×

Social proximity payments

  • US 10,496,978 B2
  • Filed: 02/17/2017
  • Issued: 12/03/2019
  • Est. Priority Date: 09/29/2011
  • Status: Active Grant
First Claim
Patent Images

1. A device comprising:

  • a non-transitory memory;

    one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the device to perform operations comprising;

    receiving, over a first network connection, a digital invoice from a merchant at a device location;

    transmitting, over a second network connection, a payment request to a payment provider for payment of the digital invoice from a user associated with the device;

    determining a population density for the device location;

    determining a boundary area surrounding the device based on the determined population density;

    determining, using a global positioning system, other devices in proximity to the device, the other devices being in proximity when located within the determined boundary area;

    identifying other users associated with the other devices, wherein the identifying comprises comparing the other users to a contact list or a social network of the user associated with the device;

    presenting, on a display of the device, a visual representation of the other users identified;

    receiving a selection of one or more desired payers from the visual representation of the other users identified;

    transmitting, over the second network connection, a payer request to the payment provider including the selection of the one or more desired payers for payment of the digital invoice; and

    receiving, over the second network connection, a notification from the payment provider indicating a payment of the digital invoice.

View all claims
  • 2 Assignments
Timeline View
Assignment View
    ×
    ×