System for reducing vehicle collisions based on an automated segmented assessment of a collision risk
First Claim
1. A system for reducing vehicle collisions at high risk areas, the system comprising:
- a display;
a processor coupled to the display; and
one or more memory devices storing non-transitory computer readable instructions that when executed cause the processor to;
(i) calculate a number of expected collisions for a particular area over a time period;
(ii) determine a number of observed collisions for the particular area over the time period;
(iii) determine a market share factor for the particular area;
(iv) calculate a risk index to facilitate identifying high risk areas, the risk index calculated based on;
(i) a comparison between the number of observed collisions and the number of expected collisions for the particular area, and (ii) the market share factor for the particular area; and
(v) display, via the display, a risk map depicting the risk index for the particular area.
2 Assignments
0 Petitions
Accused Products
Abstract
Systems and methods are disclosed for calculating a risk index for one or more areas (e.g., roads, intersections, bridges, and other transportation infrastructure). For instance, high risk intersections may be identified and mapped from historic auto insurance claim data. High risk intersections may be identified because of an excessive number of vehicle collisions there, and/or an amount and extent of vehicle damage, personal injuries, and/or insurance liability expenses associated with, or resulting from, the vehicle collisions at those locations. Risk indices for various areas may be compared to one another, enabling comparison of the relative riskiness of the areas. In some embodiments, a risk map may be generated to visually depict one or more risk indices for areas within a depicted region. The risk map may be used to quickly identify the riskiest area(s) in the region, and to notify government bodies to facilitate repairs and improve road safety.
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Citations
18 Claims
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1. A system for reducing vehicle collisions at high risk areas, the system comprising:
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a display; a processor coupled to the display; and one or more memory devices storing non-transitory computer readable instructions that when executed cause the processor to; (i) calculate a number of expected collisions for a particular area over a time period; (ii) determine a number of observed collisions for the particular area over the time period; (iii) determine a market share factor for the particular area; (iv) calculate a risk index to facilitate identifying high risk areas, the risk index calculated based on;
(i) a comparison between the number of observed collisions and the number of expected collisions for the particular area, and (ii) the market share factor for the particular area; and(v) display, via the display, a risk map depicting the risk index for the particular area. - View Dependent Claims (2, 3, 4, 5)
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6. A computer-implemented method for reducing vehicle collisions at high risk areas, the method comprising:
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calculating via one or more processors a risk index, wherein calculating the risk index comprises; (i) calculating a number of expected collisions for a particular area over a time period; (ii) determining a number of observed collisions for the particular area over the time period; (iii) determining a market share factor for the particular area; and (iv) calculate the risk index based on;
(i) a comparison between the number of observed collisions and the number of expected collisions for the particular area, and (ii) the market share factor for the particular area; anddisplaying a risk map depicting the risk index for the particular area. - View Dependent Claims (7, 8, 9, 10, 11, 12)
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13. A system comprising:
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a means for calculating a number of expected collisions for a particular area over a time period; a means for observing a number of observed collisions for the particular area over the time period; a means for determining a market share factor for the particular area; and a means for calculating the risk index based on;
(i) a comparison between the number of observed collisions and the number of expected collisions for the particular area, and (ii) the market share factor for the particular area;a means for generating a risk map depicting the risk index for the particular area; a means for displaying the risk map depicting the risk index for the particular area. - View Dependent Claims (14, 15, 16, 17, 18)
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Specification