Systems and methods for augmented reality for disaster simulation
First Claim
1. A computer-implemented method for generating and displaying a pre-disaster Enhanced Situation Visualization (ESV) on a user interface of a user computing device, the method comprising:
- receiving, by an ESV computing device, a reference request message from the user computing device, the reference request message including an image representative of a current view of a property from a perspective of the user computing device and at least one user-input variable, the image including the property in a current state, and the user-input variable associated with a characteristic of a potential natural event that may occur at the property;
determining a first subject of the image, wherein the first subject is the property;
retrieving, from a reference database, reference information associated with the first subject of the image, wherein the reference information includes a peril map indicating a risk level associated with the potential natural event for the property;
determining, based upon the reference request message and the reference information, situation information specific to a situation of the property, wherein the situation information includes (i) at least one potential effect on the property due to the potential natural event occurring at the property and (ii) a loss estimate based upon the peril map, the at least one user-input variable, and the potential natural event;
generating a reference response message including the situation information and the reference information; and
transmitting the reference response message to the user computing device, wherein the reference response message is configured to cause an Enhanced Situation Visualization including the situation information to be displayed on the user computing device as the at least one potential effect on the property overlaid upon the current view of the property from the perspective of the user computing device.
3 Assignments
0 Petitions
Accused Products
Abstract
An augmented reality (AR) system for generating and displaying a pre-disaster Enhanced Situation Visualization (ESV) is provided. The AR system may include an ESV computing device, a user computing device operated by a user and a reference database. The user computing device may transmit a reference request message to the ESV device, the reference request message including an image and/or GPS location of a property. The ESV computing device may determine the subject of the image is the property, retrieve reference information including peril maps associated with the property from the reference database, and determine situation information specific to the subject. The reference and situation information including a loss estimate may be displayed on the user computing device to provide an ESV of the property. The ESV may be used for insurance-related activities, such as handling, adjusting, and/or generating an insurance policy, premium, and/or discount, and/or generating insurance-related recommendations.
-
Citations
20 Claims
-
1. A computer-implemented method for generating and displaying a pre-disaster Enhanced Situation Visualization (ESV) on a user interface of a user computing device, the method comprising:
-
receiving, by an ESV computing device, a reference request message from the user computing device, the reference request message including an image representative of a current view of a property from a perspective of the user computing device and at least one user-input variable, the image including the property in a current state, and the user-input variable associated with a characteristic of a potential natural event that may occur at the property; determining a first subject of the image, wherein the first subject is the property; retrieving, from a reference database, reference information associated with the first subject of the image, wherein the reference information includes a peril map indicating a risk level associated with the potential natural event for the property; determining, based upon the reference request message and the reference information, situation information specific to a situation of the property, wherein the situation information includes (i) at least one potential effect on the property due to the potential natural event occurring at the property and (ii) a loss estimate based upon the peril map, the at least one user-input variable, and the potential natural event; generating a reference response message including the situation information and the reference information; and transmitting the reference response message to the user computing device, wherein the reference response message is configured to cause an Enhanced Situation Visualization including the situation information to be displayed on the user computing device as the at least one potential effect on the property overlaid upon the current view of the property from the perspective of the user computing device. - View Dependent Claims (2, 3, 4, 5, 6, 7)
-
-
8. An Enhanced Situation Visualization (ESV) computing device comprising a memory and at least one processor communicatively coupled to the memory, wherein the at least one processor is programmed to:
-
receive a reference request message from the user computing device, the reference request message including an image representative of a current view of a property from a perspective of the user computing device and at least one user-input variable, the image including the property in a current state, and the user-input variable associated with a characteristic of a potential natural event that may occur at the property; determine a first subject of the image, wherein the first subject is the property; retrieve, from a reference database, reference information associated with the first subject of the image, wherein the reference information includes a peril map indicating a risk level associated with the potential natural event for the property; determine, based upon the reference request message and the reference information, situation information specific to a situation of the property, wherein the situation information includes (i) at least one potential effect on the property due to the potential natural event occurring at the property and (ii) a loss estimate based upon the peril map, the at least one user-input variable, and the potential natural event; generate a reference response message including the situation information and the reference information; and transmit the reference response message to the user computing device, wherein the reference response message is configured to cause an Enhanced Situation Visualization including the situation information to be displayed on the user computing device as the at least one potential effect on the property overlaid upon the current view of the property from the perspective of the user computing device. - View Dependent Claims (9, 10, 11, 12, 13, 14)
-
-
15. At least one non-transitory computer-readable storage media having computer-executable instructions embodied thereon, wherein when executed by at least one processor, the computer-executable instructions cause the processor to:
-
receive a reference request message from the user computing device, the reference request message including an image representative of a current view of a property from a perspective of the user computing device and at least one user-input variable, the image including the property in a current state, and the user-input variable associated with a characteristic of a potential natural event that may occur at the property; determine a first subject of the image, wherein the first subject is the property; retrieve, from a reference database, reference information associated with the first subject of the image, wherein the reference information includes a peril map indicating a risk level associated with the potential natural event for the property; determine, based upon the reference request message and the reference information, situation information specific to a situation of the property, wherein the situation information includes (i) at least one potential effect on the property due to the potential natural event occurring at the property and (ii) a loss estimate based upon the peril map, the at least one user-input variable, and the potential natural event; generate a reference response message including the situation information and the reference information; and transmit the reference response message to the user computing device, wherein the reference response message is configured to cause an Enhanced Situation Visualization including the situation information to be displayed on the user computing device as the at least one potential effect on the property overlaid upon the current view of the property from the perspective of the user computing device. - View Dependent Claims (16, 17, 18, 19, 20)
-
Specification