Systems and methods for using micro accelerations as a biometric identification factor

• US 10,587,615 B2
• Filed: 04/22/2019
• Issued: 03/10/2020
• Est. Priority Date: 06/06/2018
• Status: Active Grant

• Current Assignee: Capital One Services LLC (Capital One Financial Corporation)
• Original Assignee: Capital One Services LLC (Capital One Financial Corporation)
• Inventors: Wurmfeld, David
• Primary Examiner(s): Gergiso, Techane
• Application Number:
  US16/390,448
• Publication Number:
  US 20190379658A1
• Time in Patent Office: 323 Days
• CPC Class Codes: G06F 1/163 Wearable computers, e.g. on a belt
• CPC Class Codes: G06F 1/1694 the I/O peripheral being a single or a set of motion sensors for pointer control or gesture input obtained by sensing movements of the portable computer
• CPC Class Codes: G06F 1/3215 Monitoring of peripheral devices
• CPC Class Codes: G06F 1/325 Power saving in peripheral device
• CPC Class Codes: G06F 21/31 User authentication
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G06F 21/554 involving event detection and direct action
• CPC Class Codes: G06F 2221/2117 User registration
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G06V 40/70 Multimodal biometrics, e.g. combining information from different biometric modalities
• CPC Class Codes: H04L 63/0853 using an additional device, e.g. smartcard, SIM or a different communication terminal cryptographic mechanisms or cryptographic arrangements for entity authentication involving additional secure or trusted devices H04L9/3234
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04L 63/102 Entity profiles
• CPC Class Codes: H04L 63/107 wherein the security policies are location-dependent, e.g. entities privileges depend on current location or allowing specific operations only from locally connected terminals
• CPC Class Codes: H04W 12/06 Authentication

Abstract

Systems and methods for using micro accelerations as a biometric factor for multi-factor authentication, the method including receiving, filtering, and determining an identifying pattern from micro acceleration data representative of the user, storing the identifying pattern for later use in authenticating the identity of the user, and using the identifying pattern as one factor in a multi factor authentication.

Claims

1. A system for authentication using an electronic card, comprising:

one or more memory devices storing software instructions; and

one or more processors configured to execute software instructions to perform operations comprising;

receiving micro acceleration data collected by one or more accelerometers of an electronic card;

determining, based on micro acceleration data, one or more normalized Hausdorff space patterns;

determining, based on the one or more normalized Hausdorff space patterns, an identifying pattern representative of a movement pattern of a user associated with the card;

comparing the identifying pattern with a reference pattern;

authenticating, based on the comparison, an identity of the user; and

determining, based on the comparison, that the user is not an authorized person to possess the card.

2. The system of claim 1, wherein authenticating the identity of the user comprises at least one of:

approving a financial transaction, granting a secured access, or receiving confidential information.

3. The system of claim 1, wherein the operations further comprise:

upon determining that the user is not an authorized person to possess the card, transmitting a notification to a device associated with the card.

4. The system of claim 3, wherein the operations further comprise:

receiving, from the device associated with the card, a response authorizing a use of the card; and

authenticating the identity of the user.

5. The system of claim 1, wherein the operations further comprise:

using the identifying pattern as one factor in a multi-factor authentication to authenticate the identity of the user.

6. A system for authentication using an electronic card, comprising:

one or more memory devices storing software instructions; and

one or more processors configured to execute software instructions to perform operations comprising;

receiving reference micro acceleration data from an electronic card;

determining, based on micro acceleration data, the reference pattern;

storing the reference pattern into a storage device;

receiving, from the electronic card, micro acceleration data collected by one or more accelerometers of the card;

determining, based on the micro acceleration data, one or more normalized Hausdorff space patterns;

determining, based on the one or more normalized Hausdorff space patterns, an identifying pattern representative of a movement pattern of a user associated with the card;

comparing the identifying pattern with the reference pattern; and

authenticating, based on the comparison, an identity of the user.

7. A method for authentication using an electronic transaction card, comprising:

receiving micro acceleration data collected by one or more accelerometers of an electronic card;

determining, based on micro acceleration data, one or more normalized Hausdorff space patterns;

determining, based on the one or more normalized Hausdorff space patterns, an identifying pattern representative of a movement pattern of a user associated with the card;

comparing the identifying pattern with one or more reference patterns; and

determining, based on the comparison, that the user is not an authorized person to possess the card.

8. The method of claim 7, further comprising:

upon determining that the user is not an authorized person to possess the card, transmitting a notification to a device associated with the card.

9. The method of claim 8, further comprising:

receiving, from the device associated with the card, a response authorizing a use of the card; and

approving a financial transaction.

10. A method for authentication using an electronic transaction card, comprising:

receiving reference micro acceleration data;

determining, based on micro acceleration data, a reference pattern;

storing the reference pattern into a storage device;

receiving the micro acceleration data collected by one or more accelerometers of an electronic card;

determining, based on the micro acceleration data, one or more normalized Hausdorff space patterns;

determining, based on the one or more normalized Hausdorff space patterns, an identifying pattern representative of a movement pattern of a user associated with the card;

comparing the identifying pattern with the reference pattern;

determining, based on the comparison, that the user is an authorized user of the card; and

upon determining that the user is an authorized user of the card, approving a financial transaction.

11. The method of claim 10, wherein receiving reference micro acceleration data comprises:

receiving the reference micro acceleration data from the card.