NFC mobile device transactions with a digital artifact
DCFirst Claim
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1. A method for conducting a Near Field Communication (NFC) transaction using an NFC protocol, the method comprising:
- maintaining a non-browser based application in a mobile device memory, wherein the non-browser based application is a mobile operating system platform non-browser based mobile application with a graphical user interface that is preinstalled or downloaded and installed on a mobile device, the mobile device comprising the mobile device memory, a mobile device display, a mobile device processor, a mobile device wireless transceiver that supports voice and data interactions through a first communication channel, an NFC transceiver configured to use the NFC protocol through a second communication channel, an NFC processor configured to use the NFC protocol, and a secure element memory, wherein the secure element memory maintains an identification code associated with a user and a secure element application configured to use the NFC protocol, wherein the secure element memory, NFC transceiver, and NFC processor are included in a secure element permanently embedded within a body of the mobile device, wherein the graphical user interface includes a graphical icon;
executing the secure element application in response to a detection of a near field communication inductive signal from an NFC terminal configured to use the NFC protocol; and
transmitting, using the secure element application, via the NFC transceiver, first transaction information including the identification code associated with the user via the second communication channel from the secure element memory to the NFC terminal during an NFC inductive interaction between the secure element and the NFC terminal, wherein the first transaction information including the identification code associated with the user is transmitted to a remote management server which transmits second transaction information including a payment method that corresponds to the identification code associated with the user to a transaction server that processes the NFC transaction using the payment method that corresponds to the identification code associated with the user, wherein the payment method is maintained at the remote management server; and
after the NFC transaction has been processed, receiving, at the mobile device, a digital artifact for display in the graphical user interface of the non-browser based application.
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Reexamination
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Abstract
A method and system for receiving digital artifacts from a management server. The method includes sending a request for a digital artifact from a mobile application to the management server for display within a specific mobile application generated screen, receiving the digital artifact from the management server, and displaying the digital artifact with the specific mobile application generated screen.
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Citations
30 Claims
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1. A method for conducting a Near Field Communication (NFC) transaction using an NFC protocol, the method comprising:
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maintaining a non-browser based application in a mobile device memory, wherein the non-browser based application is a mobile operating system platform non-browser based mobile application with a graphical user interface that is preinstalled or downloaded and installed on a mobile device, the mobile device comprising the mobile device memory, a mobile device display, a mobile device processor, a mobile device wireless transceiver that supports voice and data interactions through a first communication channel, an NFC transceiver configured to use the NFC protocol through a second communication channel, an NFC processor configured to use the NFC protocol, and a secure element memory, wherein the secure element memory maintains an identification code associated with a user and a secure element application configured to use the NFC protocol, wherein the secure element memory, NFC transceiver, and NFC processor are included in a secure element permanently embedded within a body of the mobile device, wherein the graphical user interface includes a graphical icon; executing the secure element application in response to a detection of a near field communication inductive signal from an NFC terminal configured to use the NFC protocol; and transmitting, using the secure element application, via the NFC transceiver, first transaction information including the identification code associated with the user via the second communication channel from the secure element memory to the NFC terminal during an NFC inductive interaction between the secure element and the NFC terminal, wherein the first transaction information including the identification code associated with the user is transmitted to a remote management server which transmits second transaction information including a payment method that corresponds to the identification code associated with the user to a transaction server that processes the NFC transaction using the payment method that corresponds to the identification code associated with the user, wherein the payment method is maintained at the remote management server; and after the NFC transaction has been processed, receiving, at the mobile device, a digital artifact for display in the graphical user interface of the non-browser based application. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 27, 28)
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14. A mobile device for conducting a Near Field Communication (NFC) transaction using an NFC protocol, the mobile device comprising:
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a mobile device memory maintaining a non-browser based application, wherein the non-browser based application is a mobile operating system platform non-browser based mobile application with a graphical user interface that is preinstalled or downloaded and installed on the mobile device, wherein the graphical user interface includes a graphical icon; a mobile device wireless transceiver that supports voice and data interactions through a first wireless communication channel; a mobile device processor that receives a digital artifact for display in the graphical user interface of the non-browser based application; a secure element permanently embedded within the body of the mobile device comprising; a secure element memory that maintains an identification code associated with a user and further maintains a secure element application configured to use the NFC protocol that is executed in response to a detection of a near field communication inductive signal from an NFC terminal configured to use the NFC protocol; and an NFC transceiver configured to use the NFC protocol that transmits, using the secure element application, first transaction information including the identification code associated with the user through a second communication channel to an NFC terminal during an NFC inductive interaction between the secure element and the NFC terminal, and further wherein the first transaction information including the identification code associated with the user is transmitted to a remote management server which transmits second transaction information including a payment method that corresponds to the identification code associated with the user to a transaction server for processing the NFC transaction using the payment method that corresponds to the identification code associated with the user;
wherein the payment method is maintained at the remote management server. - View Dependent Claims (15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 29, 30)
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Specification