Image analysis system for property damage assessment and verification
First Claim
1. A system for assessing a property damage claim, the system comprising:
- a data storage facility containing a knowledge base of property damage data associated with a plurality of property damage incident types;
an imaging device;
a processing device having one or more communications components configured to communicate with the data storage facility and the imaging device; and
a computer-readable medium containing programming instructions that are configured to, when executed, cause the processing device to;
receive an incident type for a property damage claim of a property related to an incident,access the knowledge base and retrieve one or more image acquisition parameters that correspond to the incident type,cause the imaging device to adjust one or more configurable camera settings based on the one or more image acquisition parameters and capture one or more images of the property,retrieve, from the data storage facility, image processing criteria and claim processing criteria that are associated with the incident type,automatically process the one or more images according to the image processing criteria to identify one or more characteristics in the images and, based on the identified one or more characteristics, determine whether the claim processing criteria are satisfied, andgenerate a command to process the property damage claim only if the one or more images satisfy the claim processing criteria, otherwise generate a command to take an action other than process the property damage claim.
6 Assignments
0 Petitions
Accused Products
Abstract
A system for assessing a property damage claim uses an imaging device to capture images of a property that has reportedly been damaged by an incident. The system receives a property damage incident type, along with image processing criteria for processing images that are associated with the incident type. The system automatically processes the images according to the image processing criteria to identify one or more characteristics in the images and, based on the identified characteristics, determines whether certain claim processing criteria are satisfied. The claim processing criteria may help the system determine whether the property actually was damaged by the reported incident. The system will generate a command to process the property damage claim only if the system determines that one or more images show that the claim processing criteria are satisfied.
53 Citations
23 Claims
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1. A system for assessing a property damage claim, the system comprising:
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a data storage facility containing a knowledge base of property damage data associated with a plurality of property damage incident types; an imaging device; a processing device having one or more communications components configured to communicate with the data storage facility and the imaging device; and a computer-readable medium containing programming instructions that are configured to, when executed, cause the processing device to; receive an incident type for a property damage claim of a property related to an incident, access the knowledge base and retrieve one or more image acquisition parameters that correspond to the incident type, cause the imaging device to adjust one or more configurable camera settings based on the one or more image acquisition parameters and capture one or more images of the property, retrieve, from the data storage facility, image processing criteria and claim processing criteria that are associated with the incident type, automatically process the one or more images according to the image processing criteria to identify one or more characteristics in the images and, based on the identified one or more characteristics, determine whether the claim processing criteria are satisfied, and generate a command to process the property damage claim only if the one or more images satisfy the claim processing criteria, otherwise generate a command to take an action other than process the property damage claim. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 21)
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9. A method of assessing a property damage claim, the method comprising, by a processing device, executing programming instructions that are configured to cause the processing device to:
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receive an incident type for a property damage claim of a property related to an incident; retrieve one or more image acquisition parameters that correspond to the incident type, cause the imaging device to adjust one or more configurable camera settings based on the one or more image acquisition parameters and capture one or more images of the property; retrieve, from a data storage facility containing a knowledge base of property damage data associated with a plurality of property damage incident types, image processing criteria and claim processing criteria that are associated with the incident type; automatically process the one or more images according to the image processing criteria to identify one or more characteristics in the images and, based on the identified one or more characteristics, determine whether the claim processing criteria are satisfied; and generate a command to process the property damage claim only if the one or more images satisfy the claim processing criteria, otherwise generate a command to take an action other than process the property damage claim. - View Dependent Claims (10, 11, 12, 13, 14, 15, 16, 17, 22)
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18. A system for assessing a property damage claim, the system comprising:
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an imaging device; a data storage facility; a processing device having one or more communications components configured to communicate with the data storage facility and the imaging device; and a computer-readable medium containing programming instructions that are configured to, when executed, cause the processing device to; receive an incident type for a property damage claim of a property related to an incident, access a knowledge base in the data storage facility to retrieve one or more image acquisition parameters that correspond to the incident type, cause the imaging device to adjust one or more configurable camera settings based on the one or more image acquisition parameters and capture one or more images of the property, receive image processing criteria, claim processing criteria and corroborating criteria that are associated with the incident type, automatically process the one or more images according to the image processing criteria to identify one or more characteristics in the images and, based on the identified one or more characteristics, determine whether the claim processing criteria are satisfied, automatically determine whether the corroborating criteria are satisfied; and generate a command to process the property damage claim only if the one or more images satisfy the claim processing criteria and the corroborating criteria are also satisfied, otherwise generate a command to take an action other than process the property damage claim. - View Dependent Claims (19, 20, 23)
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Specification