Generating graphical presentations for in-vehicle displays

• US 10,580,074 B1
• Filed: 05/22/2018
• Issued: 03/03/2020
• Est. Priority Date: 03/11/2014
• Status: Active Grant

• Current Assignee: Liberty Mutual Insurance Company (Liberty Mutual Holding Company)
• Original Assignee: Liberty Mutual Insurance Company (Liberty Mutual Holding Company)
• Inventors: Fox, Michael Scott, Piccolo, Brian Stephen
• Primary Examiner(s): Bridges, Christopher
• Application Number:
  US15/986,008
• Time in Patent Office: 651 Days
• Field of Search: None
• CPC Class Codes: G06Q 40/04 Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
• CPC Class Codes: H04W 4/02 Services making use of location information
• CPC Class Codes: H04W 4/40 for vehicles, e.g. vehicle-to-pedestrians [V2P]
• CPC Class Codes: H04W 4/44 for communication between vehicles and infrastructures, e.g. vehicle-to-cloud [V2C] or vehicle-to-home [V2H]

Abstract

A vehicle is engineered in which a piece of hardware, an in-vehicle display, is installed and through which an insured may interface with various insurance modules. The in-vehicle display presents various pieces of graphical user interface to assist the insured in operating the vehicle depending on driving exigencies and circumstances, so as to improve vehicle technologies.

Claims

1. A method for improving vehicle technology, comprising:

presenting, by an in-vehicle display, a first graphical presentation, the in-vehicle display installed in a vehicle and communicatively coupled to an on-board computer comprising on-board computer memory, the first graphical presentation presenting a selectable accident scene assistant indicator;

responsive to a selection of the accident scene assistant indicator, determining, by the on-board computer, an impact to the vehicle and a location of the impact on the vehicle;

presenting, by the in-vehicle display, a second graphical presentation, the second graphical presentation presenting (a) at least one of the impact to the vehicle or the location of the impact on the vehicle, and (b) a selectable claim indicator to report a claim;

responsive to a selection of the claim indicator, retrieving, by the on-board computer from the on-board computer memory, information of the vehicle and information of an accident leading to the impact;

communicating, by the on-board computer, with a mobile phone of an insured to launch an interactive app on the mobile phone of the insured, the interactive app facilitating the selection of at least one of photos, videos, or voice memos of the accident;

transmitting, by the on-board computer to a server, the information of the vehicle, the information of the accident, and the selected photos, videos, or voice memos of the accident; and

presenting, by the in-vehicle display, a third graphical presentation, the third graphical presentation comprising a confirmation of the transmission to the server.

2. The method of claim 1, further comprising presenting a fourth graphical presentation, by the in-vehicle display, the fourth graphical presentation presenting a state from which insurance information of the insured is culled.

3. The method of claim 1, further comprising (a) determining whether there is a traffic alert for a location toward which the vehicle is heading and (b) plotting a route that has had the least amount of historic accidents over a time period.

4. The method of claim 1, further comprising:

determining whether there is a weather alert for a location toward which the vehicle is heading;

causing display of a map of (a) a current location of the vehicle, and (b) a weather pattern toward which the vehicle is headed;

querying the insured, by the in-vehicle display, whether to guide the vehicle home; and

plotting one or more routes home avoiding the weather.

5. The method of claim 1, further comprising:

tracking, by a telematics device, operation of the vehicle;

determining, by the on-board computer, whether a tracking period has expired; and

querying the insured, by the in-vehicle display, whether to formulate a discount quote for an insurance policy based on the tracking operation of the vehicle.

6. The method of claim 1, further comprising:

activating a telematics device to track the vehicle for a trip;

performing analytics over telematics data to discover patterns of unsafe driving events;

presenting the unsafe driving events;

calculating, by the on-board computer, a driving score; and

presenting, by the in-vehicle display, the driving score when the trip has ended.

7. A system for improving vehicle technology, the system comprising an in-vehicle display installed in a vehicle and communicatively coupled to an on-board computer comprising on-board computer memory, the system configured for:

presenting a first graphical presentation, the first graphical presentation presenting a selectable accident scene assistant indicator;

responsive to a selection of the accident scene assistant indicator, determining an impact to the vehicle and a location of the impact on the vehicle;

presenting a second graphical presentation, the second graphical presentation presenting (a) at least one of the impact to the vehicle or the location of the impact on the vehicle, and (b) a selectable claim indicator to report a claim;

responsive to a selection of the claim indicator, retrieving information of the vehicle and information of an accident leading to the impact;

communicating with a mobile phone of an insured to launch an interactive app on the mobile phone of the insured, the interactive app facilitating the selection of at least one of photos, videos, or voice memos of the accident;

transmitting, to a server, the information of the vehicle, the information of the accident, and the selected photos, videos, or voice memos of the accident; and

presenting a third graphical presentation, the third graphical presentation comprising a confirmation of the transmission to the server.

8. The system of claim 7, wherein the system is further configured for presenting a fourth graphical presentation, the fourth graphical presentation presenting a state from which insurance information of the insured is culled.

9. The system of claim 7, wherein the system is further configured for (a) determining whether there is a traffic alert for a location toward which the vehicle is heading and (b) plotting a route that has had the least amount of historic accidents over a time period.

10. The system of claim 7, wherein the system is further configured for:

determining whether there is a weather alert for a location toward which the vehicle is heading;

causing display of a map of (a) a current location of the vehicle, and (b) a weather pattern toward which the vehicle is headed;

querying the insured whether to guide the vehicle home; and

plotting one or more routes home avoiding the weather.

11. The system of claim 7, wherein the system is further configured for:

tracking operation of the vehicle;

determining whether a tracking period has expired; and

querying the insured whether to formulate a discount quote for an insurance policy based on the tracking operation of the vehicle.

12. The system of claim 7, wherein the system is further configured for:

activating a telematics device to track the vehicle for a trip;

performing analytics over telematics data to discover patterns of unsafe driving events;

presenting the unsafe driving events;

calculating a driving score; and

presenting the driving score when the trip has ended.

13. A non-transitory computer-readable medium having computer-readable instructions for implementing a method using an in-vehicle display communicatively coupled to an on-board computer comprising on-board computer memory, the method comprising:

presenting a first graphical presentation, the first graphical presentation presenting a selectable accident scene assistant indicator;

responsive to a selection of the accident scene assistant indicator, determining an impact to the vehicle and a location of the impact on the vehicle;

presenting a second graphical presentation, the second graphical presentation presenting (a) at least one of the impact to the vehicle or the location of the impact on the vehicle, and (b) a selectable claim indicator to report a claim;

responsive to a selection of the claim indicator, retrieving information of the vehicle and information of an accident leading to the impact;

communicating with a mobile phone of an insured to launch an interactive app on the mobile phone of the insured, the interactive app facilitating the selection of at least one of photos, videos, or voice memos of the accident;

transmitting, to a server, the information of the vehicle, the information of the accident, and the selected photos, videos, or voice memos of the accident; and

presenting a third graphical presentation, the third graphical presentation comprising a confirmation of the transmission to the server.

14. The non-transitory computer-readable medium of claim 13, wherein the method further comprises presenting a fourth graphical presentation, the fourth graphical presentation presenting a state from which insurance information of the insured is culled.

15. The non-transitory computer-readable medium of claim 13, wherein the method further comprises (a) determining whether there is a traffic alert for a location toward which the vehicle is heading and (b) plotting a route that has had the least amount of historic accidents over a time period.

16. The non-transitory computer-readable medium of claim 13, wherein the method further comprises determining whether there is a weather alert for a location toward which the vehicle is heading;

causing display of a map of (a) a current location of the vehicle, and (b) a weather pattern toward which the vehicle is headed;

querying the insured whether to guide the vehicle home; and

plotting one or more routes home avoiding the weather.

17. The non-transitory computer-readable medium of claim 13, wherein the method further comprises:

tracking operation of the vehicle;

determining whether a tracking period has expired; and

querying the insured whether to formulate a discount quote for an insurance policy based on the tracking operation of the vehicle.

18. The non-transitory computer-readable medium of claim 13, wherein the method further comprises:

activating a telematics device to track the vehicle for a trip;

performing analytics over telematics data to discover patterns of unsafe driving events;

presenting the unsafe driving events;

calculating a driving score; and

presenting the driving score when the trip has ended.