Transaction instrument

• US 10,479,126 B1
• Filed: 12/09/2014
• Issued: 11/19/2019
• Est. Priority Date: 12/10/2013
• Status: Active Grant

• Current Assignee: Wells Fargo Bank NA (Wells Fargo & Company)
• Original Assignee: Wells Fargo Bank NA (Wells Fargo & Company)
• Inventors: Vittimberga, Paul, Ing, Kristine, Wright, John
• Primary Examiner(s): Mikels, Matthew
• Application Number:
  US14/564,747
• Time in Patent Office: 1,806 Days
• Field of Search: 235435, 235439, 235454, 235487, 235492
• CPC Class Codes: A44C 5/0015 providing information, e.g. bracelets with calendars identification bracelets G09F3/005
• CPC Class Codes: B32B 37/18 involving the assembly of discrete sheets or panels only
• CPC Class Codes: B32B 38/145 Printing
• CPC Class Codes: B42D 15/0093 Sheet materials
• CPC Class Codes: B42D 25/305 Associated digital information record carriers for use with machines and with at least a part designed to carry digital markings G06K19/00
• CPC Class Codes: B42D 25/455 using heat
• CPC Class Codes: B42D 25/46 using pressure
• CPC Class Codes: G06K 19/02 characterised by the selection of materials, e.g. to avoid wear during transport through the machine

Abstract

A transaction instrument comprising a blended composite of metal and plastic and a method(s) for making a transaction instrument comprising a blended composite of metal and plastic. In an aspect of the invention, the blended composite of metal and plastic is a metal-filled plastic, more particularly a heavy-gravity compound.

Claims

1. A transaction instrument comprising a blended composite of metal and plastic, wherein the blended composite is a metal-filled plastic comprising a high-gravity compound, and wherein the metal of the blended composite has a weight in a range of 40% to 96% of the total blended composite weight.

2. The transaction instrument according to claim 1, wherein the high-gravity compound has a specific gravity in a range of 1.7 to 20.

3. The transaction instrument according to claim 1, wherein the high-gravity compound is selected from the group consisting of tungsten, silver, zinc, bismuth, molybdenum, iron, steel, tin, copper, titanium, titanium dioxide, calcium carbonate, barium sulfate, nickel, aluminum, and a combination thereof.

4. The transaction instrument according to claim 1, wherein the metal has a higher specific gravity than the plastic alone.

6. The transaction instrument according to claim 1, wherein the metal of the blended composite has a volume in a range of 5% to 70% of the total blended composite volume.

7. The transaction instrument according to claim 1, wherein the metal of the blended composite is selected from the group consisting of tungsten, silver, zinc, bismuth, molybdenum, iron, steel, tin, copper, titanium, titanium dioxide, calcium carbonate, barium sulfate, nickel, aluminum, and a combination thereof.

8. The transaction instrument according to claim 1, wherein the plastic of the blended composite is selected from the group consisting of polyvinyl chloride (PVC), polyvinyl chloride acetate (PVCA), polyester, polyethylene, polyethylene terephthalate, polycarbonate, polyethylene glycol (PET-G), acrylonitrile butadiene styrene (ABS), polypropylene, or a combination thereof.

9. The transaction instrument according to claim 1, wherein the transaction instrument is comprised of one of more layers including a central core.

10. The transaction instrument according to claim 9, wherein the central core comprises a blended composite comprising a high-gravity compound.

11. The transaction instrument according to claim 1, wherein the transaction instrument is comprised of one of more layers of the blended composite of metal and plastic with inclusion of one or more layers containing plastic only.

12. The transaction instrument according to claim 1, wherein the transaction instrument is comprised of one of more layers of the blended composite of metal and plastic with inclusion of one or more graphics layers, clear protective layers, or a combination thereof.

13. The transaction instrument according to claim 1, wherein the transaction instrument further comprises a recess and an optional inset device.

14. The transaction instrument according to claim 13, wherein the inset device comprises at least one of an integrated circuit, an EMV chip, a magnetic strip, and conducting contact pads.

5. A transaction instrument comprising a blended composite of metal and plastic, wherein the blended composite is a metal-filled plastic and the blended composite has a lower specific gravity than the plastic alone.

15. A method of making a transaction card, the method comprising:

providing two or more layers with each layer having a front side and a back side, wherein at least one of the two or more layers comprises a blended composite of a metal and a plastic, wherein the blended composite is a metal-filled plastic comprising a high-gravity compound, and wherein the metal of the blended composite has a weight in a range of 40% to 96% of the total blended composite weight,

printing on a front side of at least one layer, and

joining together the back sides in direct contact with each other or with one or more intermediate layers.

16. The method according to claim 15, wherein one of the layers comprises an antenna.

17. The method according to claim 15, further comprising forming a recess having an appropriate size and shape to accommodate an inset device.

18. The method according to claim 17, wherein there is a designated location to accommodate the recess created through a subtractive manufacturing process and the designated location consists of plastic and not blended metal and plastic.

19. A transaction card made according to the method of claim 15.

20. A transaction instrument having two or more layers with each layer having a front side and a back side, wherein at least one of the two or more layers comprises a blended composite of metal and plastic and the blended composite is a metal-filled plastic comprising a high-gravity compound, and wherein the metal of the blended composite has a weight in a range of 40% to 96% of the total blended composite weight, and each layer has a melting point within 10 degrees Celsius from one other.