Application facilitated claims damage estimation
First Claim
1. A method comprising:
- receiving, by a user computing device and from a claims processing server, a first Internet link to a web site displaying one or more photos;
retrieving, by the user computing device and responsive to receiving the first Internet link, one or more photos related to damage of an insured item;
generating, via one or more user interface elements associated with an application and displayed on a display screen of the user computing device, data comprising a three-dimensional view of the damage to the insured item or a panoramic view of the damage to the insured item;
transmitting, by the user computing device, the one or more photos and the data to an enhanced claims processing server;
receiving, by the user computing device, a signal to lock the one or more user interface elements displayed on the display screen of the user computing device;
locking, by the user computing device and in response to receiving the signal, the one or more user interface elements displayed on the display screen;
receiving, by the user computing device, a request for additional data related to the damage of the insured item;
unlocking, by the user computing device, and responsive to receiving the request for additional data, one or more locked user interface elements displayed on the display screen;
receiving, by the user computing device, a user selection of a first user interface element of the one or more unlocked user interface elements;
generating, by the user computing device and via the first user interface element, the additional data; and
transmitting, by the user computing device, the additional data to the enhanced claims processing server.
1 Assignment
0 Petitions
Accused Products
Abstract
Systems and methods provide for an automated system for analyzing damage to process claims associated with an insured item, such as a vehicle. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a user device (e.g., a mobile device). The enhanced claims processing server may submit a signal that locks one or more portions of an application on the mobile device used to submit the photos/videos. The mobile device may receive feedback from the server regarding the acceptability of submitted photos/video. The photos may further be annotated using, for example, a touch screen display. An estimate, such as a cost estimate, may be determined for the damage associated with the insured item based on the photos and/or annotations.
112 Citations
19 Claims
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1. A method comprising:
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receiving, by a user computing device and from a claims processing server, a first Internet link to a web site displaying one or more photos; retrieving, by the user computing device and responsive to receiving the first Internet link, one or more photos related to damage of an insured item; generating, via one or more user interface elements associated with an application and displayed on a display screen of the user computing device, data comprising a three-dimensional view of the damage to the insured item or a panoramic view of the damage to the insured item; transmitting, by the user computing device, the one or more photos and the data to an enhanced claims processing server; receiving, by the user computing device, a signal to lock the one or more user interface elements displayed on the display screen of the user computing device; locking, by the user computing device and in response to receiving the signal, the one or more user interface elements displayed on the display screen; receiving, by the user computing device, a request for additional data related to the damage of the insured item; unlocking, by the user computing device, and responsive to receiving the request for additional data, one or more locked user interface elements displayed on the display screen; receiving, by the user computing device, a user selection of a first user interface element of the one or more unlocked user interface elements; generating, by the user computing device and via the first user interface element, the additional data; and transmitting, by the user computing device, the additional data to the enhanced claims processing server. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A system comprising:
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an insured vehicle, wherein the insured vehicle comprises a damaged portion; and a first computing device communicatively connected to the insured vehicle and comprising; a display screen; a processor; and a memory storing computer-readable instructions that, when executed by the processor, cause the first computing device to; receive, from a claims processing server, a first Internet link to a web site displaying one or more photos; retrieve, responsive to receiving the first Internet link, one or more photos related to damage of an insured item; capture, via one or more user interface elements associated with an application and displayed on the display screen, data comprising a three-dimensional view of the damaged portion of the insured item or a panoramic view of the damaged portion of the insured item; transmit the data and the one or more photos to an enhanced claims processing server; receive a signal to lock the one or more user interface elements displayed on the display screen of the first computing device; lock, in response to receiving the signal, the one or more user interface elements; receive a request for additional data related to the damaged portion; unlock, responsive to receiving the request for additional data, one or more locked user interface elements displayed on the display screen; receive a user selection of a first user interface element of the one or more unlocked user interface elements; generate, via the first user interface element, the additional data; and transmit the additional data to the claims processing server. - View Dependent Claims (15, 16)
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17. A computing device comprising:
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a display screen; a processor; and a memory storing computer-readable instructions that, when executed by the processor, cause the computing device to; receive, from a claims processing server, a first Internet link to a web site displaying one or more photos; retrieve, responsive to receiving the first Internet link, one or more photos related to damage of an insured item; capture, via one or more user interface elements displayed on the display screen and associated with an application executing on the computing device, data comprising a three-dimensional view of the damage of the insured item or a panoramic view of the damage of the insured item; transmit the data and the one or more photos to an enhanced claims processing server; receive a first signal to lock the user interface element; and lock the user interface element responsive to receiving the first signal; receive a request for additional data related to the damaged portion; unlock, responsive to receiving the request for additional data, one or more locked user interface elements displayed on the display screen; receive a user selection of a first user interface element of the one or more unlocked user interface elements; generate, via the first user interface element, the additional data; and transmit the additional data to the claims processing server. - View Dependent Claims (18, 19)
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Specification