Electronic receipt manager apparatuses, methods and systems

• US 10,489,756 B2
• Filed: 03/21/2017
• Issued: 11/26/2019
• Est. Priority Date: 05/11/2011
• Status: Active Grant

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Britt, Juliene P.
• Primary Examiner(s): Cao, Phuong Thao
• Application Number:
  US15/464,566
• Publication Number:
  US 20170193463A1
• Time in Patent Office: 980 Days
• Field of Search: 707769
• CPC Class Codes: G06F 16/245 Query processing
• CPC Class Codes: G06F 16/248 Presentation of query results
• CPC Class Codes: G06F 16/951 Indexing; Web crawling techniques
• CPC Class Codes: G06Q 20/047 using payment protocols involving electronic receipts
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: H04L 51/42 Mailbox-related aspects, e.g. synchronisation of mailboxes

Abstract

The ELECTRONIC RECEIPT MANAGER APPARATUSES, METHODS AND SYSTEMS (“ERM”) transforms transaction initiation requests and receipt requests via ERM components into receipt formatting, organization, storage and linkage with transactions. The ERM may be configured to receive a receipt through an interface of a portable device and determine a set of fields for formatting data from the receipt. The ERM may format the data from the receipt to include the set of fields and store the formatted data in a memory element of the portable device.

Claims

1. A processor-implemented method for managing receipts on a cloud storage system, comprising the steps of:

receiving a sync receipt request message from a portable device, wherein the sync receipt request message includes a receipt having receipt data and a plurality of receipt parameters, and wherein the sync receipt request message includes custom report parameters selected by a user;

parsing the sync receipt request message to obtain the receipt and the custom report parameters;

storing the receipt in a receipt database;

receiving a receipt history report request from the portable device, wherein the receipt history report request includes at least one query parameter;

executing a query on the receipt database based on the at least one query parameter;

obtaining query results comprising report data that includes receipts having receipt parameters that match the at least one query parameter;

extracting custom report parameter values from the receipts returned in the query results using the custom report parameters; and

sending the report data including the custom report parameter values to the portable device;

wherein the report data is formatted into a receipt history report having a set of fields comprising the custom report parameters, and wherein the set of fields are determined based on at least one of a display size and capacity of a memory element of the portable device.

2. The method of claim 1, further comprising:

sending a receipt sync confirmation message to the portable device upon storage of the receipt into the receipt database.

3. The method of claim 1, wherein the portable device includes an interface, and wherein the receipt history report is displayed on the interface.

4. The method of claim 1, wherein the set of fields are selected by the user using an interface of the portable device.

5. The method of claim 1, wherein the set of fields includes a return eligibility indicator that indicates whether one or more products associated with the receipt is eligible for return.

6. The method of claim 1, wherein the portable device receives a request from the user to display a new field that is available from the receipt data but was not previously selected by the user, the method further comprising the step of:

transmitting data for the new field to the portable device, wherein the report data is reformatted to display the new field in the receipt history report.

7. The method of claim 1, further comprising the steps of:

generating a unique receipt identifier for the receipt using the receipt data; and

storing the unique receipt identifier in the receipt database.

8. The method of claim 7, wherein the receipt is for a transaction conducted on an account issued by an issuer, the method further comprising the step of:

sending a copy of the receipt to the issuer of the account.

9. The method of claim 7, wherein the receipt is for a transaction conducted on an account issued by an issuer, the method further comprising the step of:

sending the unique receipt identifier and at least a portion of the receipt data to the issuer of the account.

10. The method of claim 9, wherein the unique receipt identifier is linked to a corresponding transaction on the account at the issuer such that the receipt for the transaction is accessible to the user from a user interface for management of the account maintained by the issuer.

11. The method of claim 1, further comprising the steps of:

receiving a receipt search request including at least one search parameter from the portable device;

querying the receipt database based on the at least one search parameter; and

sending a receipt that matches the at least one search parameter to the portable device.

12. The method of claim 11, wherein the at least one search parameter is selected from a group consisting of transaction date, merchant, purchase category, payment card and receipt identifier.

13. A processor-readable tangible non-transitory medium storing processor-issuable instructions configured to cause a processor to:

receive a sync receipt request message from a portable device, wherein the sync receipt request message includes a receipt having receipt data and a plurality of receipt parameters, and wherein the sync receipt request message includes custom report parameters selected by a user;

parse the sync receipt request message to obtain the receipt and the custom report parameters;

store the receipt in a receipt database;

receive a receipt history report request from the portable device, wherein the receipt history report request includes at least one query parameter;

execute a query on the receipt database based on the at least one query parameter;

obtain query results comprising report data that includes receipts having receipt parameters that match the at least one query parameter;

extract custom report parameter values from the receipts returned in the query results using the custom report parameters; and

send the report data including the custom report parameter values to the portable device;

wherein the report data is formatted into a receipt history report having a set of fields comprising the custom report parameters, and wherein the set of fields are determined based on at least one of a display size and capacity of a memory element of the portable device.

14. The processor-readable tangible non-transitory medium claim 13, further comprising instructions configured to cause a processor to:

generate a unique receipt identifier for the receipt using the receipt data; and

store the unique receipt identifier in the receipt database.

15. The processor-readable tangible non-transitory medium claim 14, wherein the receipt is for a transaction conducted on an account issued by an issuer, further comprising instructions configured to cause a processor to:

send the unique receipt identifier and at least a portion of the receipt data to the issuer of the account.

16. The processor-readable tangible non-transitory medium claim 15, wherein the unique receipt identifier is linked to a corresponding transaction on the account at the issuer such that the receipt for the transaction is accessible to the user from a user interface for management of the account maintained by the issuer.

17. The processor-readable tangible non-transitory medium claim 13, further comprising instructions configured to cause a processor to:

receive a receipt search request including at least one search parameter from the portable device;

query the receipt database based on the at least one search parameter; and

send a receipt that matches the at least one search parameter to the portable device.

18. The processor-readable tangible non-transitory medium claim 17, wherein the at least one search parameter is selected from a group consisting of transaction date, merchant, purchase category, payment card and receipt identifier.

19. An electronic receipt manager system, comprising:

a portable device having an input interface configured to receive an electronic receipt corresponding to a transaction, the electronic receipt having receipt data and a plurality of receipt parameters;

wherein the portable device receives custom report parameters selected by a user through an input device of the portable device, the custom report parameters specifying one or more of the plurality of receipt parameters;

a cloud storage system in communication with the portable device and associated with a receipt database; and

an issuer of an account on which the transaction occurred;

wherein the portable device is configured to;

transmit a sync receipt request message comprising the electronic receipt and custom report parameters to the cloud storage system;

receive and format the receipt data into a receipt history report having a set of fields comprising the custom report parameters, wherein the set of fields are determined based on at least one of a display size and capacity of a memory element of the portable device;

wherein the cloud storage system is configured to;

receive the sync receipt request message from the portable device;

parse the sync receipt request message to obtain the receipt and the custom report parameters;

store the electronic receipt in the receipt database;

generate a receipt identifier for the received electronic receipt;

store the electronic receipt in association with the receipt identifier in the receipt database;

transmit the receipt identifier along with at least one transaction identifying information to the issuer;

receive a receipt history report request from the portable device, wherein the receipt history report request includes at least one query parameter;

execute a query on the receipt database based on the at least one query parameter;

obtain query results comprising report data that includes receipts having receipt parameters that match the at least one query parameter;

extract custom report parameter values from the receipts returned in the query results using the custom report parameters; and

,

send the report data including the custom report parameter values and the receipt identifiers to the portable device; and

,

wherein the issuer is configured to;

receive the receipt identifier and the at least one transaction identifying information from the cloud storage system;

identify at least one transaction corresponding to the at least one transaction identifying information;

link the receipt identifier to the at least one transaction; and

provide a user of the account access to the electronic receipt stored in the receipt database in the cloud storage system via the receipt identifier.