Vehicle rating system
First Claim
1. A system comprising:
- a telematics device associated with a vehicle having one or more sensors arranged therein;
a first computing device associated with a driver of the vehicle; and
a driving behaviors analysis server, comprising hardware including a processor, memory and a database, the server configured to;
receive, from the one or more sensors and via the telematics device, real-time driving data of the driver of the vehicle over a predetermined period of time, the real-time driving data collected from the one or more sensors while the driver is driving the vehicle;
based on the real-time driving data, identify one or more driving behaviors of the driver over the predetermined period of time;
estimate a residual value for the vehicle based on the one or more driving behaviors of the driver;
determine that the vehicle is ready for sale or trade-in based on the one or more driving behaviors of the driver and the residual value of the vehicle;
parse data regarding a plurality of rated vehicles in the database;
based on the parsing, generate a customized recommendation presenting information regarding one or more rated vehicles for lease or purchase, wherein each of the one or more rated vehicles comprises safety ratings that correspond to the driver'"'"'s one or more driving behaviors; and
transmit, to the first computing device, a notification indicating that the vehicle is ready for sale or trade-in and the customized recommendation, wherein the notification comprises the residual value of the vehicle.
1 Assignment
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Accused Products
Abstract
A system may include a telematics device associated with a vehicle, a first computing device associated with a driver of the vehicle, and a server. The server may receive, from the telematics device, driving data of the driver of the vehicle and use the driving data to identify one or more driving behaviors of the driver over a predetermined period of time. The server may then estimate a residual value for the vehicle based on the one or more driving behaviors of the driver and determine whether or not the vehicle is ready for sale or trade-in based on the one or more driving behaviors of the driver and the residual value of the vehicle. Furthermore, the server may transmit, to the first computing device, a notification indicating whether or not the vehicle is ready for sale or trade-in, wherein the notification comprises the residual value of the vehicle.
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Citations
18 Claims
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1. A system comprising:
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a telematics device associated with a vehicle having one or more sensors arranged therein; a first computing device associated with a driver of the vehicle; and a driving behaviors analysis server, comprising hardware including a processor, memory and a database, the server configured to; receive, from the one or more sensors and via the telematics device, real-time driving data of the driver of the vehicle over a predetermined period of time, the real-time driving data collected from the one or more sensors while the driver is driving the vehicle; based on the real-time driving data, identify one or more driving behaviors of the driver over the predetermined period of time; estimate a residual value for the vehicle based on the one or more driving behaviors of the driver; determine that the vehicle is ready for sale or trade-in based on the one or more driving behaviors of the driver and the residual value of the vehicle; parse data regarding a plurality of rated vehicles in the database; based on the parsing, generate a customized recommendation presenting information regarding one or more rated vehicles for lease or purchase, wherein each of the one or more rated vehicles comprises safety ratings that correspond to the driver'"'"'s one or more driving behaviors; and transmit, to the first computing device, a notification indicating that the vehicle is ready for sale or trade-in and the customized recommendation, wherein the notification comprises the residual value of the vehicle. - View Dependent Claims (2, 3, 4, 5, 6)
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7. An apparatus comprising:
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at least one processor; a database; a network interface configured to communicate, via a network, with a telematics device associated with a vehicle having one or more sensors arranged therein and a first computing device; and a memory storing computer-readable instructions that, when executed by the at least one processor, cause the apparatus to; receive, from the telematics device, real-time driving data of a driver of the vehicle over a predetermined period of time, the real-time driving data collected from the one or more sensors while the driver is driving the vehicle; based on the real-time driving data, identify one or more driving behaviors of the driver over the predetermined period of time; estimate a residual value for the vehicle based on the one or more driving behaviors of the driver; determine that the vehicle is ready for sale or trade-in based on the one or more driving behaviors of the driver and the residual value of the vehicle; parse data regarding a plurality of rated vehicles in the database; based on the parsing, generate a customized recommendation presenting information about one or more rated vehicles for lease or purchase, wherein each of the one or more rated vehicles comprises safety ratings that correspond to the driver'"'"'s one or more driving behaviors; and transmit, to the first computing device, a notification indicating that the vehicle is ready for sale or trade-in and the customized recommendation, wherein the notification comprises the residual value of the vehicle. - View Dependent Claims (8, 9, 10, 11, 12)
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13. A method comprising:
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receiving, from a telematics device associated with a vehicle having one or more sensors arranged therein, real-time driving data of a driver of the vehicle over a predetermined period of time the real-time driving data collected from the one or more sensors while the driver is driving the vehicle; based on the real-time driving data, identifying, by one or more computing devices, one or more driving behaviors of the driver over the predetermined period of time; estimating a residual value for the vehicle based on the one or more driving behaviors of the driver; determining, by the one or more computing devices, that the vehicle is ready for sale or trade-in based on the one or more driving behaviors of the driver and the residual value of the vehicle; parsing, by the one or more computing devices, data regarding a plurality of rated vehicles in a database; based on the parsing, generating, by the one or more computing devices, a customized recommendation presenting information regarding one or more rated vehicles for lease or purchase, wherein each rated vehicle comprises safety ratings that correspond to the driver'"'"'s one or more driving behaviors; and transmitting, by the one or more computing devices and to the driver, a notification indicating that the vehicle is ready for sale or trade-in and the customized recommendation, wherein the notification comprises the residual value of the vehicle. - View Dependent Claims (14, 15, 16, 17, 18)
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Specification