Dynamic communication

• US 10,462,650 B2
• Filed: 01/02/2019
• Issued: 10/29/2019
• Est. Priority Date: 12/21/2012
• Status: Active Grant

• Current Assignee: Morgan Stanley Services Group Inc. (Morgan Stanley)
• Original Assignee: E*Trade Financial Corporation (Morgan Stanley)
• Inventors: Sahoo, Sanjib
• Primary Examiner(s): Miah, Liton
• Application Number:
  US16/238,302
• Publication Number:
  US 20190141519A1
• Time in Patent Office: 300 Days
• CPC Class Codes: H04W 4/18 Information format or content conversion, e.g. adaptation by the network of the transmitted or received information for the purpose of wireless delivery to users or terminals
• CPC Class Codes: H04W 8/22 Processing or transfer of terminal data, e.g. status or physical capabilities

Abstract

The disclosed embodiments relate to provisioning of a service, such as a financial service, to a device, such as a mobile device operative to access the service wirelessly or otherwise, in a manner which efficiently provides a consistent user experience which meets a user'"'"'s expectations as to the functionality and quality of the service, including the user interface therefore and service delivery, which leverages the available capacities of the devices through which the service is provided so as to maximize the functionality and quality of the provided service without diminishing the experience, i.e. without substantially reducing the quality or functionality.

Claims

1. A computer implemented method comprising:

monitoring, in real time by a processor of an intermediary device coupled with a mobile device that is further coupled with a data source, a capability of the mobile device so as to determine an available portion thereof, the mobile device executing at least one application operative to receive a plurality of data transmitted from the data source to the mobile device; and

causing, responsive to the determined available portion by the processor of the intermediary, the at least one application executing on the mobile device to direct the data source to modify at least one of the rate, volume or mode of the transmission of the data to the mobile device to increase the rate or volume of data or select a first mode of transmission when the available portion increases and decrease the rate or volume of data or select a second mode of transmission when the available portion decreases.

2. The computer implemented method of claim 1 wherein the monitoring further occurs at intervals.

3. The computer implemented method of claim 1 wherein the plurality of data is characterized by a limited time of relevance.

4. The computer implemented method of claim 1 wherein the plurality of data comprises financial, video or audio data.

5. The computer implemented method of claim 1 wherein the intermediary device is not coupled with the data source.

6. The computer implemented method of claim 1 wherein the modification of at least one of the rate, volume or mode of transmission of the data to the mobile device is further subject to a preference of a user of the mobile device.

7. The computer implemented method of claim 1 wherein the at least one capability of the mobile device comprises communications bandwidth between the data source and the mobile device, medium of communication between the mobile device and the data source, processing capacity of the mobile device, memory capacity of the mobile device, storage capacity of the mobile device, or available power of the mobile device.

8. The computer implemented of claim 7 wherein the medium of communication comprises wi-fi or cellular, whereby the available communication bandwidth changes when the mobile device switches between wi-fi and cellular as the medium of communication.

9. The computer implemented method of claim 1 wherein the at least one capability of the mobile device is indicative of the mobile device'"'"'s ability to process the plurality of data in timely manner.

10. The computer implemented method of claim 1 wherein the causing further comprises determining, by the processor, that the available portion of the at least one capability has decreased and, based thereon, causing, by the processor, the at least one application to direct the data source to limit the transmission of the data to the mobile device by selectively inhibiting transmission of new data that is the same as most recently previously transmitted data.

11. The computer implemented method of claim 1 wherein another mobile device is further executing at least one other application operative to receive another plurality of data transmitted from the data source or another data source to the other mobile device, the method further comprising causing, by the processor based on the determined available portion of the at least one capability of the other mobile device, the at least one other application to direct the data source or other data source to modify the transmission of the data or other data to the other mobile device, the modification of the transmission of the other data being different from the modification of the transmission of the data.

12. A system comprising:

first logic stored in a memory and executable by a processor of an intermediary coupled with a mobile device that is further coupled with a data source to cause the processor to monitor, in real time, utilization of a capability of the mobile device and to determine an available portion thereof, the mobile device executing at least one application operative to receive a plurality of data transmitted from the data source to the mobile device; and

second logic stored in the memory and executable by the processor to cause the processor to cause, responsive to the determined available portion of the at least one capability of the mobile device, the at least one application to direct the data source to modify at least one of the rate, volume or mode of the transmission of the data to the mobile device to increase the rate or volume of data or select a first mode of transmission when the available portion increases and decrease the rate or volume of data or select a second mode of transmission when the available portion decreases.

13. The system of claim 12 wherein the monitoring further occurs at intervals.

14. The system of claim 12 wherein the plurality of data is characterized by a limited time of relevance.

15. The system of claim 12 wherein the plurality of data comprises financial, video or audio data.

16. The system of claim 12 wherein the intermediary device is not coupled with the data source.

17. The system of claim 12 wherein the modification of at least one of the rate, volume or mode of transmission of the data to the mobile device is further subject to a preference of a user of the mobile device.

18. The system of claim 12 wherein the at least one capability of the mobile device comprises communications bandwidth between the data source and the mobile device, medium of communication between the mobile device and the data source, processing capacity of the mobile device, memory capacity of the mobile device, storage capacity of the mobile device, or available power of the mobile device.

19. The system of claim 18 wherein the medium of communication comprises wi-fi or cellular, whereby the available communication bandwidth changes when the mobile device switches between wi-fi and cellular as the medium of communication.

20. The system of claim 12 wherein the at least one capability of the mobile device is indicative of the mobile device'"'"'s ability to process the plurality of data in timely manner.

21. The system of claim 12 wherein the second logic is further executable by the processor to cause the processor to determine that the available portion of the at least one capability has decreased and, based thereon, cause the at least one application to direct the data source to limit the transmission of the data to the mobile device by selective inhibition of transmission of new data that is the same as most recently previously transmitted data.

22. The system of claim 12 wherein another mobile device is further executing at least one other application operative to receive another plurality of data transmitted from the data source or another data source to the other mobile device, the second logic being further executable by the processor to cause the processor to cause, based on the determined available portion of the at least one capability of the other mobile device, the at least one other application to direct the data source or other data source to modify the transmission of the data or other data to the other mobile device, the modification of the transmission of the other data being different from the modification of the transmission of the data.

23. A system comprising computer executable program code stored in a non-transitory memory and executable by a processor coupled therewith of an intermediary device coupled with a mobile device that is further coupled with a data source to cause the processor to monitor, in real time, utilization of at least one capability of the mobile device and to determine an available portion thereof, the mobile device executing at least one application operative to receive a plurality of data transmitted from the data source to the mobile device, and cause, responsive to the determined available portion of the at least one capability of the mobile device, the at least one \ application to direct the data source to modify at least one of the rate, volume or mode of the transmission of the data to the mobile device to increase the rate or volume of data or select a first mode of transmission when the available portion increases and decrease the rate or volume of data or select a second mode of transmission when the available portion decreases.

24. The system of claim 23 wherein the at least one capability of the mobile device comprises communications bandwidth between the data source and the mobile device, medium of communication between the mobile device and the data source, processing capacity of the mobile device, memory capacity of the mobile device, storage capacity of the mobile device, or available power of the mobile device.

25. The system of claim 23 wherein the computer executable program code is further executable by the processor to cause the processor to determine that the available portion of the at least one capability has decreased and, based thereon, cause at least one of the plurality of applications to direct the data source to limit the transmission of the plurality of data to the mobile device by selectively inhibiting transmission of new data that is the same as most recently previously transmitted data.