor proximate the card receptacle, the sensor operable to provide positional feedback of the transaction card in the cavity.

8. The ATM of claim 1, further comprising an entrance opening through the main surface of the user interface, wherein the wall extends across the entrance opening.

9. The ATM of claim 8, further comprising an internal cavity connected with the entrance opening, wherein the internal cavity is operable to receive the transaction card.

10. The ATM of claim 1, the exit device comprising an open cavity defined by the door and an exit device wall, wherein the door and the exit device wall are joined together.

11. A system comprising:

a card receptacle of a user interface, the card receptacle comprising;

a wall extending parallel to a main surface of the user interface; and

a support extending between the main surface and the wall, wherein the support, the wall, and the main surface of the user interface define a cavity operable to receive a transaction card;

a card reader proximate the card receptacle; and

an exit device operable to receive the transaction card after the transaction card is processed by the card reader, the exit device comprising;

a container for receiving the transaction card; and

a door positioned adjacent the container, the door biasable between a first position and a second position, wherein in the first position the door substantially covers an exit opening through the main surface of the user interface, and wherein in the second position the door permits access to the container through the exit opening.

12. The system of claim 11, wherein the cavity is positioned external to the main surface of the user interface.

13. The system of claim 11, further comprising a body, wherein the user interface extends along a portion of the body, and wherein a card reader is disposed within the body.

14. The system of claim 11, wherein the wall includes an upper end and a lower end, and wherein the lower end is connected with the main surface of the user interface.

15. The system of claim 11, further comprising a sensor proximate the card receptacle, the sensor operable to provide positional feedback of the transaction card in the cavity.

16. The system of claim 11, further comprising:

an entrance opening through the main surface of the user interface, wherein the wall extends across the entrance opening; and

an internal cavity connected with the entrance opening, wherein the internal cavity is operable to receive the transaction card, and wherein the internal cavity is positioned below the support of the card receptacle.

17. A method comprising:

providing an automated transaction machine including a body and a user interface;

receiving a transaction card within a cavity of a card receptacle of the user interface, the card receptacle comprising;

a wall extending adjacent to a main surface of the user interface; and

the support extending from the main surface towards the wall, wherein the support, the wall, and the main surface of the user interface define the cavity;

processing the transaction card by a card reader positioned within the body to determine an orientation of the transaction card;

comparing, using a controller, the orientation of the transaction card with a pre-determined acceptable transaction card orientation; and

opening the support in response to the orientation of the transaction card equaling the pre-determined acceptable transaction card orientation to cause the transaction card to be received

at an exit device, the exit device comprising;

a container for collecting the transaction card; and

a door positioned adjacent the container, the door biasable between a first position and a second position, wherein in the first position the door substantially covers an exit opening through the main surface of the user interface, and wherein in the second position the door permits access to the container through the exit opening.

18. The method of claim 17, further comprising:

biasing the support of the card receptacle in response to the signal provided to the controller to cause the transaction card to pass through an entrance opening in the main surface of the user interface; and

delivering the transaction card to an internal cavity, the internal cavity connected with the entrance opening.

19. The method of claim 17, further comprising:

determining, in response to feedback from one or more sensors, the orientation of the transaction card within the cavity of the card receptacle;

comparing the orientation of the transaction card with the pre-determined acceptable transaction card orientation; and

biasing the support of the card receptacle from an open position to a closed position when the orientation of the transaction card substantially equals the pre-determined acceptable transaction card orientation.

20. The method of claim 17, further comprising receiving the transaction card through an upper opening of the card receptacle, wherein a main surface of the transaction card is substantially parallel with the main surface of the user interface.