Updating account data for multiple account providers

• US 10,475,018 B1
• Filed: 11/29/2013
• Issued: 11/12/2019
• Est. Priority Date: 11/29/2013
• Status: Active Grant

• Current Assignee: Amazon Technologies, Inc. (Amazon.com, Inc.)
• Original Assignee: Amazon Technologies, Inc. (Amazon.com, Inc.)
• Inventors: Hitchcock, Daniel Wade, Campbell, Brad Lee
• Primary Examiner(s): Tinkler, Muriel S
• Application Number:
  US14/093,143
• Time in Patent Office: 2,174 Days
• CPC Class Codes: G06Q 20/227 characterised in that multiple accounts are available, e.g. to the payer
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Abstract

Disclosed are various embodiments for updating account data with multiple account providers. Account management logic determines that personal information associated with a user has been updated. Multiple accounts of the user that may use the personal information are determined. The accounts are with multiple account providers. Corresponding account update requests for the accounts are sent to the account providers. The account update requests specify the personal information that has been updated.

Claims

1. A non-transitory computer-readable medium embodying a program executable in a client computing device, wherein when executed, the program causes the client computing device to perform a method comprising:

managing, by the client computing device, security credentials and personal information for a plurality of accounts of a user with a plurality of account providers;

detecting, by the client computing device, that the user has updated an item of personal information by at least one of;

detecting changed information entered by the user on a form on a network page of a particular account provider of the plurality of account providers, or receiving an update to the item of personal information through a personal information editor user interface generated by the program;

identifying, by the client computing device, at least two of the plurality of accounts that currently use or are capable of using the item of personal information;

causing a user interface to be rendered on a display associated with the client computing device, the user interface including a selectable component that, when selected by the user, causes the item of personal information to be automatically updated for the at least two of the plurality of accounts;

authenticating, by the client computing device, with individual ones of the plurality of account providers that correspond to the at least two of the plurality of accounts using corresponding security credentials managed by the program;

automatically sending, by the client computing device, corresponding requests to update the item of personal information to the individual ones of the plurality of account providers after authenticating by at least one of;

making at least one web service call to a respective account management endpoint using an application programming interface (API), or programmatically filling out and submitting a respective network page form; and

causing a confirmation to be rendered on the display associated with the client computing device that the item of personal information has been updated for the at least two of the plurality of accounts.

2. The non-transitory computer-readable medium of claim 1, wherein the item of personal information comprises at least one of:

a name of the user, an address of the user, or a payment instrument of the user.

3. A system, comprising:

a client computing device; and

an account management application executed in the client computing device, wherein when executed the account management application causes the client computing device to at least;

determine that personal information associated with a user has been updated;

determine a plurality of accounts of the user with a plurality of account providers that may use the personal information; and

automatically send corresponding account update requests for the plurality of accounts to individual ones of the plurality of account providers by at least one of;

making at least one web service call to a respective account management endpoint using an application programming interface (API), or programmatically filling out and submitting a respective network page form, the corresponding account update requests specifying the personal information that has been updated.

4. The system of claim 3, wherein at least one of the corresponding account update requests is an account creation request.

5. The system of claim 3, wherein when executed the account management application further causes the client computing device to at least:

manage a credential data store that includes corresponding security credentials for individual ones of the plurality of accounts; and

manage a personal information data store that includes corresponding personal information for the individual ones of the plurality of accounts.

6. The system of claim 3, wherein when executed the account management application further causes the client computing device to at least generate a user interface configured to facilitate a user selection of a subset of accounts from a superset of accounts of the user, the plurality of accounts corresponding to the subset of accounts.

7. The system of claim 6, wherein when executed the account management application further causes the client computing device to at least determine the subset of accounts in response to receiving a criterion for account selection.

8. The system of claim 3, wherein when executed the account management application further causes the client computing device to at least generate a user interface configured to facilitate a user mapping of a first type of personal information associated with a first account of the plurality of accounts to a second type of personal information associated with a second account of the plurality of accounts.

9. The system of claim 3, wherein at least two of the corresponding account update requests specify that a data item is to be updated in different types of personal information fields.

10. The system of claim 3, wherein when executed the account management application further causes the client computing device to at least detect that the user has manually provided different personal information in a network page form, the different personal information differing from previously stored personal information.

11. The system of claim 3, wherein when executed the account management application further causes the client computing device to at least:

generate a user interface configured to facilitate modifying stored personal information; and

identify a modification to the stored personal information via the user interface.

12. The system of claim 3, wherein the personal information that has been updated excludes security credentials.

13. The system of claim 3, wherein when executed the account management application further causes the client computing device to at least:

identify a corresponding security credential for an individual account in the plurality of accounts;

identify the respective account management endpoint for the individual account;

authenticate with the respective account management endpoint using the corresponding security credential; and

send a corresponding account update request to the respective account management endpoint.

14. The system of claim 13, wherein the API is a web services API.

15. The system of claim 3, wherein when executed the account management application further causes the client computing device to at least:

identify the respective network page form for an individual account in the plurality of accounts;

fill the respective network page form based at least in part on the personal information that has been updated; and

submit the respective network page form to effect an update for the individual account with a corresponding one of the plurality of account providers.

16. The system of claim 3, wherein when executed the account management application further causes the client computing device to at least:

identify a corresponding security credential for an individual account in the plurality of accounts;

identify the respective network page form for the individual account;

fill the respective network page form based at least in part on the corresponding security credential; and

submit the respective network page form in order to authenticate with a corresponding one of the plurality of account providers for the individual account.

17. The system of claim 3, wherein the account management application is implemented by a proxy server executed by the client computing device, the client computing device being associated with the user.

18. The system of claim 3, wherein the account management application is implemented by a client application executed by the client computing device, the client computing device being associated with the user.

19. A method, comprising:

generating, via a client computing device, a user interface including a listing of personal information associated with a plurality of accounts of a user, the plurality of accounts corresponding to a plurality of account providers;

receiving, via the client computing device, a modification to an item of personal information from the user via the user interface;

identifying, via the client computing device, at least two of the plurality of accounts associated with the item of personal information; and

initiating, via the client computing device, corresponding updates of the item of personal information for the at least two of the plurality of accounts according to the modification by at least one of;

making at least one web service call to a respective account management endpoint using an application programming interface (API), or programmatically filling out and submitting a respective network page form.

20. The method of claim 19, further comprising performing, via the client computing device, a verification on the item of personal information according to the modification before initiating the corresponding updates.

21. The method of claim 19, wherein initiating the corresponding updates further comprises logging into a plurality of network sites corresponding to at least two of the plurality of account providers.