Method and system for determining the condition of insured properties in a neighborhood
First Claim
1. A method for determining the condition of insured properties using aerial images, the method executed by one or more processors programmed to perform the method, the method comprising:
- identifying, by the one or more processors, that a neighborhood includes properties insured by an insurance provider;
capturing, by an aerial image capturing device, a plurality of aerial images which display the neighborhood including the insured properties;
receiving, at the one or more processors, a plurality of aerial images from the aerial image capturing device; and
for each of the insured properties in the identified neighborhood;
determining, by the one or more processors, a condition of the insured property based on one or more of the plurality of aerial images corresponding to the insured property;
determining, by the one or more processors, a level of risk of the insured property based on the condition of the insured property and a change in the condition of the insured property over time, wherein the level of risk of the insured property differs according to a length of time that the insured property is in a particular condition;
assigning, by the one or more processors, a level of risk indicator to the insured property based on the determined level of risk; and
causing, by the one or more processors, the insured property to be displayed on a user interface including the level of risk indicator overlaying the insured property;
wherein the one or more processors automatically direct the aerial image capturing device to capture the plurality of aerial images which display the neighborhood.
1 Assignment
0 Petitions
Accused Products
Abstract
A method and system may determine the condition of insured properties in a neighborhood using aerial images captured from an unmanned aerial vehicle (UAV) or from a satellite device. The neighborhood may be selected by identifying a neighborhood that includes properties which are insured by a particular insurance provider. Aerial images of the entire neighborhood may then be captured and received from the UAV or the satellite device. For each insured property in the neighborhood, a condition and level of risk may be automatically determined based on the received aerial images. Then a level of risk indicator may be assigned to the insured property based on the determined level of risk. The aerial images of the insured property may be displayed on a user interface with indications of the level of risk overlaying the aerial images.
28 Citations
20 Claims
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1. A method for determining the condition of insured properties using aerial images, the method executed by one or more processors programmed to perform the method, the method comprising:
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identifying, by the one or more processors, that a neighborhood includes properties insured by an insurance provider; capturing, by an aerial image capturing device, a plurality of aerial images which display the neighborhood including the insured properties; receiving, at the one or more processors, a plurality of aerial images from the aerial image capturing device; and for each of the insured properties in the identified neighborhood; determining, by the one or more processors, a condition of the insured property based on one or more of the plurality of aerial images corresponding to the insured property; determining, by the one or more processors, a level of risk of the insured property based on the condition of the insured property and a change in the condition of the insured property over time, wherein the level of risk of the insured property differs according to a length of time that the insured property is in a particular condition; assigning, by the one or more processors, a level of risk indicator to the insured property based on the determined level of risk; and causing, by the one or more processors, the insured property to be displayed on a user interface including the level of risk indicator overlaying the insured property; wherein the one or more processors automatically direct the aerial image capturing device to capture the plurality of aerial images which display the neighborhood. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A system for determining the condition of insured properties in a neighborhood, the system comprising:
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an aerial image capturing device which captures a plurality of aerial images that display insured properties; a user interface; a communication network; and one or more computing devices communicatively coupled to the communication network, the aerial image capturing device, and the user interface, each of the one or more computing devices having a memory and one or more processors and at least one of the computing devices configured to; identify that a neighborhood includes properties insured by an insurance provider; receive a plurality of aerial images via the communication network from the aerial image capturing device; and for each of the insured properties in the identified neighborhood; determine a condition of the insured property based on one or more of the plurality of aerial images corresponding to the insured property; determine a level of risk of the insured property based on the condition of the insured property and a change in the condition of the insured property over time, wherein the level of risk of the insured property differs according to a length of time that the insured property is in a particular condition; assign a level of risk indicator to the insured property based on the determined level of risk; and cause the insured property to be displayed on the user interface including the level of risk indicator overlaying the insured property; wherein the at least one computing device automatically directs the aerial image capturing device to capture the plurality of aerial images which display the neighborhood. - View Dependent Claims (13, 14, 15, 16, 17, 18, 19, 20)
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Specification