Banking system controlled responsive to data bearing records

• US 10,489,760 B2
• Filed: 03/05/2018
• Issued: 11/26/2019
• Est. Priority Date: 11/29/2011
• Status: Active Grant

• Current Assignee: Diebold Nixdorf, Incorporated
• Original Assignee: Diebold Nixdorf, Incorporated
• Inventors: Magee, Paul D., Block, James, Jenkins, Randall W., Crews, Tim, Harty, Michael J., Lute, Richard C., Steinbach, Klaus A., Ramachandran, Natarajan, Ma, Songtao, Irudayam, Sathish M., Konecny, Robert, Atkinson, James D.
• Primary Examiner(s): Trail, Allyson N
• Application Number:
  US15/912,012
• Publication Number:
  US 20180197157A1
• Time in Patent Office: 631 Days
• Field of Search: 235375, 235379, 235380, 705 43
• CPC Class Codes: G06F 1/1607 Arrangements to support accessories mechanically attached to the display housing G06F1/1603, G06F1/1605 take precedence
• CPC Class Codes: G06F 3/02 Input arrangements using manually operated switches, e.g. using keyboards or dials
• CPC Class Codes: G06F 3/04812 Interaction techniques based on cursor appearance or behaviour, e.g. being affected by the presence of displayed objects
• CPC Class Codes: G06F 3/0482 Interaction with lists of selectable items, e.g. menus
• CPC Class Codes: G06F 3/04842 Selection of displayed objects or displayed text elements G06F3/0482 takes precedence
• CPC Class Codes: G06F 3/04845 for image manipulation, e.g. dragging, rotation, expansion or change of colour
• CPC Class Codes: G06F 3/04883 for inputting data by handwriting, e.g. gesture or text
• CPC Class Codes: G06F 3/14 Digital output to display device ; Cooperation and interconnection of the display device with other functional units
• CPC Class Codes: G06F 3/1423 controlling a plurality of local displays, e.g. CRT and flat panel display
• CPC Class Codes: G06F 3/16 Sound input; Sound output speech processing G10L
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/401 Transaction verification
• CPC Class Codes: G07D 11/00 Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
• CPC Class Codes: G07D 11/0093 Drop boxes
• CPC Class Codes: G07D 11/16 Handling of valuable papers within containers G07D11/13
• CPC Class Codes: G07D 11/40 Device architecture, e.g. modular construction
• CPC Class Codes: G07D 11/60 User-interface arrangements
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: G09G 2370/16 Use of wireless transmission of display information
• CPC Class Codes: G09G 5/12 Synchronisation between the display unit and other units, e.g. other display units, video-disc players
• CPC Class Codes: G09G 5/14 : Display of multiple viewports

Abstract

An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.

Claims

1. A tangible, non-transitory computer readable medium of instructions having instructions thereon for execution by a processor, and when executed operable to:

operate an automated banking machine to cause financial transfers, the automated banking machine comprises a primary display on a front fascia of the automated banking machine, an auxiliary display, wherein the auxiliary display is separate from the primary display and positioned relatively lower on the front fascia of the automated banking machine than the primary display wherein the processor is operatively coupled with the primary display and auxiliary display;

cause visible indicia associated with a financial transaction initiated at the automated banking machine to be output through the primary display; and

responsive at least in part to an input received by an input device associated with the automated banking machine, cause the visible indicia associated with the financial transaction to move from the primary display to the auxiliary display;

wherein the input device is selected from a group consisting of a primary display touch screen, an auxiliary display touch screen, a key pad, a wireless transceiver operable to receive input data from a portable wireless device, and a headphone connector.

2. The computer readable medium set forth in claim 1, further comprising

a reader, wherein the reader is operative to read data that is usable to identify at least one financial account associated with the financial transaction, wherein the processor is in operative connection with the reader:

instructions to cause user data to be read through operation of the reader;

instructions to determine that the user data corresponds to a financial account authorized to have a transaction conducted thereon through operation of the automated banking machine; and

responsive at least in part to the determination, instructions that change the financial account an amount corresponding to the financial transaction.

3. The computer readable medium set forth in claim 1, further comprising instructions responsive at least in part to the input, to cause both the primary display and the auxiliary display to both output the visible indicia.

4. The computer readable medium set forth in claim 1,

wherein the fascia includes a generally horizontally extending shelf surface,

wherein the auxiliary display includes a display surface that extends generally parallel with the shelf surface.

5. The computer readable medium set forth in claim 4,

wherein the shelf surface includes an upper shelf surface,

wherein the display surface of the auxiliary display extends generally coplanar with the upper shelf surface.

6. The computer readable medium set forth in claim 5, wherein the auxiliary display includes a secure touch screen display module.

7. The computer readable medium according to claim 6,

wherein the automated banking machine further includes a key pad, and wherein the key pad includes a plurality of keys,

wherein the plurality of keys includes contact surfaces that extend generally parallel with the shelf surface.

8. The computer readable medium set forth in claim 1,

wherein the automated banking machine includes a headphone connector;

and

instructions for detecting an operative connection of the headphone connector with headphones;

wherein the at least one input corresponds at least in part to detecting an operative connection of the headphone connector with headphones.

9. The computer readable medium set forth in claim 1, wherein the input includes an input received through an auxiliary display touch screen.

10. The computer readable medium set forth in claim 1, further comprising instructions that when executed are operable to control a position of a graphic pointer on the primary display, responsive an input received through an auxiliary display touch screen.

11. The computer readable medium set forth in claim 1, further comprising instructions that when executed are operable to cause a change in position of at least one item of touch selectable indicia output through the primary display responsive at least in part to at least one input received through an auxiliary display touch screen.

12. The computer readable medium set forth in claim 1, further comprising instructions that when executed are operable to cause a change in at least one of the group consisting of size, orientation, and distortion, of at least one item of visible indicia output through the primary display, responsive at least in part to at least one input received through an auxiliary display touch screen.

13. The computer readable medium set forth in claim 1, the automated banking machine further comprises a shield structure that overlies at least a portion of the auxiliary display.

14. The computer readable medium set forth in claim 1, further comprising instructions that when executed by the processor are operable to blank the auxiliary display while the visible indicia is output on the primary display.

15. The computer readable medium set forth in claim 14, further comprising instructions that when executed by the processor are operable to blank the primary display while the visible indicia is output on the auxiliary display.

16. The computer readable medium set forth in claim 1, further comprising instructions that when executed by the processor are operable to blank the primary display while the visible indicia is output on the auxiliary display.

17. The computer readable medium set forth in claim 1, further comprising instructions that when executed by the processor are operable to cause the auxiliary display to output an advertisement not related to the financial transition while the visible indicia is output on the primary display.

18. The computer readable medium set forth in claim 1, further comprising instructions that when executed by the processor are operable to cause the primary display to output an advertisement not related to the financial transition while the visible indicia is output on the auxiliary display.

19. The computer readable medium set forth in claim 1, further comprising instructions that when executed by the processor are operable to cause the auxiliary display to function as a touch pad to control a pointer on the primary display while the visible indicia is output on the primary display.

20. The computer readable medium set forth in claim 1, further comprising instructions that when executed by the processor are operable to cause the auxiliary display to become the operative user interface, wherein inputs for the financial transaction are received via the auxiliary display responsive to the input to output visible indicia through the auxiliary interface.