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Accepting a check deposit from a mobile device in communication with an automated teller machine

  • US 10,546,468 B2
  • Filed: 05/02/2017
  • Issued: 01/28/2020
  • Est. Priority Date: 08/09/2012
  • Status: Active Grant
First Claim
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1. An apparatus, comprising:

  • a processor coupled with a first network and a second network;

    the processor is operable to receive from a mobile device coupled with the first network data representative of an image of a check;

    the processor is operable to determine an account the check is drawn on from the data representative of an image of a check;

    the processor is operable to determine an amount of the check from the data representative of an image of a check;

    the processor is operable to generate code data that uniquely identifies the check;

    the processor operable to send the code data to the mobile device via the first network;

    the processor is operable to receive a check cashing request from an automated banking machine without a check imager that is coupled with the second network, the check cashing request comprises data representative of code data provided by the mobile device to the automated banking machine;

    the processor is operable to correlate the code data provided by the mobile device with the code data that was sent to the mobile device; and

    the processor is operable to authorize a check cashing transaction responsive to the code data provided by the mobile device via the second network correlating to the code data sent to the mobile device via the first network.

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