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Graduated authentication in an identity management system

DC
  • US 10,567,391 B2
  • Filed: 05/20/2019
  • Issued: 02/18/2020
  • Est. Priority Date: 06/16/2004
  • Status: Active Grant
First Claim
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1. A computer-implemented method for implementing variable transaction security levels, the method comprising:

  • receiving a first request for user authentication as part of a first usage event, wherein the first request for user authentication includes information about a first type of transaction to be performed by a user during the first usage event;

    receiving a second request for user authentication as part of a second usage event,wherein the second request for user authentication includes information about a second type of transaction to be performed by the user during the second usage event, and wherein the second type of transaction is different from the first type of transaction;

    performing, using one or more hardware processors, at least one transaction associated with the first request at a first transaction security level by selecting a first transaction mechanism having the first transaction security level, wherein the first transaction mechanism is selected based on the first type of transaction to be performed by the user during a first usage event; and

    performing, using the one or more hardware processors, at least one transaction associated with the second request at a second transaction security level by selecting a second transaction mechanism having the second transaction security level,wherein the second transaction mechanism is selected based on the second type of transaction to be performed by the user during the second usage event,and wherein the first transaction security level is different from the second transaction security level.

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