Vehicle rating system
First Claim
1. A system comprising:
- a plurality of telematics devices, each telematics device of the plurality of telematics devices being associated with a vehicle type having a plurality of sensors arranged thereon, the vehicle type identified by at least one of;
a make, a model, and a year of the vehicle; and
a driving behaviors analysis server, comprising hardware including a processor and memory, the server configured to;
identify a plurality of drivers of the vehicle type, wherein each driver is associated with a respective vehicle that is categorized by the vehicle type;
determine a number of accidents for each driver of the vehicle type over a predetermined period of time;
calculate an accident frequency value for the plurality of drivers of the vehicle type based on the number of accidents for each driver of the vehicle type;
determine an accident severity value for the plurality of drivers of the vehicle type based on analyzing each accident that has occurred for each driver of the vehicle type;
receive, from each of the plurality of telematics devices and in real-time, driving data for each driver of the vehicle type;
based on the driving data, identify driving behaviors for each driver of the vehicle type by identifying patterns in the driving data over the predetermined period of time; and
assign a vehicle safety rating to the vehicle type based on the accident frequency value, the accident severity value, and the driving behaviors for each driver of the vehicle type.
1 Assignment
0 Petitions
Accused Products
Abstract
A system may include a plurality of telematics devices and a driving behaviors analysis server configured to identify a plurality of drivers of a vehicle type. The server may determine a number of accidents for each driver of the vehicle type over a predetermined period of time and calculate an accident frequency value accordingly for the plurality of drivers. The server may then determine an accident severity value for the plurality of drivers of the vehicle type based on analyzing each accident that has occurred for each driver. Further, the server may receive driving data for each driver from the plurality of telematics devices and identify driving behaviors for each driver based on the driving data. Finally, the server may assign a vehicle safety rating to the vehicle type based on the accident frequency value, the accident severity value, and the driving behaviors for each driver of the vehicle type.
31 Citations
20 Claims
-
1. A system comprising:
-
a plurality of telematics devices, each telematics device of the plurality of telematics devices being associated with a vehicle type having a plurality of sensors arranged thereon, the vehicle type identified by at least one of;
a make, a model, and a year of the vehicle; anda driving behaviors analysis server, comprising hardware including a processor and memory, the server configured to; identify a plurality of drivers of the vehicle type, wherein each driver is associated with a respective vehicle that is categorized by the vehicle type; determine a number of accidents for each driver of the vehicle type over a predetermined period of time; calculate an accident frequency value for the plurality of drivers of the vehicle type based on the number of accidents for each driver of the vehicle type; determine an accident severity value for the plurality of drivers of the vehicle type based on analyzing each accident that has occurred for each driver of the vehicle type; receive, from each of the plurality of telematics devices and in real-time, driving data for each driver of the vehicle type; based on the driving data, identify driving behaviors for each driver of the vehicle type by identifying patterns in the driving data over the predetermined period of time; and assign a vehicle safety rating to the vehicle type based on the accident frequency value, the accident severity value, and the driving behaviors for each driver of the vehicle type. - View Dependent Claims (2, 3, 4, 5, 6, 7)
-
-
8. An apparatus comprising:
-
at least one processor; a network interface configured to communicate, via a network, with a database and a plurality of telematics devices, each telematics device of the plurality of telematics devices being associated with a vehicle type having a plurality of sensors arranged thereon, the vehicle type identified by at least one of;
a make, a model, and a year of the vehicle; anda memory storing computer-readable instructions that, when executed by the at least one processor, cause the apparatus to; identify a plurality of drivers of the vehicle type, wherein each driver is associated with a respective vehicle that is categorized by the vehicle type; determine a number of accidents for each driver of the vehicle type over a predetermined period of time; calculate an accident frequency value for the plurality of drivers of the vehicle type based on the number of accidents for each driver of the vehicle type; determine an accident severity value for the plurality of drivers of the vehicle type based on analyzing each accident that has occurred for each driver of the vehicle type; receive, from each of the plurality of telematics devices and in real-time, driving data for each driver of the vehicle type; based on the driving data, identify driving behaviors for each driver of the vehicle type by identifying patterns in the driving data over the predetermined period of time; assign a vehicle safety rating to the vehicle type based on the accident frequency value, the accident severity value, and the driving behaviors for each driver of the vehicle type; and store data regarding the vehicle safety rating for the vehicle type in the database, wherein the database comprises data regarding a plurality of rated vehicles. - View Dependent Claims (9, 10, 11, 12, 13)
-
-
14. A method comprising:
-
identifying, by one or more computing devices, a plurality of drivers of a vehicle type, wherein each driver is associated with a respective vehicle that is categorized by the vehicle type and wherein the vehicle type is identified by at least one of;
a make, a model, and a year of the vehicle;determining, by the one or more computing devices, a number of accidents for each driver of the vehicle type over a predetermined period of time; calculating, by the one or more computing devices, an accident frequency value for the plurality of drivers of the vehicle type based on the number of accidents for each driver of the vehicle type; determining, by the one or more computing devices, an accident severity value for the plurality of drivers of the vehicle type based on analyzing each accident that has occurred for each driver of the vehicle type; parsing, by the one or more computing devices, driving data for each driver of the vehicle type, wherein the driving data is received in real-time from each of a plurality of telematics devices, each telematics device being associated with the vehicle type having a plurality of sensors arranged thereon; based on the driving data, identifying, by the one or more computing devices, driving behaviors for each driver of the vehicle type by identifying patterns in the driving data over the predetermined period of time; and assigning, by the one or more computing devices, a vehicle safety rating to the vehicle type based on the accident frequency value, the accident severity value, and the driving behaviors for each driver of the vehicle type. - View Dependent Claims (15, 16, 17, 18, 19, 20)
-
Specification