Structural characteristic extraction and insurance quote generation using 3D images
First Claim
1. An insurance server for generating a quote associated with an object pictured in a three-dimensional (3D) image, the insurance server comprising at least one processor in communication with a memory, wherein the at least one processor is programmed to:
- retrieve, from a database, training data including a first plurality of three-dimensional (3D) training images, each of the first plurality of 3D training images including an insurable asset having a corresponding insurable asset value;
generate a machine learning model based on the first plurality of 3D training images;
receive the 3D image from a structural analysis computing device, wherein the 3D image is generated by an object sensor of the structural analysis computing device;
analyze, by the at least one processor, the received 3D image using a machine learning algorithm operating based on the generated machine learning model to automatically identify a plurality of insurable asset objects pictured in the 3D image;
determine a 3D training image associated with each of the insurable asset objects from the first plurality of 3D training images;
determine a value of each of the insurable asset objects based on the associated 3D training image and the training data;
generate an insurance quote based on the plurality of insurable asset objects, the 3D training image associated with each of the plurality of insurable asset objects, and the value of each of the insurable asset objects; and
transmit the insurance quote for display at the structural analysis computing device to facilitate providing insurance coverage based upon 3D image data.
1 Assignment
0 Petitions
Accused Products
Abstract
An insurance server for generating a quote associated with an object pictured in a three-dimensional (3D) image may be provided. The insurance server may include a processor in communication with a memory. The insurance server may be configured to receive the 3D image including the object from a structural analysis computing device, and analyze the received 3D image. The insurance server may also be configured to determine a value of the object based upon the analysis, and generate a quote associated with the object based upon the determined value of the object. The insurance server may be further configured to transmit the quote for display at the structural analysis computing device for the customer'"'"'s review and/or approval.
132 Citations
20 Claims
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1. An insurance server for generating a quote associated with an object pictured in a three-dimensional (3D) image, the insurance server comprising at least one processor in communication with a memory, wherein the at least one processor is programmed to:
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retrieve, from a database, training data including a first plurality of three-dimensional (3D) training images, each of the first plurality of 3D training images including an insurable asset having a corresponding insurable asset value; generate a machine learning model based on the first plurality of 3D training images; receive the 3D image from a structural analysis computing device, wherein the 3D image is generated by an object sensor of the structural analysis computing device; analyze, by the at least one processor, the received 3D image using a machine learning algorithm operating based on the generated machine learning model to automatically identify a plurality of insurable asset objects pictured in the 3D image; determine a 3D training image associated with each of the insurable asset objects from the first plurality of 3D training images; determine a value of each of the insurable asset objects based on the associated 3D training image and the training data; generate an insurance quote based on the plurality of insurable asset objects, the 3D training image associated with each of the plurality of insurable asset objects, and the value of each of the insurable asset objects; and transmit the insurance quote for display at the structural analysis computing device to facilitate providing insurance coverage based upon 3D image data. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A computer-implemented method for generating a quote associated with an object pictured in a three-dimensional (3D) image, the method implemented using an insurance server including a processor in communication with a memory, the method comprising:
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retrieving, from a database, training data including a first plurality of three-dimensional (3D) training images each of the first plurality of 3D training images including an insurable asset having a corresponding insurable asset value; generating a machine learning model based on the first plurality of 3D training images; receiving the 3D image from a structural analysis computing device, wherein the 3D image is generated by an object sensor of the structural analysis computing device; analyzing, by the processor, the received 3D image using a machine learning algorithm operating based on the generated machine learning model to automatically identify a plurality of insurable asset objects pictured in the 3D image; determining a 3D training image associated with each of the insurable asset objects from the first plurality of 3D training images; determining a value of each of the insurable asset objects based on the associated 3D training image and the training data; generating an insurance quote based on the plurality of insurable asset objects, the 3D training image associated with each of the plurality of insurable asset objects, and the value of each of the insurable asset objects; and transmitting the insurance quote for display at the structural analysis computing device to facilitate providing insurance based upon 3D image data. - View Dependent Claims (13, 14, 15, 16, 17, 18, 19, 20)
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Specification